How Can I Make My Defiance, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Defiance, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Defiance, OH Home Insurance Coverage Levels | Back to Top
| Defiance, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Chinook Ave, Co Hwy 97, North St, Coressel Rd, Radio Dr, Twp Rd 3, Coffin Trl, Gerken Rd, Wabash Ave, Hockman Rd | $162,500 | $140,000 | $150,000-$175,000 | $99,000 | $90,000 | $100,000-$125,000 |
| West St, Rd A, Corwin St, Twp Hwy 133, Kingsbury Ln, Wirth Ln, Defiance Paulding Co Line Rd, S Rock St, Prospect St, Main St | $178,000 | $160,000 | $175,000-$200,000 | $110,000 | $100,000 | $75,000-$100,000 |
| Washington Ave, Cimmaron Ln, Twp Hwy 36, N Harrison St, Defiance-Paulding County Line Rd, Lake St, Central St, Stonemore Dr, Honeysuckle Ln, Forest Hill | $90,500 | $80,000 | $75,000-$100,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Singer Rd, Myrna St, Twp Hwy 15, Twp Hwy 124, Defiance Paulding Co Line Rd 8, Def Paulding C L Rd, Co Hwy 176, Johnson Cir, E Broadway Ave, Gray St | $209,000 | $190,000 | $200,000-$250,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Overly Rd, Tuendawie St, River Front Dr, Cherry St, Trinity Rd, Co Hwy 175, 5th St, Standley Rd, Twp Hwy 40, Nicholas St | $121,500 | $100,000 | $125,000-$150,000 | $134,500 | $120,000 | $125,000-$150,000 |
| Twp Hwy 129, Oak Pointe Ln, Twp Hwy 181, Baringer Dr, Heritage Dr, Slusser Dr, Powers Rd, Twp Hwy 8, Wilhelm Rd, Fruit Ridge Dr | $108,000 | $90,000 | $75,000-$100,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Twp Hwy 52, Briarheath Dr, Jacobs Trail Rd, Power Dam Rd, Bridgewood Ct, 2nd St, Cromley Rd, Defiance-Putnam Co Line Rd, Twp Hwy 12, Petain St | $137,000 | $130,000 | $150,000-$175,000 | $90,500 | $80,000 | $100,000-$125,000 |
| Co Hwy 2, Linden St, Twp Hwy 31, Twp Hwy 22, 4th St, Van Buren St, Edenberry Ct, Dolan St, Pontiac Dr, Quality Dr | $162,500 | $140,000 | $150,000-$175,000 | $143,500 | $120,000 | $125,000-$150,000 |
| Upton St, Co Hwy 9, Def Henry County Line Rd, Schubert Rd, Thiel Rd, Freytag Rd, Shoemaker Rd, Co Hwy 146, E Front St, Grover Ave | $106,000 | $90,000 | $100,000-$125,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Behrens Rd, Byrnwyck Ct, Cinarron Ln, Twp Hwy 51, Schultz Rd, Latty St, Elmwood Dr, West St, Barbara Ln, Vine St | $128,500 | $120,000 | $125,000-$150,000 | $80,500 | $70,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Defiance, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $480 |
| Superior Protection Discount | -$59 | $533 |
| Fire & Security Discount | -$65 | $527 |
| Hail Resistant Roof Discount | -$12 | $581 |
| Newly Constructed Home Discount | -$166 | $427 |
Choose your Defiance, OH Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Defiance, OH | Back to Top
| Home Insurance Company Defiance, OH | Homeowners Insurance Agency Defiance, OH | Address | Popularity Score | Distance from Defiance (miles) |
|---|---|---|---|---|
| State Farm | Lori Powell | 1295 Fostoria Avenue, Findlay, OH, 45840-6209 | 41.6 | |
| Farmers | Alan Davis | 127 W Auglaize St, Wapakoneta, OH, 45895 | 49.8 | |
| State Farm | Matt Vierk | 5650 W Central Ave Ste A1, Toledo, OH, 43615-1526 | 45.0 | |
| State Farm | Doug Nicola | 945 E 2nd St, Defiance, OH, 43512-2386 | 1.1 | |
| Allstate | Chuck Bodette | 1310 W Sylvania Ave, Toledo, OH, 43612 | 50.0 | |
| Allstate | Tamara Thornton | 5954 Renaissance Pl, Toledo, OH, 43623 | 45.5 | |
| Allstate | Evans Insurance Group Corp. | 1900 Monroe St, Toledo, OH, 43604 | 49.6 | |
| State Farm | Darlene Steiner | 1412 Scott St, Napoleon, OH, 43545-1026 | 14.7 | |
| State Farm | Ken Lohman | 715 Haskins Road, Bowling Green, OH, 43402-1224 | 37.1 | |
| Erie | Gary C Grant Insurance Agency Inc. | 324 Clinton Street, Defiance, OH, 43512 | 0.4 |
Compare Rates for Defiance, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Defiance County, OH | $112,700 | $638 | $440 | $880 | $440 |
| Defiance, OH | $104,700 | $592 | $400 | $820 | $420 |
| Greensburg, OH | $167,800 | $778 | $550 | $1,100 | $550 |
| Maumee, IN | $104,300 | $765 | $530 | $1,060 | $530 |
| DeKalb County, IN | $113,600 | $772 | $530 | $1,090 | $560 |
| Venedocia, OH | $67,000 | $521 | $380 | $740 | $360 |
| Bluffton, OH | $147,200 | $738 | $500 | $1,030 | $530 |
| Monclova, OH | $261,600 | $780 | $520 | $1,080 | $560 |
| St. Marys, IN | $133,800 | $857 | $590 | $1,180 | $590 |
| Madison charter, MI | $111,600 | $687 | $460 | $980 | $520 |
| Allen, IN | $109,400 | $657 | $480 | $910 | $430 |
| Pemberville, OH | $132,400 | $706 | $520 | $970 | $450 |
Research Home Insurance Companies Reviews in Defiance, OH Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I have never really looked into other insurance companies. I have always had state farm for everything. We had them when we fist started driving, renters insurance.
Date: October 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
The customer service are outstanding workers who want to ensure that their customers gets their questions answered and the help that they need.
Allstate Home Insurance Reviews
Date: January 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My home insurance covers everything I would want it to cover, so I have no complaints there. I have never worked with another insurance company, so I can't really compare my experience to other providers, but I'm satisfied enough to not shop around. I've considered doing so to see if I can get a better price.
Auto Owners Insurance Home Insurance Reviews
Date: November 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I would rate a 4 again. I am not sure about other policies that are offered and how much premium and deductibles are, but I think I will try and find out.