Gavop shows you how to buy homeowners insurance in Pantego, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $84,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $196,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $204,500 | $180,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $749 |
| Superior Protection Discount | -$78 | $793 |
| Fire & Security Discount | -$61 | $810 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$226 | $645 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beaufort County | $2,500 | $708 | $3,208 | $515 | $3,015 | $194 |
| Pantego, NC | $700 | $861 | $1,561 | $625 | $1,325 | $235 |
| Vanceboro, NC | $300 | $503 | $803 | $365 | $665 | $137 |
| Hyde County, NC | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Pitt County, NC | $300 | $771 | $1,071 | $561 | $861 | $211 |
| Ayden, NC | $700 | $861 | $1,561 | $625 | $1,325 | $235 |
| Colerain, NC | $100 | $500 | $600 | $363 | $463 | $137 |
| Alligator, NC | $700 | $632 | $1,332 | $460 | $1,160 | $173 |
| Cove City, NC | $100 | $528 | $628 | $383 | $483 | $144 |
| Aulander, NC | $2,000 | $430 | $2,430 | $312 | $2,312 | $117 |
| Home Insurance Company Pantego, NC | Homeowners Insurance Agency Pantego, NC | Address | Popularity Score | Distance from Pantego (miles) |
|---|---|---|---|---|
| Travelers | The Insurance Center | 1320 Commerce Dr, New Bern, NC, 28562 | 40.8 | |
| Travelers | Cornerstone Insurance Center Inc | 3004 S Memorial Dr, Greenville, NC, 27834 | 39.4 | |
| Allstate | Gregory Carter | 2419 S Charles St, Greenville, NC, 27858 | 37.9 | |
| State Farm | Nancy Allen | 414 W Main St, Havelock, NC, 28532-2612 | 49.9 | |
| Allstate | Cindy Challender | 2115a Se Greenville Blvd, Greenville, NC, 27858 | 35.9 | |
| Allstate | Wyman Honeycutt | 206 W 14th St Ste B3, Greenville, NC, 27834 | 38.3 | |
| Nationwide | James D. Elliott | 412 W Queen St, Edenton, NC, 27932-0974 | 32.8 | |
| Liberty Mutual Independent | Risk Managers Inc | 288 3rd St, Ayden, NC, 28513 | 41.9 | |
| Liberty Mutual Independent | Risk Managers Inc | 288 3rd Street, Ayden, NC, 28513 | 41.9 | |
| Nationwide | Walker & Associates Services Inc | 3105 Evans St Ste B, Greenville, NC, 27834 | 38.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,230 | $600 |
| Beaufort County, NC | $123,600 | $717 | $490 | $1,030 | $540 |
| Pantego, NC | $88,100 | $871 | $620 | $1,200 | $580 |
| Vanceboro, NC | $79,400 | $509 | $370 | $730 | $360 |
| Hyde County, NC | $81,000 | $864 | $580 | $1,230 | $650 |
| Pitt County, NC | $138,700 | $781 | $520 | $1,080 | $560 |
| Ayden, NC | $98,000 | $871 | $620 | $1,230 | $610 |
| Colerain, NC | $78,800 | $506 | $370 | $710 | $340 |
| Alligator, NC | $103,100 | $640 | $460 | $920 | $460 |
| Cove City, NC | $83,700 | $534 | $390 | $750 | $360 |
| Aulander, NC | $67,200 | $435 | $310 | $620 | $310 |