Gavop tells you how to get the best homeowners insurance in Missouri River, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $149,000 | $140,000 | $150,000-$175,000 |
| 2 Bedroom | $235,500 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $309,000 | $280,000 | $300,000-$350,000 |
| 4 Bedroom | $661,000 | $590,000 | $700,000-$800,000 |
| 5 Bedroom | $609,000 | $510,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $991 |
| Superior Protection Discount | -$104 | $1,049 |
| Fire & Security Discount | -$92 | $1,061 |
| Hail Resistant Roof Discount | -$35 | $1,118 |
| Newly Constructed Home Discount | -$277 | $876 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $2,500 | $1,077 | $3,577 | $783 | $3,283 | $294 |
| Missouri River, MO | $700 | $1,139 | $1,839 | $828 | $1,528 | $311 |
| Manchester, MO | $300 | $882 | $1,182 | $641 | $941 | $241 |
| Bonhomme, MO | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| Olivette, MO | $300 | $1,005 | $1,305 | $730 | $1,030 | $275 |
| Hillsdale, MO | $2,000 | $744 | $2,744 | $541 | $2,541 | $203 |
| Dellwood, MO | $400 | $703 | $1,103 | $511 | $911 | $192 |
| Scotsdale, MO | $2,000 | $1,112 | $3,112 | $808 | $2,808 | $304 |
| Villa Ridge, MO | $400 | $1,076 | $1,476 | $782 | $1,182 | $294 |
| Godfrey, IL | $700 | $637 | $1,337 | $463 | $1,163 | $174 |
| South Elkhorn, MO | $100 | $857 | $957 | $623 | $723 | $234 |
| Home Insurance Company Missouri River, MO | Homeowners Insurance Agency Missouri River, MO | Address | Popularity Score | Distance from Missouri River (miles) |
|---|---|---|---|---|
| Travelers | Siebert Insurance Agency | 558 Gravois Road Suite 200, Fenton, MO, 63026 | 7.6 | |
| State Farm | Greg Rollins | 17 Stonegate Shopping Ctr, Manchester, MO, 63088-1215 | 3.9 | |
| State Farm | Bob Grone | 11500 Olive Blvd Ste 100, Creve Coeur, MO, 63141-7126 | 4.0 | |
| Allstate | Missouri Insurance Group Llc | 8515 Delmar Blvd Ste 201, Saint Louis, MO, 63124 | 6.7 | |
| Liberty Mutual Independent | Insurance Store | 1415 Elbridge Payne Rd Ste 230, Chesterfield, MO, 63017 | 5.4 | |
| Farmers | Janette Scott | 9201 Watson Rd Ste 250, Crestwood, MO, 63126 | 6.6 | |
| Travelers | Insurance Consultants Inc | 111 Westport Plaza Ste 600, St Louis, MO, 63146 | 5.8 | |
| State Farm | Evan Richmond | 13437 Olive Blvd, Chesterfield, MO, 63017-3166 | 4.4 | |
| State Farm | Rich Haney | 4515 Lemay Ferry Road, St Louis, MO, 63129 | 11.0 | |
| State Farm | Ray Balota | 4 The Pines Ct Ste A, Creve Coeur, MO, 63141-6093 | 4.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,530 | $740 |
| St. Louis County, MO | $181,100 | $1,090 | $730 | $1,490 | $760 |
| Missouri River, MO | $464,800 | $1,153 | $780 | $1,630 | $850 |
| Manchester, MO | $219,100 | $893 | $620 | $1,280 | $660 |
| Bonhomme, MO | $269,500 | $973 | $660 | $1,350 | $690 |
| Olivette, MO | $293,700 | $1,017 | $720 | $1,450 | $730 |
| Hillsdale, MO | $52,500 | $753 | $510 | $1,060 | $550 |
| Dellwood, MO | $73,800 | $711 | $510 | $1,000 | $490 |
| Scotsdale, MO | $161,500 | $1,125 | $780 | $1,560 | $780 |
| Villa Ridge, MO | $147,200 | $1,089 | $750 | $1,510 | $760 |
| Godfrey, IL | $140,900 | $644 | $470 | $910 | $440 |
| South Elkhorn, MO | $127,100 | $868 | $630 | $1,230 | $600 |