Gavop's guide to buying homeowners insurance in Wilder, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Wilder, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Boundary Rd, Savage Dr, Goldengate St, Bushnell Ave, Chevy Truck Rd, B Ave, Reyes Dr, Canyon St, Morris Pl, Agate Ln | $92,500 | $80,000 | $100,000-$125,000 | $235,500 | $200,000 | $200,000-$250,000 |
| 3rd St E, Hoskins Rd, 6th St, Mora Dr, Stateline Rd, Penny Ln, Graphic Ln, C Ave, 4th St, 5th St | $118,500 | $100,000 | $100,000-$125,000 | $237,500 | $210,000 | $250,000-$300,000 |
| Bluff Ln, Dixie Rd, Case Ln, Rockridge Dr, Arena Valley Rd, Hoadley Dr, Peckham Rd, Silo Way, Rudd Rd, Cherry Ln | $137,500 | $130,000 | $125,000-$150,000 | $163,000 | $140,000 | $175,000-$200,000 |
| Plum Rd, Jacks Rd, Hun Ln, Red Rose St, Crystal Ln, Howe Rd, Suter Ln, Park View Dr, Fargo Rd, Travis Rd | $169,500 | $160,000 | $150,000-$175,000 | $160,000 | $140,000 | $175,000-$200,000 |
| Bellomy Ln, Mayes Dr, Middle Ridge Rd, Petolla Rd, Buffalo Ct, Stardust Ridge Way, Reed Rd, Ave B, Centerpoint Rd, Watkins Glen Ct | $256,500 | $230,000 | $250,000-$300,000 | $347,000 | $320,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $512 |
| Superior Protection Discount | -$55 | $554 |
| Fire & Security Discount | -$61 | $548 |
| Hail Resistant Roof Discount | -$12 | $597 |
| Newly Constructed Home Discount | -$171 | $439 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Canyon County | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Wilder, ID | $2,500 | $602 | $3,102 | $437 | $2,937 | $164 |
| Caldwell, ID | $300 | $703 | $1,003 | $511 | $811 | $192 |
| Malheur Junction, OR | $1,500 | $568 | $2,068 | $413 | $1,913 | $155 |
| Emmett Bench, ID | $500 | $606 | $1,106 | $440 | $940 | $166 |
| Boise City, ID | $2,000 | $617 | $2,617 | $449 | $2,449 | $169 |
| West Bench, OR | $400 | $588 | $988 | $427 | $827 | $161 |
| Hidden Spring, ID | $1,500 | $1,054 | $2,554 | $766 | $2,266 | $288 |
| Annex, OR | $400 | $451 | $851 | $327 | $727 | $123 |
| Horseshoe Bend, ID | $1,500 | $578 | $2,078 | $420 | $1,920 | $158 |
| Robie Creek, ID | $400 | $647 | $1,047 | $470 | $870 | $177 |
| Home Insurance Company Wilder, ID | Homeowners Insurance Agency Wilder, ID | Address | Popularity Score | Distance from Wilder (miles) |
|---|---|---|---|---|
| Allstate | Kelly Wallace | 1843 S Broadway Ave Ste 202a, Boise, ID, 83706 | 35.9 | |
| Allstate | Eric Jeglum | 894 E Boise Ave, Boise, ID, 83706 | 37.1 | |
| Travelers | Dahlinger & Co Insurance | 1216 12th Ave South, Nampa, ID, 83651 | 17.9 | |
| State Farm | Terry Davis | 2418 Cleveland Blvd, Caldwell, ID, 83605-4434 | 11.5 | |
| Travelers | Idaho Select Insurance Llc | 3023 E Copper Point Dr Ste 208, Meridian, ID, 83642 | 27.9 | |
| Allstate | Jeremy Fitzsimmons | 2053 E Fairview Ave Ste 103, Meridian, ID, 83642 | 26.9 | |
| Liberty Mutual Independent | Jim Waters Insurance | 1713 12th Ave Rd, Nampa, ID, 83686 | 18.3 | |
| Allstate | David Nejely | 312 1/2 Caldwell Blvd, Nampa, ID, 83651 | 16.9 | |
| Liberty Mutual Independent | All Valley Insurance Llc | 4301 Garrity Blvd Ste 101, Nampa, ID, 83687 | 19.9 | |
| State Farm | Jim Dingman | 5205 Cleveland Blvd Ste 102, Caldwell, ID, 83607-5016 | 13.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $460 | $870 | $410 |
| Canyon County, ID | $144,000 | $693 | $510 | $980 | $470 |
| Wilder, ID | $198,300 | $609 | $440 | $850 | $410 |
| Caldwell, ID | $121,400 | $712 | $490 | $980 | $490 |
| Malheur Junction, OR | $190,600 | $575 | $410 | $790 | $380 |
| Emmett Bench, ID | $166,800 | $613 | $440 | $850 | $410 |
| Boise City, ID | $212,700 | $625 | $420 | $890 | $470 |
| West Bench, OR | $207,900 | $595 | $400 | $850 | $450 |
| Hidden Spring, ID | $400,000 | $1,067 | $760 | $1,460 | $700 |
| Annex, OR | $111,700 | $456 | $310 | $650 | $340 |
| Horseshoe Bend, ID | $149,500 | $585 | $400 | $820 | $420 |
| Robie Creek, ID | $197,900 | $655 | $470 | $930 | $460 |