Gavop's guide to buying homeowners insurance in St. Johnsbury, VT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| St. Johnsbury, VT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hospital Dr, Bay St, Buxton Dr, Pierce Rd, Lynwood Ter, Federal St, Hastings St, New Boston Rd, Mountain Ave, Willey Farm Rd | $116,500 | $100,000 | $125,000-$150,000 | $117,500 | $90,000 | $100,000-$125,000 |
| Washington Ave, Bedor Ln, Breezy Hill Rd, Union St, W Cottage St, Southard St, Chickadee Hill, Assisqua Ave, Belvidere St, Mill St | $194,000 | $180,000 | $200,000-$250,000 | $92,000 | $80,000 | $100,000-$125,000 |
| Parker Ave, Libby Rd, Mt Pisgah Rd, Waterford Hollow Ln, Mount Pleasant St, Emerson St, Frost Ave, Ledgewood Dr, James St, Morgan Cir | $176,500 | $150,000 | $150,000-$175,000 | $149,500 | $130,000 | $150,000-$175,000 |
| Mooney Rd, Eastern Ave, Laurel Dr, Depot Sq, Oak St, Old Prue Rd, Crepeault Hill Rd, Costa Ln, Summer St, Rocky Ridge | $127,500 | $110,000 | $125,000-$150,000 | $135,500 | $110,000 | $125,000-$150,000 |
| Hollow View Dr, Shadow Dr, Spruce St, Spring St, Farmer Dr, Place Notre Dame, Ski Tow Rd, Sunset Cir, Steeple Pl, Lawrence Hill Rd | $118,000 | $110,000 | $100,000-$125,000 | $107,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $521 |
| Superior Protection Discount | -$63 | $565 |
| Fire & Security Discount | -$56 | $571 |
| Hail Resistant Roof Discount | -$19 | $609 |
| Newly Constructed Home Discount | -$157 | $471 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Caledonia County | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
| St. Johnsbury, VT | $700 | $620 | $1,320 | $451 | $1,151 | $169 |
| Caledonia County, VT | $100 | $657 | $757 | $478 | $578 | $180 |
| Groton, VT | $500 | $612 | $1,112 | $444 | $944 | $167 |
| Wells River, VT | $2,000 | $652 | $2,652 | $474 | $2,474 | $178 |
| Hyde Park, VT | $2,000 | $718 | $2,718 | $522 | $2,522 | $196 |
| Williamstown, VT | $200 | $688 | $888 | $500 | $700 | $188 |
| Canaan, VT | $500 | $570 | $1,070 | $414 | $914 | $156 |
| Strafford, VT | $700 | $861 | $1,561 | $625 | $1,325 | $235 |
| Home Insurance Company St. Johnsbury, VT | Homeowners Insurance Agency St. Johnsbury, VT | Address | Popularity Score | Distance from St. Johnsbury (miles) |
|---|---|---|---|---|
| Travelers | Royer-Camp Insurance Inc | 573 East Main St, Newport, VT, 5855 | 34.6 | |
| Nationwide | Peter Campbell Agency | 5498 U S Rte 5, Newport, VT, 05855-9483 | 34.6 | |
| Allstate | Swenson Insurance Agency | 135 Main St Po Box 391, Bradford, VT, 5033 | 32.8 | |
| Liberty Mutual Independent | Berg Carmolli & Kent Inc | 83 Washington St, Barre, VT, 5641 | 30.5 | |
| Allstate | Poulos Insurance | 21 Water St, Orleans, VT, 5860 | 26.0 | |
| Travelers | Denis Ricker & Brown | 2 Pioneer St, Montpelier, VT, 5602 | 31.1 | |
| Travelers | Berg Carmolli And Kent Inc | 83 Washington St, Barre, VT, 5641 | 30.5 | |
| Allstate | Morse Insurance | Po Box 557, Hardwick, VT, 5843 | 18.1 | |
| Travelers | Associated Ins Agencies Inc | 374 Main St, Newport, VT, 5855 | 34.3 | |
| Travelers | Denis Ricker & Brown | 2 Pioneer St, Montpelier, VT, 5602 | 31.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $530 | $1,100 | $570 |
| Caledonia County, VT | $164,500 | $665 | $460 | $940 | $480 |
| St. Johnsbury, VT | $159,400 | $628 | $420 | $890 | $470 |
| Caledonia County, VT | $164,500 | $665 | $480 | $910 | $430 |
| Groton, VT | $136,000 | $619 | $420 | $850 | $430 |
| Wells River, VT | $152,500 | $660 | $470 | $930 | $460 |
| Hyde Park, VT | $185,700 | $727 | $530 | $1,030 | $500 |
| Williamstown, VT | $169,600 | $696 | $490 | $990 | $500 |
| Canaan, VT | $120,900 | $577 | $400 | $830 | $430 |
| Strafford, VT | $281,500 | $871 | $580 | $1,200 | $620 |