How Can I Make My Rio Arriba County, NM Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Rio Arriba County, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Rio Arriba County, NM Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $43,000 $40,000 $25,000-$50,000
2 Bedroom $133,500 $130,000 $125,000-$150,000
3 Bedroom $167,500 $160,000 $175,000-$200,000
4 Bedroom $241,000 $200,000 $200,000-$250,000
5 Bedroom $244,000 $210,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Rio Arriba County, NM | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$127 $722
Superior Protection Discount -$76 $773
Fire & Security Discount -$85 $765
Hail Resistant Roof Discount -$17 $833
Newly Constructed Home Discount -$178 $671

Choose the Right Deductible for your Rio Arriba County, NM Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Rio Arriba County $1,000 $840 $1,840 $610 $1,610 $229
Rio Arriba County, NM $1,500 $840 $2,340 $610 $2,110 $229
Tierra Amarilla, NM $400 $973 $1,373 $707 $1,107 $266
Coyote, NM $400 $894 $1,294 $650 $1,050 $244
La Jara, NM $2,500 $781 $3,281 $567 $3,067 $213
Rio Chama, NM $100 $832 $932 $605 $705 $227
Chili, NM $2,500 $959 $3,459 $697 $3,197 $262
Ohkay Owingeh, NM $100 $721 $821 $524 $624 $197
Velarde, NM $700 $1,077 $1,777 $783 $1,483 $294
Tres Piedras, NM $100 $835 $935 $607 $707 $228

Identify Top Home Insurance Agents near Rio Arriba County, NM | Back to Top

Home Insurance Company Rio Arriba County, NM Homeowners Insurance Agency Rio Arriba County, NM Address Popularity Score Distance from Rio Arriba County (miles)
Travelers Adv Insurance Agency Llc 557 Oppenheimer Dr Ste 101, Los Alamos, NM, 87544
48.5
State Farm Lou Santoro 110 Central Park Sq, Los Alamos, NM, 87544-4020
48.6
Allstate Dennis Rivera 416 N Riverside Dr Ste B, Espanola, NM, 87532
49.8
Allstate Ron Alcorn Agency 457 S Terrace Ave, Chama, NM, 87520
27.9
Travelers Adv Insurance Agency Llc 557 Oppenheimer Dr Ste 101, Los Alamos, NM, 87544
48.5
Farmers Bernadette Naranjo Csp 935 Central Ave Ste A, Los Alamos, NM, 87544
48.7
Travelers Rio Grande Ins Services Of Sf Inc-Espanola 1116 A Plaza Del Norte, Espanola, NM, 87532
48.2
Travelers Monte Sol Insurance Agency Llc 107 Trujillo Loop, Espanola, NM, 87532
50.0
State Farm Abe Dispennette 1362 Trinity Dr Ste B, Los Alamos, NM, 87544-3294
48.7
Farmers Camille Esquibel 912 N Riverside Dr Ste B, Espanola, NM, 87532
49.5

Compare Rates for Rio Arriba County, NM Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New Mexico $163,900 $870 $630 $1,200 $570
Rio Arriba County, NM $167,100 $850 $620 $1,170 $550
Rio Arriba County, NM $167,100 $850 $600 $1,160 $560
Tierra Amarilla, NM $227,600 $985 $680 $1,350 $670
Coyote, NM $182,900 $905 $650 $1,290 $640
La Jara, NM $123,900 $790 $540 $1,110 $570
Rio Chama, NM $149,600 $842 $560 $1,160 $600
Chili, NM $219,800 $971 $670 $1,340 $670
Ohkay Owingeh, NM $163,600 $730 $520 $1,030 $510
Velarde, NM $281,900 $1,090 $740 $1,500 $760
Tres Piedras, NM $151,000 $845 $570 $1,200 $630

8 Ways to Get Discounts on Homeowners Insurance in Rio Arriba County, NM

What Makes Your Rio Arriba County, NM Home Insurance Cheap or Expensive