How Can I Make My Springfield, OR Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Eugene-Springfield, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Springfield, OR Home Insurance Coverage Levels | Back to Top
| Springfield, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sunshine Acres Pl, N Shasta Loop, Heritage Ave, Quiet Ln, Cap Ct, S 42nd Pl, 55th St, Medina St, Shane Dr, Pranz Pl | $306,500 | $280,000 | $250,000-$300,000 | $204,000 | $190,000 | $150,000-$175,000 |
| Benson Rd, Owosso Dr, S G St, Brittany St, Amberland Ave, E 35th Pl, W 11th Aly, Rupp St, Normandy Way, N Monroe St | $118,000 | $110,000 | $125,000-$150,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Banover St, S 41st St, Providence St, Gentry Rd, E 10th Ave, W 12th Aly, S 57th St, N 17th St, Mt Vernon Cemetary Rd, Bluebelle Way | $146,000 | $140,000 | $125,000-$150,000 | $181,500 | $150,000 | $175,000-$200,000 |
| Willhi St, Warwick Ln, Cottonwood Pl, Sand Trap Ln, Compton St, Stonegate St, Oakdale Ave, Natoma St, W 8th Aly, Heathman Dr | $257,000 | $230,000 | $300,000-$350,000 | $175,000 | $160,000 | $150,000-$175,000 |
| Ivy Glen Dr, Maxwell Rd, Irving Ct, McMillan St, E 37th Ave, Villard St, McMillan St, Brighton Ave, Danna Ct, Raber Rd | $313,500 | $300,000 | $250,000-$300,000 | $191,500 | $170,000 | $200,000-$250,000 |
| Westfall Ct, Knapp Ln, Sports Way, Kingfisher Way, Fisher Rd, Harris St, Brower Ave, Hazelnut Ln, L St, E 24th Aly | $194,500 | $160,000 | $150,000-$175,000 | $171,500 | $150,000 | $125,000-$150,000 |
| Division Ave, Cortland Ln, 44th St, Ava St, W 16th Way, Rathbone Rd, Ilex Ct, Mar Loop, W 15th Ct, Lake Park Dr | $147,500 | $120,000 | $100,000-$125,000 | $91,000 | $70,000 | $100,000-$125,000 |
| White Oak Dr, Windsor Cir W, Schnorenberg Ln, Willagillespie Rd, Lake Glenn Dr, W 31st Ave, 13th St, Seward Ave, Poplar St, Hilo Dr | $301,000 | $250,000 | $250,000-$300,000 | $206,000 | $180,000 | $175,000-$200,000 |
| Gateway St, Donegal St, Mahlon Ave, Woodland Acres Ln, Orchard Aly, Janelle Way, Glenwood Dr, Bethel Dr, Pine Ridge Pl, Olympic Cir | $134,000 | $120,000 | $125,000-$150,000 | $151,000 | $140,000 | $125,000-$150,000 |
| E 11th Aly, Lake Dr, Harvey Ave, Baker Blvd, Devon, Commodore St, W A St, Chestnut Dr, 24th St, Kodiak St | $191,500 | $180,000 | $200,000-$250,000 | $221,500 | $200,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Springfield, OR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $474 |
| Superior Protection Discount | -$52 | $526 |
| Fire & Security Discount | -$40 | $537 |
| Hail Resistant Roof Discount | -$17 | $560 |
| Newly Constructed Home Discount | -$121 | $456 |
Choose the Right Deductible for your Springfield, OR Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lane County | $2,000 | $597 | $2,597 | $434 | $2,434 | $163 |
| Springfield, OR | $2,000 | $571 | $2,571 | $415 | $2,415 | $156 |
| Junction City, OR | $300 | $583 | $883 | $423 | $723 | $159 |
| Upper Siuslaw River, OR | $700 | $738 | $1,438 | $536 | $1,236 | $202 |
| Alpine, OR | $500 | $530 | $1,030 | $385 | $885 | $145 |
| Sweet Home, OR | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| Waterloo, OR | $200 | $521 | $721 | $378 | $578 | $142 |
| Elkton, OR | $1,500 | $566 | $2,066 | $411 | $1,911 | $155 |
| North Benton, OR | $200 | $700 | $900 | $509 | $709 | $191 |
| Millersburg, OR | $2,500 | $646 | $3,146 | $470 | $2,970 | $177 |
| Fair Oaks, OR | $200 | $619 | $819 | $450 | $650 | $169 |
Identify Top Home Insurance Agents near Springfield, OR | Back to Top
| Home Insurance Company Springfield, OR | Homeowners Insurance Agency Springfield, OR | Address | Popularity Score | Distance from Springfield (miles) |
|---|---|---|---|---|
| Allstate | Kyle Blain | 2677 Willakenzie Rd Ste 6, Eugene, OR, 97401 | 3.8 | |
| State Farm | Mitch Hanan | 111 S 47th St, Springfield, OR, 97478-6625 | 9.0 | |
| State Farm | Corkey Gourley | 1310 Market St, Springfield, OR, 97477-3334 | 6.5 | |
| State Farm | Dave Zech | 321 Holly St, Junction City, OR, 97448-1331 | 12.1 | |
| Travelers | Advantage Insurance Corp | 3033 West 11th Ave, Eugene, OR, 97402 | 0.3 | |
| Liberty Mutual Independent | Pbp Insurance | 800 Willamette St Ste 620, Eugene, OR, 97401 | 2.0 | |
| State Farm | Jeff Krier | 2379 Oakmont Way, Eugene, OR, 97401-6459 | 3.1 | |
| State Farm | Anne Malaythong | 2001 Franklin Blvd Ste 4, Eugene, OR, 97403-2097 | 3.5 | |
| Farmers | Rick Jackson | 1875 River Rd, Eugene, OR, 97404 | 3.0 | |
| Farmers | Dick Martin | 637 W 7th Ave Ste 1, Eugene, OR, 97402 | 1.5 |
Compare Rates for Springfield, OR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $930 | $450 |
| Lane County, OR | $232,800 | $604 | $410 | $850 | $440 |
| Springfield, OR | $230,400 | $578 | $390 | $800 | $410 |
| Junction City, OR | $242,300 | $590 | $420 | $810 | $390 |
| Upper Siuslaw River, OR | $328,900 | $747 | $510 | $1,070 | $560 |
| Alpine, OR | $160,900 | $536 | $390 | $750 | $360 |
| Sweet Home, OR | $150,600 | $701 | $480 | $990 | $510 |
| Waterloo, OR | $154,200 | $527 | $360 | $730 | $370 |
| Elkton, OR | $189,600 | $573 | $420 | $790 | $370 |
| North Benton, OR | $303,500 | $709 | $500 | $980 | $480 |
| Millersburg, OR | $260,000 | $654 | $450 | $930 | $480 |
| Fair Oaks, OR | $236,600 | $627 | $450 | $890 | $440 |
Research Home Insurance Companies Reviews in Springfield, OR Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I really like the home insurance company because it is safe my home and my family thank you very much for your questions
Date: March 03, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
My experience with my insurance company has been very positive and always treated as a respected customer
Date: March 02, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
We obtained offerings from 5 other companies just this past October and found that StateFarm offered products that met our current needs of thorough coverage at an affordable price.
Date: September 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Communication
I am mostly satisfied with the type of communication. The agent periodically sends cards with this contact information in case I need to call the office directly.
Date: September 22, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I really don't think I'll get a lower premium from another company. While I haven't looked, I know that I have everything at one company which provides a major discount and I'm not interested in shopping around.
Date: September 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
It never remembers my password and I constantly have to go through a process to have the password reset. I rarely use it for that reason and try to do everything through my agent.
Date: August 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
It's never been a problem. When I had to call about a possible claim the agent I worked with was clear and made it easy to understand my options and gave me straightforward advice.
Date: July 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
My questions were answered when I called for general information. One dislike is when I had to call to get assistance for an accident. I was asked the same questions repeatedly.
Date: July 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Our policy covers what it would cost to replace or repair any damaged part of our home. I live in a condo so that only refers to the internal part of the building (a group policy covers the outside).
Date: July 26, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
Damages, loss of use, health coverage for anyone hurt on my property, the costs of replacing damaged items
Date: July 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
The only issue was when my agent retired and it took some time for the company to replace him. Different portions of the policy were handled by different offices and things were not smoothly transitioned from one office to another. But I have an agent now and things are great again.
Date: May 13, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Website/App
Some of the information was hidden rather than being easily found.
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I previously used another insurance company. The premium was higher for less coverage. I felt like I was being taken advantage of.
Progressive Home Insurance Reviews
Date: January 02, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
When the pipes burst in the house. The insurance adjuster was right on the problem. We even had to live in a extended living hotel for awhile, while they fixed the damage. We are very satisfied with our insurance provider.
Date: December 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I haven't had any need to use my home insurance policy, but I have had good luck with their auto insurance. Prices are competitive so I'll give them a 4 at the moment until I've needed them.
Date: November 16, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My premium is setup perfectly for me as I got to choose the amount that I pay. It is not too expensive and still covers everything that I needed in my premium price.
USAA Home Insurance Reviews
Date: October 19, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
Property damage for theft and natural disasters, which includes flood coverage. Certain appliances are also included but some are not.
Allstate Home Insurance Reviews
Date: September 12, 2018 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
pretty much everything is covered from the basement to the roof and everything on my property is completely covered
Safeco Insurance Home Insurance Reviews
Date: December 28, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
Very available, friendly knowledgeable, willing to work with me so I get exactly what I want and need in my policy.