Gavop shows you how to buy homeowners insurance in Seminole, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $104,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $92,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $101,500 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $102,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $832 |
| Superior Protection Discount | -$100 | $903 |
| Fire & Security Discount | -$70 | $933 |
| Hail Resistant Roof Discount | -$20 | $983 |
| Newly Constructed Home Discount | -$271 | $732 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $15,884 |
| Home Insurance Company Seminole, TX | Homeowners Insurance Agency Seminole, TX | Address | Popularity Score | Distance from Seminole (miles) |
|---|---|---|---|---|
| State Farm | Jeanie Coor | 1502 Lubbock Hwy, Lamesa, TX, 79331-3330 | 45.2 | |
| State Farm | Guy Chaney | 400 S Main St, Seminole, TX, 79360-5058 | 5.0 | |
| Travelers | Moore-Haralson Agency P C | 206 S Main, Seminole, TX, 79360 | 5.0 | |
| State Farm | Susie Bray | 214 E Tahoka Rd, Brownfield, TX, 79316-3624 | 42.8 | |
| State Farm | Russell Dial | 310 N Main Ave, Denver City, TX, 79323-3242 | 20.1 | |
| Farmers | Shannon Forbes | 606 N 4th St, Lamesa, TX, 79331 | 44.9 | |
| State Farm | Lynn Fisher | 201 S Main St, Andrews, TX, 79714-7123 | 27.7 | |
| Farmers | Pamela Escobar | 500 N Main St, Andrews, TX, 79714 | 27.3 | |
| Farmers | Avery Doss | 801 N 1st St, Lamesa, TX, 79331 | 44.8 | |
| State Farm | Paul Wade | 101 Main Ave, Lamesa, TX, 79331-5531 | 45.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Gaines County, TX | $111,000 | $981 | $650 | $1,510 | $860 |
| Seminole, TX | $119,900 | $1,003 | $660 | $1,540 | $880 |
| Nadine, NM | $115,400 | $771 | $530 | $1,070 | $540 |
| North Hobbs, NM | $174,600 | $890 | $610 | $1,220 | $610 |
| Andrews County, TX | $126,000 | $927 | $610 | $1,430 | $820 |
| Andrews, TX | $131,700 | $939 | $620 | $1,450 | $830 |
| Plains, TX | $82,600 | $1,434 | $950 | $2,210 | $1,260 |
| Lamesa Northwest, TX | $68,200 | $1,354 | $890 | $2,090 | $1,200 |
| Lamesa Southwest, TX | $85,600 | $1,450 | $960 | $2,230 | $1,270 |
| Andrews South, TX | $96,800 | $1,504 | $990 | $2,320 | $1,330 |
| Terry County, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Meadow, TX | $67,900 | $1,352 | $890 | $2,080 | $1,190 |