How Can I Make My Rancho Palos Verdes, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Rancho Palos Verdes, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Rancho Palos Verdes, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $315,500 | $260,000 | $250,000-$300,000 |
| 2 Bedroom | $899,500 | $820,000 | $800,000-$900,000 |
| 3 Bedroom | $905,000 | $840,000 | $800,000-$900,000 |
| 4 Bedroom | $1,194,500 | $1,000,000 | More than 10,000,000 |
| 5 Bedroom | $2,574,500 | $2,140,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Rancho Palos Verdes, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$197 | $1,033 |
| Superior Protection Discount | -$111 | $1,119 |
| Fire & Security Discount | -$123 | $1,107 |
| Hail Resistant Roof Discount | -$25 | $1,205 |
| Newly Constructed Home Discount | -$270 | $959 |
Choose your Rancho Palos Verdes, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,488 |
| Hail Damage | $4,948 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Rancho Palos Verdes, CA | Back to Top
| Home Insurance Company Rancho Palos Verdes, CA | Homeowners Insurance Agency Rancho Palos Verdes, CA | Address | Popularity Score | Distance from Rancho Palos Verdes (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Crescenta Valley Insurance | 3156 Foothill Blvd Ste A, La Crescenta, CA, 91214 | 33.5 | |
| State Farm | Lori Richard | 222 Ave Del Norte Ste 202, Redondo Beach, CA, 90277-5701 | 4.6 | |
| State Farm | Carl Winston | 1451 W Artesia Blvd Ste 10, Gardena, CA, 90248-3232 | 9.1 | |
| State Farm | Enrique Borja | 17528 Hawthorne Blvd, Torrance, CA, 90504-3110 | 8.2 | |
| State Farm | Paul Mantellino | 838 W 9th St, San Pedro, CA, 90731-3604 | 4.3 | |
| State Farm | Pete Quong | 25690 Crenshaw Blvd Ste 104, Torrance, CA, 90505-7157 | 3.1 | |
| Allstate | Sully Insurance Center | 1501 Santa Monica Blvd, Santa Monica, CA, 90404 | 19.9 | |
| Travelers | United Western Insurance Brokers | 525 Cordova St Ste 200, Pasadena, CA, 91101 | 29.9 | |
| Travelers | Yamasaki Insurance Agcy | 1840 W 186th Street, Suite 200, Torrance, CA, 90504 | 8.2 | |
| Travelers | Daiwa Insurance Marketing Inc | 21515 Hawthorne Blvd Ste 900, Torrance, CA, 90503 | 5.5 |
Compare Rates for Rancho Palos Verdes, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Rancho Palos Verdes, CA | $1,051,000 | $1,229 | $910 | $1,670 | $760 |
| Gardena, CA | $407,000 | $1,043 | $770 | $1,420 | $650 |
| Paramount, CA | $304,400 | $789 | $580 | $1,070 | $490 |
| South Pasadena, CA | $928,500 | $941 | $700 | $1,280 | $580 |
| San Marino, CA | $1,550,100 | $950 | $700 | $1,290 | $590 |
| Anaheim-Santa Ana-Garden Grove, CA | $541,500 | $1,604 | $1,190 | $2,180 | $990 |
| Newport Beach, CA | $1,695,700 | $1,231 | $910 | $1,670 | $760 |
| Triunfo Pass-Point Mugu, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Santa Clarita, CA | $461,500 | $1,253 | $930 | $1,700 | $770 |
| Camarillo, CA | $569,600 | $1,503 | $1,110 | $2,040 | $930 |
| South Antelope Valley, CA | $253,700 | $673 | $500 | $920 | $420 |
Research Home Insurance Companies Reviews in Rancho Palos Verdes, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 15, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium and deductible are better priced than any other company I've ever had and I've shopped around. Even when i bundle, the prices get better. Very happy.
Date: January 15, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Policies are so premium compared to other policies, however they are so good and helpful and worth the price.
State Farm Home Insurance Reviews
Date: September 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
State Farm has ben wonderful. My rates are way lower with them than they were with my previous insurance company. This is why I switched last year.
Date: July 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I have been satisfied with the home insurance policy offerings, I had completed extensive research prior to choosing State Farm, and the policies were within the normal range.
Liberty Mutual Home Insurance Reviews
Date: May 23, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
My annual premium in liberty mutual about 10,000 for homeowners auto and umbrella policies. Compared to other policies i think it is much better in the terms of policy deductible.
Progressive Home Insurance Reviews
Date: August 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I'm very impressed of this insurance company it give great deals and it has a low interest. I recommend this to others.
Nationwide Home Insurance Reviews
Date: September 06, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
The premium is satisfactory compared to other home insurance polices I've evaluated. I would prefer a lower deductible as most people do when discussing insurance, but the ratio to premium seems appropriate.