How Can I Make My Clay County, WV Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Clay County, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Clay County, WV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $37,000 $30,000 $25,000-$50,000
2 Bedroom $102,000 $80,000 $75,000-$100,000
3 Bedroom $137,000 $120,000 $150,000-$175,000
4 Bedroom $214,000 $180,000 $175,000-$200,000
5 Bedroom $273,500 $220,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Clay County, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$124 $566
Superior Protection Discount -$69 $621
Fire & Security Discount -$55 $635
Hail Resistant Roof Discount -$14 $677
Newly Constructed Home Discount -$145 $545

Choose the Right Deductible for your Clay County, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Clay County $700 $682 $1,382 $496 $1,196 $186
Clay County, WV $1,000 $682 $1,682 $496 $1,496 $186
Gassaway, WV $300 $609 $909 $442 $742 $166
Roane County, WV $2,500 $605 $3,105 $439 $2,939 $165
Braxton County, WV $100 $600 $700 $436 $536 $164
Kentucky, WV $1,000 $641 $1,641 $466 $1,466 $175
Fayetteville, WV $300 $821 $1,121 $597 $897 $224
Rand, WV $2,000 $490 $2,490 $356 $2,356 $134
Flatwoods, WV $200 $581 $781 $422 $622 $159
New Haven, WV $2,000 $599 $2,599 $435 $2,435 $164
Mount Hope, WV $500 $555 $1,055 $404 $904 $152
Eleanor, WV $1,000 $817 $1,817 $594 $1,594 $223

Identify Top Home Insurance Agents near Clay County, WV | Back to Top

Home Insurance Company Clay County, WV Homeowners Insurance Agency Clay County, WV Address Popularity Score Distance from Clay County (miles)
Liberty Mutual Independent Payne & Garlow Insurance 3744 Teays Valley Rd Ste 101, Hurricane, WV, 25526
48.1
Allstate Beth Benson 3845b Teays Valley Rd Ste 5, Hurricane, WV, 25526
48.0
Liberty Mutual Luke Sanson 112 Brent Way, Hurricane, WV, 25526
46.7
State Farm Jerry Givens 1 Carter Ln, Summersville, WV, 26651-1459
17.7
State Farm Timothy Hopkins 2279 Main Street, Clay, WV, 25043-7001
0.7
State Farm Matt Morris 5 Main Street, Clendenin, WV, 25045
14.6
Allstate Tresa L. Davis-Weir 4848 Maccorkle Ave Sw, South Charleston, WV, 25309
35.9
State Farm Rod Wightman 1035 Arbuckle Rd, Summersville, WV, 26651
18.1
State Farm Jim Triplett 1198 Fledderjohn Rd, Charleston, WV, 25314-4210
33.4
State Farm Scott Whorton 4801 Mccorkle Ave Se, Charleston, WV, 25304-1948
28.7

Compare Rates for Clay County, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $530 $990 $460
Clay County, WV $79,100 $690 $490 $950 $460
Clay County, WV $79,100 $690 $480 $950 $470
Gassaway, WV $81,300 $616 $420 $880 $460
Roane County, WV $92,700 $612 $440 $850 $410
Braxton County, WV $91,100 $607 $420 $840 $420
Kentucky, WV $90,100 $649 $460 $900 $440
Fayetteville, WV $150,500 $831 $560 $1,160 $600
Rand, WV $52,500 $496 $360 $690 $330
Flatwoods, WV $74,000 $588 $390 $820 $430
New Haven, WV $90,800 $606 $410 $840 $430
Mount Hope, WV $67,500 $562 $400 $780 $380
Eleanor, WV $148,900 $827 $560 $1,150 $590