Gavop tells you how to get the best homeowners insurance in Carlinville, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $98,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $121,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $119,500 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $274,000 | $250,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $511 |
| Superior Protection Discount | -$55 | $553 |
| Fire & Security Discount | -$67 | $541 |
| Hail Resistant Roof Discount | -$18 | $590 |
| Newly Constructed Home Discount | -$140 | $468 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macoupin County | $700 | $617 | $1,317 | $449 | $1,149 | $169 |
| Carlinville, IL | $1,000 | $601 | $1,601 | $437 | $1,437 | $164 |
| East Gillespie, IL | $300 | $675 | $975 | $490 | $790 | $184 |
| Benld, IL | $2,000 | $521 | $2,521 | $378 | $2,378 | $142 |
| Auburn, IL | $500 | $649 | $1,149 | $471 | $971 | $177 |
| South Fork, IL | $1,500 | $557 | $2,057 | $405 | $1,905 | $152 |
| Grandview, IL | $500 | $539 | $1,039 | $392 | $892 | $147 |
| Black Jack, MO | $2,000 | $850 | $2,850 | $618 | $2,618 | $232 |
| Calverton Park, MO | $300 | $839 | $1,139 | $610 | $910 | $229 |
| Detroit, IL | $700 | $661 | $1,361 | $480 | $1,180 | $181 |
| Spring Creek, IL | $300 | $504 | $804 | $366 | $666 | $138 |
| Sugar Creek, IL | $2,000 | $681 | $2,681 | $495 | $2,495 | $186 |
| Home Insurance Company Carlinville, IL | Homeowners Insurance Agency Carlinville, IL | Address | Popularity Score | Distance from Carlinville (miles) |
|---|---|---|---|---|
| Travelers | Aw Insurance | 435a South Buchanan, Edwardsville, IL, 62025 | 34.6 | |
| State Farm | Lisa Sauer | 2670 Plaza Dr Ste A, Highland, IL, 62249-1123 | 39.6 | |
| Farmers | Adam Tallman | 302 S Macoupin St, Gillespie, IL, 62033 | 12.6 | |
| State Farm | Mark Stieren | 202 W Union Ave, Litchfield, IL, 62056-1931 | 14.3 | |
| Farmers | Robert Mudd | 606 W State St, Jacksonville, IL, 62650 | 35.6 | |
| State Farm | Ed Blasius | 2025 W Iles Ave Ste C, Springfield, IL, 62704-4197 | 33.5 | |
| Farmers | Matt Hamilton | 2925 S Meadowbrook Rd Ste F, Springfield, IL, 62711 | 32.4 | |
| State Farm | Richard Oswald | 200 W Main St, Carlinville, IL, 62626-1731 | 1.9 | |
| Allstate | Christopher Winters | 2707 W Washington St, Springfield, IL, 62702 | 35.4 | |
| Travelers | Dimond Bros Insurance Llc | 3931 Wood Duck Dr, Springfield, IL, 62711 | 31.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,160 | $570 |
| Macoupin County, IL | $98,400 | $625 | $420 | $880 | $460 |
| Carlinville, IL | $101,400 | $608 | $440 | $860 | $420 |
| East Gillespie, IL | $110,200 | $683 | $500 | $980 | $480 |
| Benld, IL | $67,600 | $527 | $360 | $750 | $390 |
| Auburn, IL | $118,000 | $657 | $480 | $900 | $420 |
| South Fork, IL | $76,600 | $564 | $400 | $800 | $400 |
| Grandview, IL | $72,300 | $546 | $400 | $780 | $380 |
| Black Jack, MO | $124,100 | $860 | $630 | $1,190 | $560 |
| Calverton Park, MO | $74,400 | $849 | $620 | $1,200 | $580 |
| Detroit, IL | $105,900 | $669 | $480 | $920 | $440 |
| Spring Creek, IL | $63,800 | $510 | $350 | $720 | $370 |
| Sugar Creek, IL | $164,400 | $689 | $500 | $950 | $450 |