Gavop's guide to buying homeowners insurance in Cedar Run, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$209 | $596 |
| 30 year old | +$12 | $818 |
| 40 year old | +$21 | $826 |
| 50 year old | +$31 | $836 |
| Above 50 year old | +$39 | $844 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $661 |
| Superior Protection Discount | -$81 | $725 |
| Fire & Security Discount | -$64 | $741 |
| Hail Resistant Roof Discount | -$24 | $781 |
| Newly Constructed Home Discount | -$169 | $636 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fauquier County | $700 | $1,025 | $1,725 | $745 | $1,445 | $280 |
| Cedar Run, VA | $2,000 | $796 | $2,796 | $578 | $2,578 | $217 |
| Culpeper County, VA | $1,000 | $914 | $1,914 | $664 | $1,664 | $250 |
| Crosspointe, VA | $100 | $1,111 | $1,211 | $807 | $907 | $304 |
| Orange, VA | $1,000 | $870 | $1,870 | $633 | $1,633 | $238 |
| Hamilton, VA | $200 | $1,027 | $1,227 | $746 | $946 | $281 |
| Fork, VA | $2,500 | $793 | $3,293 | $577 | $3,077 | $217 |
| North Potomac, MD | $300 | $1,137 | $1,437 | $826 | $1,126 | $311 |
| Chevy Chase, MD | $2,000 | $854 | $2,854 | $621 | $2,621 | $233 |
| University Park, MD | $300 | $1,534 | $1,834 | $1,115 | $1,415 | $419 |
| Landover Hills, MD | $1,000 | $826 | $1,826 | $600 | $1,600 | $226 |
| Home Insurance Company Cedar Run, VA | Homeowners Insurance Agency Cedar Run, VA | Address | Popularity Score | Distance from Cedar Run (miles) |
|---|---|---|---|---|
| Allstate | Christine Angles | 9834 Liberia Ave, Manassas, VA, 20110 | 15.9 | |
| State Farm | Bryce Reeves | 685 Gville Rd Ste 101, Stafford, VA, 22554-3700 | 17.1 | |
| State Farm | Andrew Frizzle | 7320 Hrtg Vlg Plz Ste 102, Gainesville, VA, 20155-3079 | 14.9 | |
| Allstate | Steve Douglass | 21 Fort Evans Rd Ne Ste A, Leesburg, VA, 20176 | 35.9 | |
| Travelers | Welch Graham & Ogden Insurance Inc | 7723 Ashton Ave, Manassas, VA, 20109 | 15.7 | |
| Allstate | Jeremy Wilson | 6382 Village Center Dr, Bealeton, VA, 22712 | 4.9 | |
| State Farm | Cliff Mueller | 9300 Fairview Ave, Manassas, VA, 20110-5440 | 15.6 | |
| Travelers | Fifield Helm Agency | 11522 James Madison St , Remington, VA, 22734 | 7.3 | |
| State Farm | Anita Sadlack | 14540 J Marshall Hwy Ste 211, Gainesville, VA, 20155-1691 | 14.9 | |
| State Farm | Al Nasiri | 8704 Sudley Rd, Manassas, VA, 20110-4405 | 15.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,340 | $680 |
| Fauquier County, VA | $370,000 | $1,038 | $700 | $1,460 | $760 |
| Cedar Run, VA | $377,200 | $806 | $540 | $1,120 | $580 |
| Culpeper County, VA | $266,400 | $925 | $640 | $1,300 | $660 |
| Crosspointe, VA | $762,500 | $1,124 | $750 | $1,600 | $850 |
| Orange, VA | $205,800 | $881 | $630 | $1,240 | $610 |
| Hamilton, VA | $326,700 | $1,039 | $750 | $1,430 | $680 |
| Fork, VA | $259,600 | $803 | $550 | $1,130 | $580 |
| North Potomac, MD | $656,900 | $1,150 | $910 | $1,450 | $540 |
| Chevy Chase, MD | $897,000 | $865 | $680 | $1,090 | $410 |
| University Park, MD | $450,700 | $1,553 | $1,230 | $1,960 | $730 |
| Landover Hills, MD | $214,100 | $836 | $660 | $1,050 | $390 |