How Can I Make My Fresno, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Fresno, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Fresno, TX Home Insurance Coverage Levels | Back to Top

Fresno, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Nealwood Ct, Thistlecreek Ct, Jasmine St, Park Breeze Dr, Horse Ln, Ladonia Ave, Deer Knoll Ct, Highland Vale Ct, Redwood Mdw, Rockmont Ct $191,000 $170,000 $150,000-$175,000 $264,000 $220,000 $200,000-$250,000
Amber Wheat Ct, Bonnie Lea Ln, Haversham Ct, Kansas St, Quiet Hollow Dr, Bryan Ave, Southern Hills Dr, Hannah Falls Ln, Edgewood Hill Ct, Ginger Cove Ln $175,500 $160,000 $200,000-$250,000 $178,500 $150,000 $175,000-$200,000
Hammer, Quail Park Dr, Alpine Brook Ct, Quiet Covey Ct, E Arbor Bough Cir, Redwood Hill Ct, Glacier Blue Dr, Hawthorn Glen Ct, Orchard Run Way, Emerald Lodge Ln $166,500 $140,000 $175,000-$200,000 $245,500 $220,000 $250,000-$300,000
Lake Hollow Dr, Yeldell Ct, Flint Brook Ct, Tulip Ln, Rose Bay Ct, Senior Rd, Quail Glen Dr, Teal Run Meadows Dr, Pleasant Trl, Nail Rd $129,500 $110,000 $100,000-$125,000 $199,000 $170,000 $175,000-$200,000
Shadow Haven Dr, Plum Square Ct, Redbud St, Chandler Park Ln, Opal Brook Ct, Nail Rd, Twin Timber Ct, Gardenia Ln, Auburn View Ln, Rabb Rd $140,500 $130,000 $100,000-$125,000 $189,500 $160,000 $200,000-$250,000

Choose the Best Fresno, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score $100 to $150,000 2 Pets, Smoker $1,090
Freelancer 550-599 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $330
Retired Up to 499 Credit Score No Income No Pets, Smoker $450

Choose the Right Deductible for your Fresno, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $580 $880 $460 $760 $120
Fort Bend County, TX $2,000 $740 $1,240 $600 $2,600 $-1,360
Fresno, TX $700 $730 $1,230 $620 $1,320 $-90
Mission Bend, TX $200 $490 $690 $420 $620 $70
Alvin, TX $1,000 $430 $930 $360 $1,360 $-430
Hilshire Village, TX $100 $2,090 $2,190 $1,710 $1,810 $380
Needville, TX $2,000 $590 $1,090 $500 $2,500 $-1,410
Jacinto City, TX $400 $340 $740 $300 $700 $40
Damon, TX $1,000 $310 $810 $260 $1,260 $-450
Sheldon, TX $100 $370 $470 $310 $410 $60
San Leon, TX $1,000 $390 $890 $320 $1,320 $-430
Galveston County, TX $100 $740 $840 $620 $720 $120
Cove, TX $1,500 $760 $1,260 $640 $2,140 $-880

Identify Top Home Insurance Agents near Fresno, TX | Back to Top

Home Insurance Company Fresno, TX Homeowners Insurance Agency Fresno, TX Address Popularity Score Distance from Fresno (miles)
State Farm Stacy Bowers 12033 Highway 6 Ste 400, Fresno, TX, 77545-8907
1.0
Allstate Kathy Huynh 5151 Katy Fwy Ste 302, Houston, TX, 77007
17.3
State Farm Ricky Maique 8811 Westheimer Rd Ste 205, Houston, TX, 77063-3617
14.5
Allstate Kevin Trinh 13004 Murphy Rd Ste 216, Stafford, TX, 77477
8.9
State Farm Steve Yang 12705 S Kirkwood Rd Ste 213, Stafford, TX, 77477-3813
9.6
State Farm Todd Shipp 9135 Katy Fwy Ste 110, Houston, TX, 77024-1606
17.6
Allstate Kelle Platt 13135 Champions Dr Ste 106, Houston, TX, 77069
30.7
Farmers Michelle Tuan 12603 Southwest Fwy Ste 565, Stafford, TX, 77477
9.8
State Farm Russell Content 5353 W Alabama St Ste 218, Houston, TX, 77056-5922
14.3
Allstate Linda Brewster 10101 Fondren Rd Ste 223, Houston, TX, 77096
9.8

Compare Rates for Fresno, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $510 $340 $790 $450
Fort Bend County, TX $179,800 $1,020 $670 $1,570 $900
Fresno, TX $135,600 $790 $520 $1,220 $700
Mission Bend, TX $117,400 $660 $440 $1,020 $580
Alvin, TX $110,000 $550 $360 $850 $490
Hilshire Village, TX $561,900 $2,360 $1,560 $3,630 $2,070
Needville, TX $115,200 $560 $370 $860 $490
Jacinto City, TX $80,100 $460 $300 $710 $410
Damon, TX $63,600 $350 $230 $540 $310
Sheldon, TX $73,200 $400 $260 $620 $360
San Leon, TX $102,200 $530 $350 $820 $470
Galveston County, TX $146,700 $670 $440 $1,030 $590
Cove, TX $172,200 $830 $550 $1,280 $730

Research Home Insurance Companies Reviews in Fresno, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: April 22, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
State Farm has a vast array of offerings that are great in comparison to other insurance companies. We just recently updated some of our policy offerings.


Date: March 29, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
The policy that I eventually went with had a lower deductible than the competition but had the highest premium. Geico was the lowest premium of the companies.

Date: January 10, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
I would rate my company a 4. My ageht is expertise but he is always busy so it is hard to ask him a question. The website is 24 hours and claims can be made there or via telephone. I like the control of my account online. My premiums are deducted paperless which I like.

Liberty Mutual Home Insurance Reviews

Date: March 19, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium starts out very low, almost as a teaser then goes uo 20% per year even for paying on the and no claims.

Date: March 13, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
You may also be able to purchase additional coverages for greater protection. Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms and hail


AAA Home Insurance Reviews

Date: April 10, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I think thier prices are very competitive with other companies. Since i combine it with auto i get a good discount.

Date: April 04, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I am overall happy with the policy offerings of my home insurance carrier. I feel when compared to other carriers, they offer similar protections for similar or slightly lower prices.


Farmer's Insurance Home Insurance Reviews

Date: April 25, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I chose my deductible for my home and auto insurance. I chose a deductible that is reasonable for out of pocket at any given time should I need to submit a claim. Anytime I shop for insurance.

Date: April 16, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The field adjuster was very hard to reach and rude when I asked questions about my return.

USAA Home Insurance Reviews

Date: November 05, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
I find that USAA is very receptive when you call, excellent customer service, they are happy to answer questions and I feel like they really want to do well for their customers. I haven't had to make a claim but I feel like they wouldn't cheat me.

Allstate Home Insurance Reviews

Date: February 10, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
Me and my husbamd are very happy with oir premium. We habe used them for over 15 years, since we bought the house. We habe used it when hurricane Wilma hit. We got a new roof.

MetLife Home Insurance Reviews

Date: March 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
MetLife is a much better value than other local companies. I have had USAA and Patron's Oxford Insurance prior to this. I believe MetLife exceeds the value for my insurance.

Nationwide Home Insurance Reviews

Date: March 14, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Premium
The premium and deductible of Nationwide is slightly less than other companies, partly because I have been with them for many years and now receive certain lower rates as a long time customer.

Alfa Insurance Home Insurance Reviews

Date: November 20, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I am completely satisfied with my policies, they don't conflict with what we need, or want. Other insurance providers demand too much, or expect too much and not for a good price.


The Hartford Home Insurance Reviews

Date: April 03, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I lov this company for my home insurance and the rate i receive through aarp is unbeatable they are defiantly a 5