How Can I Make My Wichita, KS Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Wichita, KS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Wichita, KS Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $63,000 $50,000 $50,000-$75,000
2 Bedroom $159,500 $140,000 $150,000-$175,000
3 Bedroom $114,500 $90,000 $100,000-$125,000
4 Bedroom $151,000 $140,000 $150,000-$175,000
5 Bedroom $141,000 $130,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Wichita, KS | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$180 $1,022
Superior Protection Discount -$108 $1,094
Fire & Security Discount -$132 $1,070
Hail Resistant Roof Discount -$24 $1,178
Newly Constructed Home Discount -$349 $854

Choose the Right Deductible for your Wichita, KS Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Sedgwick County $2,000 $1,217 $3,217 $885 $2,885 $333
Wichita, KS $1,000 $1,188 $2,188 $863 $1,863 $325
Derby, KS $400 $1,006 $1,406 $731 $1,131 $275
Mulvane, KS $1,500 $902 $2,402 $655 $2,155 $246
Maple, KS $200 $1,536 $1,736 $1,116 $1,316 $420
Wellington, KS $1,000 $832 $1,832 $605 $1,605 $227
Eden, KS $200 $1,252 $1,452 $910 $1,110 $342
Dale, KS $200 $1,188 $1,388 $863 $1,063 $325
Goessel, KS $2,000 $1,067 $3,067 $775 $2,775 $292
Kingman, KS $100 $1,028 $1,128 $747 $847 $281
Inman, KS $700 $1,239 $1,939 $900 $1,600 $339

Identify Top Home Insurance Agents near Wichita, KS | Back to Top

Home Insurance Company Wichita, KS Homeowners Insurance Agency Wichita, KS Address Popularity Score Distance from Wichita (miles)
State Farm David Curry 356 N Rock Rd Ste A, Wichita, KS, 67206-2282
5.4
State Farm Crystal Mceachern 1133 S Rock Rd, Wichita, KS, 67207-3361
5.6
Allstate Krystal Muci 11931 W Central Ave Ste 300, Wichita, KS, 67212
7.5
State Farm Andre Hale 6121 E Central Ave, Wichita, KS, 67208-4209
4.3
Allstate Pam Kirtley 8815 W 13th St N Ste 140, Wichita, KS, 67212
5.7
State Farm Cindy Waggoner 1548 E 61st St Park City, Park City, KS, 67219
7.4
State Farm Justin Buoy 101 S Ridge Rd Ste 8, Wichita, KS, 67209-2125
4.6
State Farm Paul Brucks 2121 N Tyler Rd Ste 203, Wichita, KS, 67212-4900
6.0
Farmers Steven Rogers 1361 N West St, Wichita, KS, 67203
2.9
State Farm Jim Morgan 13303 W Maple St Ste 103, Wichita, KS, 67235-8758
8.4

Compare Rates for Wichita, KS Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kansas $139,200 $1,364 $1,060 $1,840 $780
Sedgwick County, KS $130,900 $1,232 $960 $1,660 $700
Wichita, KS $124,400 $1,202 $940 $1,620 $680
Derby, KS $155,200 $1,018 $790 $1,370 $580
Mulvane, KS $122,700 $913 $710 $1,230 $520
Maple, KS $189,300 $1,555 $1,210 $2,100 $890
Wellington, KS $76,000 $843 $660 $1,140 $480
Eden, KS $119,300 $1,267 $990 $1,710 $720
Dale, KS $107,500 $1,202 $940 $1,620 $680
Goessel, KS $87,400 $1,080 $840 $1,460 $620
Kingman, KS $81,400 $1,040 $810 $1,400 $590
Inman, KS $116,800 $1,254 $980 $1,690 $710

Research Home Insurance Companies Reviews in Wichita, KS Before Buying | Back to Top

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Allstate Home Insurance Reviews

Date: December 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Allstate offers excellent customer service, any question I may have they are there to answer and help me solve and problems a quick as possible.

Date: October 30, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
Only theft up to a certain amount. We live on a flood plane so we cannot get flood insurance on our home.


Date: September 21, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
My home insurance covers dwelling like paying for the damage and also pays for damage to fences, tool shed, freestanding garages and guest cottages.


Date: September 19, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Their customer service is good and I enjoy the product. I don't worry about anything.

Date: September 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Premium is about 10 percent lower than other companies and 30% lower than State Farm.

Date: August 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
The company website is helpful. The website is very simple. You have to just input the location for home and fill up a short quote and you will get the right direction.

Date: August 26, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Communication
I can't complain about the communication. They get back to me in a timely manner and I can always walk in and talk to an agent.

Date: July 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
Love Allstate, they do my car too. The bundle provides good savings. The premium is actually lower than many others I looked at.

Date: May 30, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
The customer service for this company is not bad. I had some issues with my water supply pipeline and I called the customer care representatives and I got a nice solution. So the experience was good enough.

Date: May 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I pay 6000 dollars as premium per year. It means I am paying 500 dollars per month. It's not much. If I miss giving premium any year on the time, there is the option to pay lately.

Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
It seemed to me that the male customer care representatives are more polite and experienced to deal with the customers' need.

State Farm Home Insurance Reviews

Date: February 13, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
I feel my premiums and deductions are comparable with other insurance companies. I have a fairly low deductible and feel I pay a good price for what I need.

Date: September 30, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Communication
I think communication is pretty open and transparent. I like that the representatives are willing to not try to up sell me on services that I clearly don't want or need. I take great consideration and favor to companies that promote honest salesmanship and I can say with confidence that my company is one of them.

Date: September 22, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
The mobile app has installed for my insurance company is pretty solid overall. I will usually use the app to find answers to my questions rather than call the company direct. I personally hate waiting on the phone for simple questions, so as soon as the app became available I immediately started using it. In fact, I actually submitted a number of improvements which they implemented.

Date: September 18, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
the communication with this insurance company is feeling very good and i like it lot because they give our answers immediatley

Date: September 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
i like the mobile app because they provided more information about their insurance provided

Date: August 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
compared to other insurance here the insurance pay rate will be moderate and easy method for appied

Date: August 17, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
The average price for a premium is roughly 95 bucks so I really can't complain. Especially considering how much my house is worth. Other companies I've tried wanted to charge a lot more than what I am paying now. So it's a bit refreshing to be dealing with my current company compared to others out there.

Date: July 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
My insurance covers the basic home damage. Things like floods, power surge, and other accidental damage to the home. That is including gates, fences, as well as sheds.


Date: July 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
company customer service is very good . they tell all the doubt their insurance without any distraction and sad

Date: January 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
financial protection against loss due to disasters, theft and accidents. Coverage for personal belongings Liability protection and Coverage for Additional Living Expenses


Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Customer service is pretty solid in my opinion. I will admit I rarely need to get in contact with them but the hand full of time that I have needed to contact them, I am usually done within 15 minutes. I can only recall one time where I needed to wait on the phone for longer than I was comfortable with so I won't hold that against them.

Progressive Home Insurance Reviews

Date: August 16, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
They are extremely knowledgable with any questions I brought to them regardless of how simple or dumb of a question it is.

Date: March 30, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Premium
My premiums were extremely low for the first two years, but will increase this year, so I am shopping for a new carrier. I see no reason for the increase.

Farmer's Insurance Home Insurance Reviews

Date: June 02, 2019    Age: 40 to 49    Gender: Married    Marital Status: Female

Premium
The premium and deductible required to maintain a policy at Farmer's Insurance is very affordable. I believe the company maintains affordability by cancelling policies.

Date: November 22, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
farmers insurance is the new insurance company i got so i have not had any claims with them, nor any experience with them at all. i never had any problem with my previous company but they were getting more expensive.

Farm Bureau Home Insurance Reviews

Date: October 20, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I always speak to someone who is local and is understanding. They have never failed to help me when I have an issue.

Liberty Mutual Home Insurance Reviews

Date: September 11, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I am extremely satisfied as they were able to provide me with the lowest possible premium.


Travelers Home Insurance Reviews

Date: December 23, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I HAVE NEVER PUT A CLAIM IN WITH TRAVELERS SINCE I SWITCHED FROM FARMERS TEN YEARS AGO. I HAVE CALLED AND SPOKEN TO MY AGENT WHO IS ALWAYS WONDERFUL ABOUT ADDED EXTRA THINGS TO IT AND SHE HAS DONE THAT WITH EASE AND ONLY A SMALL ADDITIONAL PAYMENT HAD TO BE MADE. MY RATE SEEMS TO BE STAYING THE SAME AND I AM VERY HAPPY WITH TRAVELERS SO FAR.

California Casualty Home Insurance Reviews

Date: July 20, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Although I don't do a lot of comparison shopping, I think my insurance company offers pretty much the same things that all other insurance companies offer. Their prices are very competitive.


American Family Insurance Home Insurance Reviews

Date: October 06, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
We used the customer service to replace our roof and a broken window from a hail storm. The customer service was actually good and we had no issues with the process. I would say that we are a 4 out of 5 on customer service scale.

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