Gavop's guide to buying homeowners insurance in Lebanon County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $88,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $123,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $177,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $178,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $587 |
| Superior Protection Discount | -$72 | $644 |
| Fire & Security Discount | -$72 | $644 |
| Hail Resistant Roof Discount | -$21 | $694 |
| Newly Constructed Home Discount | -$200 | $515 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lebanon County | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| Lebanon County, PA | $1,000 | $707 | $1,707 | $514 | $1,514 | $193 |
| Hopeland, PA | $100 | $729 | $829 | $530 | $630 | $199 |
| Ephrata, PA | $2,500 | $656 | $3,156 | $477 | $2,977 | $179 |
| Wormleysburg, PA | $100 | $720 | $820 | $523 | $623 | $197 |
| Kline, PA | $700 | $584 | $1,284 | $424 | $1,124 | $160 |
| Abbottstown, PA | $500 | $693 | $1,193 | $503 | $1,003 | $189 |
| Shrewsbury, PA | $2,000 | $722 | $2,722 | $525 | $2,525 | $197 |
| Bally, PA | $400 | $741 | $1,141 | $539 | $939 | $203 |
| Hazle, PA | $2,000 | $717 | $2,717 | $521 | $2,521 | $196 |
| Conyngham, PA | $400 | $726 | $1,126 | $528 | $928 | $198 |
| Nescopeck, PA | $2,500 | $589 | $3,089 | $428 | $2,928 | $161 |
| Home Insurance Company Lebanon County, PA | Homeowners Insurance Agency Lebanon County, PA | Address | Popularity Score | Distance from Lebanon County (miles) |
|---|---|---|---|---|
| Erie | Ronald N Ensminger Insurance Agency Inc. | 860 Kimmerlings Road, Lebanon, PA, 17046 | 3.0 | |
| Erie | Hinkle Insurance Agency Inc. | 600 Olde Hickory Rd, Ste 200, Lancaster, PA, 17601 | 21.6 | |
| Travelers | Gentzler & Smith Associates Inc | 2533 S Queen St Old Tollgate Village, York, PA, 17402 | 33.5 | |
| State Farm | Bob Perritt | 815 Edgewood Rd, York, PA, 17402-4325 | 30.0 | |
| Farmers | Nora Hoffman | 32 W Main St, Palmyra, PA, 17078 | 8.4 | |
| Erie | B & B Insurance Agency | 1231 E Chocolate Avenue, Hershey, PA, 17033 | 9.9 | |
| Travelers | Reilly Insurance Llc | 3030 Gettysburg Road, Camp Hill, PA, 17011 | 26.7 | |
| Erie | Dennis Z Smith Insurance Agency | 3621 E Market Street, York, PA, 17402 | 28.5 | |
| State Farm | Mary Ann Caputo | 674 Park St, Bloomsburg, PA, 17815-2331 | 43.9 | |
| Erie | Strock Insurance | 34 W Penn Avenue, Cleona, PA, 17042 | 2.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,020 | $520 |
| Lebanon County, PA | $166,600 | $716 | $490 | $1,020 | $530 |
| Lebanon County, PA | $166,600 | $716 | $490 | $1,020 | $530 |
| Hopeland, PA | $166,800 | $738 | $540 | $1,020 | $480 |
| Ephrata, PA | $154,200 | $664 | $480 | $920 | $440 |
| Wormleysburg, PA | $161,800 | $729 | $520 | $1,040 | $520 |
| Kline, PA | $98,500 | $591 | $400 | $820 | $420 |
| Abbottstown, PA | $147,700 | $701 | $470 | $970 | $500 |
| Shrewsbury, PA | $238,500 | $731 | $500 | $1,050 | $550 |
| Bally, PA | $173,100 | $750 | $540 | $1,060 | $520 |
| Hazle, PA | $106,400 | $726 | $520 | $1,030 | $510 |
| Conyngham, PA | $165,100 | $735 | $490 | $1,010 | $520 |
| Nescopeck, PA | $100,700 | $596 | $410 | $830 | $420 |