How Can I Make My Mankato, MN Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Mankato, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Mankato, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $39,500 $30,000 $25,000-$50,000
2 Bedroom $75,000 $70,000 $50,000-$75,000
3 Bedroom $134,000 $110,000 $150,000-$175,000
4 Bedroom $177,000 $150,000 $175,000-$200,000
5 Bedroom $221,000 $200,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Mankato, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$180 $821
Superior Protection Discount -$100 $901
Fire & Security Discount -$70 $931
Hail Resistant Roof Discount -$30 $972
Newly Constructed Home Discount -$200 $801

Choose your Mankato, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,914
Physical Damage $2,344
Hail Damage $4,665
Wind Damage $6,305
Expensive Claims
Fire $46,016
Smoke $17,054

Identify Top Home Insurance Agents near Mankato, MN | Back to Top

Home Insurance Company Mankato, MN Homeowners Insurance Agency Mankato, MN Address Popularity Score Distance from Mankato (miles)
State Farm Erik Westrum 14033 Commerce Ave Ne Ste 102, Prior Lake, MN, 55372-1438
State Farm Robert Joswiak 20838 Holyoke Ave, Lakeville, MN, 55044
Travelers Miller-Hartwig Insurance 20960 Holyoke Ave, Lakeville, MN, 55044
State Farm Peter Hohn 7447 Egan Dr Ste 205, Savage, MN, 55378-2260
State Farm Sherry Tuohy 138 N Main St, Janesville, MN, 56048-9537
Travelers Smisek Insurance Agency 287 Marschall Rd Ste 106, Shakopee, MN, 55379
State Farm Nancy Vanderwaerdt 505 Bridge Avenue, Albert Lea, MN, 56007-2304
State Farm Brad Billings 421 1st Ave E, Shakopee, MN, 55379-1462
State Farm Aaron Hatanpa 217 Main Street, Mapleton, MN, 56065
State Farm Aaron Hatanpa 1613 N Riverfrnt Dr, Mankato, MN, 56001-3258

Compare Rates for Mankato, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $870 $1,640 $770
Le Sueur County, MN $190,700 $827 $550 $1,130 $580
Mankato, MN $165,600 $1,002 $680 $1,380 $700
Linden, MN $190,900 $1,164 $780 $1,590 $810
Tyrone, MN $285,200 $1,436 $990 $2,050 $1,060
Albin, MN $172,100 $1,100 $790 $1,510 $720
Green Isle, MN $223,400 $1,263 $850 $1,760 $910
Foster, MN $130,700 $934 $640 $1,280 $640
Cannon City, MN $273,200 $1,402 $940 $2,000 $1,060
Butterfield, MN $44,800 $420 $300 $580 $280
Fairmont, MN $121,800 $750 $550 $1,030 $480
Rake, IA $31,100 $346 $250 $490 $240
Martinsburg, MN $110,400 $837 $590 $1,150 $560

Research Home Insurance Companies Reviews in Mankato, MN Before Buying | Back to Top

Share a review on your home insurance company

Liberty Mutual Home Insurance Reviews

Date: May 23, 2019    Age: 20 to 29    Gender: Married    Marital Status: Female

Customer Service
I am satisfied with my home insurance company's customer service. I rate them a 5/5. I have a recent claim because of roof damage to my home. I called the insurance company.

Date: November 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I felt that Liberty Mutual had good coverage. I needed an insurance company that also offered flood insurance policies at a decent rate. It also has historically been difficult to get coverage for a home that has polybuteline plumbing and they were willing to cover the home.

State Farm Home Insurance Reviews

Date: July 13, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
When I ran into an issue with my home and needed to claim my insurance they were very slow to respond and weren't very helpful.

Date: March 07, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have renter's insurance through State Farm. I recently acquired this and I like the protection it gives me just in case I encounter a loss.

USAA Home Insurance Reviews

Date: October 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Their customer service is top notch as compared to others I have tried. Every time there is a problem they work hard to make everything right and make me happy.

Progressive Home Insurance Reviews

Date: January 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

The premium and deductible of my policy is a little bit higher than other home insurance policies for the same coverage which I am a little bit dissatisfied with. I would say this increase in cost is due to the convenience of online services with Progressive which a lot of other providers do not have.

Allstate Home Insurance Reviews

Date: March 30, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
VERY much better. Their rates are better, their staff is more friendly. I would not change this at all. If anyone needs a recoomendation I reccomend them

Travelers Home Insurance Reviews

Date: December 26, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
They are excellent with there service. Every time I call them they answer my questions and are friendly

Nationwide Home Insurance Reviews

Date: November 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Dwelling, furnishings, external buildings, medical for us, and for others. Mold and other biological things. I do not have flood or earthquake coverage.

GEICO Home Insurance Reviews

Date: June 13, 2019    Age: 30 to 39    Gender: Married    Marital Status: Male

Customer Service
Geico's customer service is probably one of the best in the country. It could be better but it surely beats the customer service of its competitors.

Horace Mann Educators Corporation Home Insurance Reviews

Amica Mutual Insurance Home Insurance Reviews

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