Gavop's guide to buying homeowners insurance in Terryville, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Terryville, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oxford Dr, Novie Rd, Richard St, Hans Ave, Davis Ave, Joline Rd, Roe Ave, Clymer St, Lisa Ln, Custom Ln | $265,500 | $240,000 | $200,000-$250,000 | $391,000 | $350,000 | $400,000-$500,000 |
| Todd Ct, Greene Ave, Kestler Ct, Junaro Blvd, My Way, Willoughby St, Edith, Dykes Ct, Block Blvd, Cayla Ln | $223,000 | $180,000 | $200,000-$250,000 | $392,500 | $320,000 | $400,000-$500,000 |
| Regent Pl, School Dr, Village Green Dr, Colgate St, Huron St, Penn St, Sherrill Ln, Gary St, Lincoln Pl, Wyoming Ave | $364,000 | $320,000 | $300,000-$350,000 | $558,500 | $470,000 | $500,000-$600,000 |
| Hooper Ct, Ithaca Ave, Hurtin St, Sara Cir, Lebrun St, Whitman Ave, Alpine St, Marlboro Dr, Rush St, Dean St | $303,500 | $280,000 | $200,000-$250,000 | $495,500 | $430,000 | $400,000-$500,000 |
| Hewes St, Rebecca Ct, Sullivan Ave, Susan Rd, Hansen Ave, Rhetta Ln, Evelyn Rd, Charles Ct, Ken Pl, Lamport Ave | $328,500 | $310,000 | $250,000-$300,000 | $434,500 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $833 |
| Superior Protection Discount | -$90 | $913 |
| Fire & Security Discount | -$70 | $934 |
| Hail Resistant Roof Discount | -$20 | $984 |
| Newly Constructed Home Discount | -$251 | $753 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $1,000 | $1,491 | $2,491 | $1,084 | $2,084 | $408 |
| Terryville, NY | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Wading River, NY | $400 | $973 | $1,373 | $707 | $1,107 | $266 |
| Brentwood, NY | $700 | $1,034 | $1,734 | $751 | $1,451 | $282 |
| North Massapequa, NY | $300 | $2,015 | $2,315 | $1,464 | $1,764 | $551 |
| Cutchogue, NY | $700 | $2,338 | $3,038 | $1,699 | $2,399 | $639 |
| Southampton, NY | $400 | $1,092 | $1,492 | $794 | $1,194 | $298 |
| East Williston, NY | $2,000 | $830 | $2,830 | $603 | $2,603 | $227 |
| Seymour, CT | $100 | $829 | $929 | $602 | $702 | $227 |
| Sands Point, NY | $1,000 | $1,036 | $2,036 | $753 | $1,753 | $283 |
| Great Neck Estates, NY | $200 | $1,097 | $1,297 | $797 | $997 | $300 |
| Lake Carmel, NY | $700 | $869 | $1,569 | $631 | $1,331 | $237 |
| Home Insurance Company Terryville, NY | Homeowners Insurance Agency Terryville, NY | Address | Popularity Score | Distance from Terryville (miles) |
|---|---|---|---|---|
| Allstate | Peter Damato | 129 Commack Rd, Commack, NY, 11725 | 13.7 | |
| Allstate | Felix Maisonet | 238 Westchester Ave, Port Chester, NY, 10573 | 33.0 | |
| Liberty Mutual Independent | Three Village Bennett Agency | 21 Bennetts Rd, East Setauket, NY, 11733 | 3.7 | |
| Allstate | Colin Tooker | 1236 Roanoke Ave, Riverhead, NY, 11901 | 19.8 | |
| State Farm | John Fischer | 307 Mid Cntry Rd, Selden, NY, 11784-2558 | 3.1 | |
| Liberty Mutual Independent | Robert C Bill Associates Inc | 150 Broadhollow Rd Ste 307, Melville, NY, 11747 | 21.0 | |
| State Farm | Paul Savino | 279 Smithtown Blvd Ste 6, Nesconset, NY, 11767-2081 | 7.2 | |
| Allstate | Kevin Williamson | 4222 Avenue D, Brooklyn, NY, 11203 | 50.1 | |
| Allstate | Parvez Mahmood | 347 Glen Cove Ave, Sea Cliff, NY, 11579 | 31.0 | |
| State Farm | Jim Winter | 320 Lake Ave, Saint James, NY, 11780-2255 | 6.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,610 | $810 |
| Suffolk County, NY | $379,400 | $1,509 | $1,070 | $2,140 | $1,070 |
| Terryville, NY | $352,000 | $1,004 | $730 | $1,420 | $690 |
| Wading River, NY | $398,900 | $985 | $700 | $1,350 | $650 |
| Brentwood, NY | $285,500 | $1,046 | $750 | $1,480 | $730 |
| North Massapequa, NY | $432,000 | $2,039 | $1,410 | $2,790 | $1,380 |
| Cutchogue, NY | $514,400 | $2,366 | $1,700 | $3,240 | $1,540 |
| Southampton, NY | $626,400 | $1,105 | $740 | $1,560 | $820 |
| East Williston, NY | $815,900 | $840 | $560 | $1,180 | $620 |
| Seymour, CT | $243,400 | $839 | $600 | $1,170 | $570 |
| Sands Point, NY | $2,000,001 | $1,048 | $770 | $1,460 | $690 |
| Great Neck Estates, NY | $1,247,100 | $1,110 | $740 | $1,570 | $830 |
| Lake Carmel, NY | $269,500 | $879 | $640 | $1,260 | $620 |