Gavop shows you how to buy homeowners insurance in Bath, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bath, ME - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Palmer St, Mitchell Rd, Davenport Cir, Shepard St, Commercial St, East Ln, Garden St, Rose St, Broad St, Lupine Ln | $132,000 | $120,000 | $100,000-$125,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Prospect, Park St, Shaw St, Oliver St, Washington St, Marshall St, Denny Rd, Wing Farm Pkwy, Harward St, Fisher Ct | $272,500 | $220,000 | $250,000-$300,000 | $143,500 | $140,000 | $150,000-$175,000 |
| Water St, Prospect St, Newton Rd, Redlon Rd, Sheridan Rd, Bernard St, Walker St, Maple Grove Ave, Seekins Dr, Tarbox St | $174,000 | $160,000 | $150,000-$175,000 | $107,500 | $90,000 | $100,000-$125,000 |
| Leonard Ct, Oak St, Dikes Landing Rd, Windlass Ct, Dummer Street Ct, Federal St, Elsinore Ave, Freemont St, Schooner Ridge Rd, Valley Rd | $230,500 | $210,000 | $200,000-$250,000 | $117,500 | $100,000 | $75,000-$100,000 |
| Green St, Commercial St, Lambard St, Adams Ct, Windjammer Way, Willow St, Clifton St, Bayshore Rd, Court St, Chandler Dr | $203,500 | $180,000 | $200,000-$250,000 | $106,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $559 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$60 | $605 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$160 | $505 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,237 |
| Hail Damage | $5,533 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $37,492 |
| Accidental Discharge/Leakage | $8,366 |
| Optional Coverage Losses | $7,826 |
| Home Insurance Company Bath, ME | Homeowners Insurance Agency Bath, ME | Address | Popularity Score | Distance from Bath (miles) |
|---|---|---|---|---|
| Allstate | Carlo Giraulo | 543 Main St, Westbrook, ME, 4092 | 30.8 | |
| Allstate | Rousseau Insurance Agency | 334 Elm St, Biddeford, ME, 4005 | 43.8 | |
| State Farm | Kyle Smith | 10 Main St Ste 4, Topsham, ME, 04086-1260 | 6.0 | |
| State Farm | Diane Newman | 313 Read Street, Portland, ME, 4103 | 28.1 | |
| Liberty Mutual Independent | Smithwick & Mariners Insurance Inc | 366 Us Route 1, Ste 2 , Falmouth, ME, 4105 | 23.2 | |
| State Farm | Peg Poulin | 224 Main Street, Saco, ME, 04072-1509 | 42.5 | |
| Liberty Mutual Independent | Ann Harris Insurance Agency | 890 Portland Rd Ste 4, Saco, ME, 4072 | 39.3 | |
| Liberty Mutual Independent | Clark Insurance | 765 Roosevelt Trl, Windham, ME, 4062 | 30.5 | |
| Travelers | Gorham Insurance | 12 Elm St, Gorham, ME, 4038 | 34.5 | |
| State Farm | Mark Browne | 20 Edwards Ave, Biddeford, ME, 04005-3009 | 44.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $500 | $1,030 | $530 |
| Sagadahoc County, ME | $199,400 | $750 | $510 | $1,030 | $520 |
| Bath, ME | $166,900 | $665 | $470 | $940 | $470 |
| Bowdoin, ME | $195,900 | $767 | $530 | $1,070 | $540 |
| Southport, ME | $422,400 | $1,307 | $950 | $1,800 | $850 |
| Lewiston, ME | $140,600 | $640 | $440 | $880 | $440 |
| Hallowell, ME | $197,900 | $771 | $560 | $1,100 | $540 |
| Cumberland County, ME | $259,400 | $843 | $570 | $1,160 | $590 |
| Kennebec County, ME | $154,500 | $669 | $480 | $940 | $460 |
| Paris, ME | $138,500 | $609 | $410 | $860 | $450 |
| Norway, ME | $118,600 | $708 | $520 | $980 | $460 |
| Mercer, ME | $121,600 | $614 | $440 | $850 | $410 |