Gavop shows you how to buy homeowners insurance in Sunset Hills, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Sunset Hills, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Freedom Ct, W Watson Rd, Westhaven Ct, Sunset Woods Pl, Sturdy Dr, High Ave, Pinellas Dr, Oakmont Woods Ct, Rock Alva Rd, Laurel Crest Dr | $252,000 | $220,000 | $200,000-$250,000 | $302,500 | $260,000 | $250,000-$300,000 |
| Sunset Dr, Matthews Ln, Black Oak Dr, Schuessler Rd, Twillwood Dr, Dieterle Ln, Maple Grove Dr, Dallwood Dr, Hilltop Greens Dr, Limestone Pl | $273,500 | $230,000 | $200,000-$250,000 | $397,500 | $370,000 | $350,000-$400,000 |
| Maclane Ct, Grandview Lake Ct, Lodge Dr, Belfast Dr, Wilton Ln, Leebur Dr, Patrina Ct, Patrina Dr, Doe Run Ct, Holmes Ave | $378,000 | $350,000 | $400,000-$500,000 | $555,500 | $480,000 | $600,000-$700,000 |
| Gates Manor Ct, Mattis Rd, Crestwood Executive Center, Hackberry Dr, Royal Springs Dr, Littie Dr, Pointe Ct, Stylecrest Ct, Dennison Grove Ct, Rott Rd | $196,500 | $160,000 | $200,000-$250,000 | $285,000 | $240,000 | $300,000-$350,000 |
| Bardmont Dr, Adams Ln, Teakwood Dr, Charmwood Ct, Chicago St, Glenwood Dr, Charlamar Ln, Richter Ln, Tahiti Dr, Chileswood Ct | $198,000 | $170,000 | $200,000-$250,000 | $187,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $791 |
| Superior Protection Discount | -$95 | $858 |
| Fire & Security Discount | -$105 | $848 |
| Hail Resistant Roof Discount | -$19 | $934 |
| Newly Constructed Home Discount | -$257 | $696 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $2,000 | $1,077 | $3,077 | $783 | $2,783 | $294 |
| Sunset Hills, MO | $2,000 | $942 | $2,942 | $684 | $2,684 | $257 |
| Green Park, MO | $100 | $1,101 | $1,201 | $800 | $900 | $301 |
| Queeny, MO | $2,000 | $875 | $2,875 | $636 | $2,636 | $239 |
| Country Life Acres, MO | $200 | $838 | $1,038 | $609 | $809 | $229 |
| St. John, MO | $2,000 | $723 | $2,723 | $525 | $2,525 | $198 |
| St. Charles, MO | $400 | $1,079 | $1,479 | $784 | $1,184 | $295 |
| Spanish Lake, MO | $2,000 | $959 | $2,959 | $697 | $2,697 | $262 |
| East Alton, IL | $500 | $818 | $1,318 | $595 | $1,095 | $224 |
| Flint Hill, MO | $1,000 | $1,644 | $2,644 | $1,195 | $2,195 | $449 |
| Sugar Creek, IL | $200 | $681 | $881 | $495 | $695 | $186 |
| Bonne Terre, MO | $1,500 | $725 | $2,225 | $527 | $2,027 | $198 |
| Home Insurance Company Sunset Hills, MO | Homeowners Insurance Agency Sunset Hills, MO | Address | Popularity Score | Distance from Sunset Hills (miles) |
|---|---|---|---|---|
| State Farm | Steve Martinez | 104 Holloway Road, Ballwin, MO, 63011-3215 | 8.6 | |
| Farmers | Craig Berry | 15332 Manchester Rd Ste 211, Ballwin, MO, 63011 | 9.2 | |
| State Farm | Marty Wilder | 127 Schneider Dr, Fenton, MO, 63026-6017 | 4.6 | |
| State Farm | Steve Oien | 4131 Mexico Rd, Saint Peters, MO, 63376-6410 | 20.0 | |
| State Farm | Toni Smith | 4601 Hampton Avenue, St Louis, MO, 63109-2715 | 7.4 | |
| State Farm | Leianna Moore | 711 Old Ballas Rd Ste 200, Creve Coeur, MO, 63141-7069 | 9.6 | |
| State Farm | Rich Haney | 4515 Lemay Ferry Road, St Louis, MO, 63129 | 4.6 | |
| State Farm | Greg Beasley | 15212 Manchester Rd Ste B, Ballwin, MO, 63011-4609 | 9.0 | |
| Travelers | Mcgriff Seibels & Williams Of Missouri Inc | 7711 Bonhomme Ave Ste 900, St Louis, MO, 63105 | 9.0 | |
| Travelers | Krauter & Co Llc | 231 S Bemiston Ave 8th Fl, St Louis, MO, 63105 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,540 | $760 |
| St. Louis County, MO | $181,100 | $1,090 | $770 | $1,560 | $790 |
| Sunset Hills, MO | $365,800 | $953 | $640 | $1,320 | $680 |
| Green Park, MO | $156,800 | $1,114 | $760 | $1,580 | $820 |
| Queeny, MO | $214,100 | $885 | $650 | $1,250 | $600 |
| Country Life Acres, MO | $1,562,500 | $848 | $620 | $1,170 | $550 |
| St. John, MO | $79,800 | $732 | $490 | $1,040 | $550 |
| St. Charles, MO | $182,000 | $1,092 | $790 | $1,550 | $760 |
| Spanish Lake, MO | $119,800 | $971 | $670 | $1,370 | $700 |
| East Alton, IL | $81,400 | $828 | $590 | $1,150 | $560 |
| Flint Hill, MO | $364,100 | $1,664 | $1,210 | $2,350 | $1,140 |
| Sugar Creek, IL | $164,400 | $689 | $470 | $950 | $480 |
| Bonne Terre, MO | $80,600 | $734 | $510 | $1,040 | $530 |