How Can I Make My Central Pasco, FL Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Central Pasco, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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No	Topics
1	Research How your Central Pasco, FL Home Impacts your Rates
2	Match your Background to Central Pasco, FL Home Insurance Offers
3	Optimize your Central Pasco, FL Homeowners Insurance Policy
4	Identify Top Home Insurance Agents near Central Pasco, FL
5	Compare Rates from Home Insurance Companies in Central Pasco, FL
6	Research Home Insurance Companies Reviews in Central Pasco, FL

Select the Suitable Coverage Value for your Central Pasco, FL Home | Back to Top

Bedrooms	Average Home Value	Estimated Replacement Value	Recommended Home Insurance Coverage
1 Bedroom	$61,500	$50,000	$50,000-$75,000
2 Bedroom	$200,500	$180,000	$175,000-$200,000
3 Bedroom	$198,500	$170,000	$200,000-$250,000
4 Bedroom	$294,500	$250,000	$300,000-$350,000
5 Bedroom	$385,000	$340,000	$400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Central Pasco, FL | Back to Top

Type	Discount ($)	Premium After Discount ($)
Multipolicy Discount	-$165	$804
Superior Protection Discount	-$97	$872
Fire & Security Discount	-$78	$891
Hail Resistant Roof Discount	-$29	$940
Newly Constructed Home Discount	-$213	$756

Choose the Right Deductible for your Central Pasco, FL Home | Back to Top

		Low Deductible ($500)		High Deductible ($2500)
Place	Example Claim Amount	Yearly Premium	Total Yearly Cost	Yearly Premium	Total Yearly Cost	Net Savings for High Deductible Plan
Pasco County	$2,500	$1,203	$3,703	$874	$3,374	$329
Central Pasco, FL	$1,000	$957	$1,957	$696	$1,696	$262
Dade City North, FL	$100	$828	$928	$602	$702	$226
North Weeki Wachee, FL	$2,000	$1,436	$3,436	$1,043	$3,043	$392
Plant City, FL	$100	$1,238	$1,338	$900	$1,000	$338
Lakeland, FL	$700	$1,149	$1,849	$835	$1,535	$314
Hillsborough County, FL	$500	$1,432	$1,932	$1,040	$1,540	$391
Mascotte, FL	$700	$785	$1,485	$571	$1,271	$215
Largo, FL	$200	$1,041	$1,241	$757	$957	$284
Ridgecrest, FL	$2,500	$1,248	$3,748	$907	$3,407	$341
Winter Haven, FL	$500	$1,124	$1,624	$817	$1,317	$307
Tierra Verde, FL	$700	$774	$1,474	$563	$1,263	$212

Identify Top Home Insurance Agents near Central Pasco, FL | Back to Top

Home Insurance Company Central Pasco, FL	Homeowners Insurance Agency Central Pasco, FL	Address	Distance from Central Pasco (miles)
State Farm	Doug Johnson	13907 N Dale Mbry Hwy Ste 104, Tampa, FL, 33618-2411	18.8
Travelers	Frederick Insurance	17874 N Us Hwy 41, Lutz, FL, 33549	14.1
Travelers	Great Florida Insurance	1654 Bruce B Downs Blvd Ste B, Wesley Chapel, FL, 33544	8.9
Allstate	Gary Gunter	28969 Wesley Chapel Blvd, Wesley Chapel, FL, 33543	5.0
Allstate	Sandra Bourquardez	7901 4th St N Ste 205, St Petersburg, FL, 33702	36.5
Allstate	Beau Barry	1654 Bruce B Downs Blvd Ste A, Wesley Chapel, FL, 33544	8.9
Allstate	Shirley Michaels	5944 34th St N Ste 25, Saint Petersburg, FL, 33714	38.9
Liberty Mutual Independent	The Hilb Group Of Florida Llc	3438 Colwell Avenue, Tampa, FL, 33614	21.0
Travelers	Bay Cities Insurance Agency Inc	16921 Gunn Hwy Ste B, Odessa, FL, 33556	19.3
Travelers	Acg South Insurance Agency Llc	14755 N Dale Mabry, Tampa, FL, 33618	18.3

Compare Rates for Central Pasco, FL Home Insurance Providers | Back to Top

Place	Typical Home Value	Typical Home Insurance Costs	25th Percentile	75th Percentile	Potential Savings & Difference between 25th & 75th Percentile
Florida	$178,700	$1,605	$1,250	$2,150	$900
Pasco County, FL	$134,300	$1,217	$950	$1,630	$680
Central Pasco, FL	$205,000	$969	$760	$1,300	$540
Dade City North, FL	$65,000	$838	$650	$1,120	$470
North Weeki Wachee, FL	$155,900	$1,453	$1,130	$1,950	$820
Plant City, FL	$146,700	$1,253	$980	$1,680	$700
Lakeland, FL	$125,600	$1,163	$910	$1,560	$650
Hillsborough County, FL	$179,500	$1,449	$1,130	$1,940	$810
Mascotte, FL	$106,100	$795	$620	$1,070	$450
Largo, FL	$108,400	$1,054	$820	$1,410	$590
Ridgecrest, FL	$127,500	$1,263	$990	$1,690	$700
Winter Haven, FL	$121,600	$1,137	$890	$1,520	$630
Tierra Verde, FL	$454,600	$783	$610	$1,050	$440

Research Home Insurance Companies Reviews in Central Pasco, FL Before Buying | Back to Top

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People's Trust Insurance Home Insurance Reviews

Date: January 23, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried

Customer Service

I have not needed to file a claim however I have called to change my billing frequency to avoid paying a monthly service fee. The service representative was very helpful and was able to help me rather quickly.

Date: August 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried

Premium

This company is much more reliable for me since all my family is part of it and have always responded as professionals, perhaps other companies are better but this offers good service and good prices to match other

Date: August 16, 2018 Age: Above 60 Gender: Female Marital Status: Married

Customer Service

Your customer service is indispensable to clarify the doubts of those incorporated to their services, are a high-quality attention, I like the commitment they have, I have nothing bad to say about it at least not for now

Date: August 02, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried

Policy Offerings

It offers me a security of damages of third, and of my internal structure, also the protected one of Bandala

Date: July 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried

Website/App

I like because it gives you the fast knowledge and the day, the bad thing about the app is that you do not get the full or detailed information as preferably would do it directly with an authorized agent

Date: November 19, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried

Communication

They are a very informative company if they have any service plan or any other method to improve their insurance they do know by the app or directly to your home, they are always attentive to everything and good communication

Security First Home Insurance Home Insurance Reviews

Date: September 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married

Website/App

I have honestly never really used their mobile app. The only time I used their website was to get the number to call them. I prefer phone interacts. So, in that case, it was easy to get the number to contact them.

Date: September 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried

Customer Service

The few time I have had to contact them it went smoothly and easily. I had to call them a few years back about hail damage, the entire city had been pelted by a hailstorm, and it was simple to get a claim started. It didn't take long for the adjuster to come out and survey the damage. We had the check a few days later. I want to say it took a week and a half total.

Date: August 15, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried

Communication

They are the best because I never have to talk to them, as I rarely have any problems with them and whenever I have had to talk to them it went quick and easy.

Date: March 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried

Policy Offerings

It covers every common issue you would expect to damage a home, along with some extras we enjoy. Like Hail damage.

Date: January 09, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried

Premium

For the most part, it is very comparable to other companies based off of the coverage level I was looking for, along with the ease of contacting.

American Integrity Insurance Home Insurance Reviews

Date: July 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Married

Premium

The premium is a little more expensive compared to other insurance companies for the same coverage. The reason was that we did not have to get an inspection prior to them accepting us.

Date: June 16, 2018 Age: 20 to 29 Gender: Male Marital Status: Married

Communication

The communication is great. I like that there is 24/7 access and someone is always available to speak with in time of need. It is not just a recording

Date: May 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Married

Website/App

I like that it explains what is mostly covered by the insurance company and the details; such as coverage if there was a guest at your house at the time of damage.

Date: May 03, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried

Customer Service

The customer service is great. They are available 24/7 and they give you magnets and things to help get access to them at any time of need. They are friendly and they help you find ways to save on your premium

Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married

Policy Offerings

My home insurance covers personal property damage, personal liability, and valuable damage. They also provide coverage for other structures on the property.

USAA Home Insurance Reviews

Date: April 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried

Premium

Their deductible is not outrages. I feel like I am in good hands with them compared to my previous insurance providers. If something comes up they will have my back.

Date: March 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Married

Customer Service

I have been with USAA ever since I have needed insurance. Their rates are incredible and also have great customer service.

Date: March 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married

Premium

My premium cost was cut by a third with USAA, I have a $1,000 deductible which I feel is reasonable. Previously, with another company my deductible was $1,500 and the premium was higher for the same coverage.

Date: January 28, 2019 Age: 30 to 39 Gender: Female Marital Status: Married

Premium

Honestly, I cannot compare my premium and deductible of our policy to any other home insurance policies for the same coverage, as we have never used any other company.

Farm Bureau Home Insurance Reviews

Date: October 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried

Website/App

It is a basic we site, not too flashy, but has the contents I need. I mostly use it to pay bill or look up my bill or policy info.

Citizens Property Insurance Home Insurance Reviews

Date: March 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried

Customer Service

Read Citizens Property Insurance of America reviews to learn about the experiences customers have had with the company.

Assurant Specialty Property Home Insurance Reviews

Date: February 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried

Customer Service

The online quoting tool is the easiest to use, most comprehensive and among the most efficient. The agent finder tool provides the information you need to choose a great local agent to help you get the best coverage possible.

GEICO Home Insurance Reviews

Date: March 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Married

Premium

Our premium is on par with other agencies. Our deductible is high. However it is by choice. We decided to hedge our chances and went for a lower premium and higher deductible.

The Hartford Home Insurance Reviews

Date: November 20, 2018 Age: 40 to 49 Gender: Female Marital Status: Married

Customer Service

We do not have a direct agent with this company but it typically is not difficult to obtain what different documentations that are required for us to obtain.

Farmer's Insurance Home Insurance Reviews

Date: January 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Married

Premium

the premium and deductible are very fair for me. it is some of the cheapest insurance i have ever had in my life but also some of the best customer service.