How Can I Make My Apache Junction, AZ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Apache Junction, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Apache Junction, AZ Home Insurance Coverage Levels | Back to Top
| Apache Junction, AZ - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Don Peralta Dr, Stetson Ct, 5th St, S Golden Barrel Ct, S Eagle Ct, West Virginia St, E Club Village Dr, S Sixshooter Rd, W Feldspar Cir, W Tufa St | $192,500 | $170,000 | $175,000-$200,000 | $348,000 | $300,000 | $350,000-$400,000 |
| S 1st St, S Royal Palm Rd, S Kings Ranch Rd, E Rugged Ironwood Rd, N Victory Dr, E 19th Ave, N Roadrunner Rd, S Pinnacle Ln, E Junction St, E Old Camp Rd | $180,500 | $150,000 | $200,000-$250,000 | $235,000 | $210,000 | $175,000-$200,000 |
| E 3rd Ave, N Shotgun Ct, E Las Animas Trl, S Delaware Dr, E Whispering Mesquite Ln, E 12th Ave, N Idaho Rd, S Cactus Rd, 4th St, W Rawhide St | $76,000 | $60,000 | $50,000-$75,000 | $84,500 | $80,000 | $75,000-$100,000 |
| S 2nd St, S Alamos Way, S Pinto Dr, N Delaware Dr, S Boman Rd, Prickley Pear, S Alamandas Way, S Picana Cir, S Marlow Rd, Flat Iron Loop | $138,500 | $120,000 | $100,000-$125,000 | $232,500 | $190,000 | $250,000-$300,000 |
| Sunset Rd, E Thunderbolt Ct, S Thunderbird Dr, S Gold Dr, Colt Rd, S Lost Gold Dr, 3rd Ave, S Cassia Dr, S Moreno Dr, S Stardust Ln | $91,000 | $80,000 | $100,000-$125,000 | $114,500 | $110,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Apache Junction, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $707 |
| Superior Protection Discount | -$74 | $748 |
| Fire & Security Discount | -$74 | $748 |
| Hail Resistant Roof Discount | -$16 | $805 |
| Newly Constructed Home Discount | -$164 | $657 |
Choose the Right Deductible for your Apache Junction, AZ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pinal County | $1,500 | $661 | $2,161 | $481 | $1,981 | $181 |
| Apache Junction, AZ | $700 | $812 | $1,512 | $590 | $1,290 | $222 |
| Gilbert, AZ | $500 | $817 | $1,317 | $593 | $1,093 | $223 |
| Salt River, AZ | $1,500 | $845 | $2,345 | $614 | $2,114 | $231 |
| Sacaton, AZ | $1,500 | $509 | $2,009 | $370 | $1,870 | $139 |
| Paradise Valley, AZ | $500 | $631 | $1,131 | $459 | $959 | $173 |
| Gila Crossing, AZ | $700 | $598 | $1,298 | $434 | $1,134 | $163 |
| Casa Grande, AZ | $100 | $602 | $702 | $437 | $537 | $164 |
Identify Top Home Insurance Agents near Apache Junction, AZ | Back to Top
| Home Insurance Company Apache Junction, AZ | Homeowners Insurance Agency Apache Junction, AZ | Address | Popularity Score | Distance from Apache Junction (miles) |
|---|---|---|---|---|
| State Farm | Brock T Quinn | 8100 E Indian Schl Rd Ste 102, Scottsdale, AZ, 85251-2701 | 22.4 | |
| State Farm | Marge Black-Graziano | 1155 S Power Rd Ste 106, Mesa, AZ, 85206-3716 | 8.6 | |
| Farmers | Theresa Garcia | 1234 S Power Rd Ste 206, Mesa, AZ, 85206 | 8.7 | |
| State Farm | Patrick Minnis | 805 N Dobson Rd Ste 108, Mesa, AZ, 85201-7661 | 19.7 | |
| Liberty Mutual Independent | Kohlhase Insurance Inc | 6550 E Main St, Mesa, AZ, 85205 | 9.0 | |
| Allstate | Lance Runyan | 6731 E Brown Rd Ste 103, Mesa, AZ, 85205 | 9.1 | |
| Liberty Mutual Independent | Kohlhase Insurance Inc | 6550 E Main St, Mesa, AZ, 85205 | 9.0 | |
| Travelers | Arizona Premier Insurance Agency Llc | 1744 Val Vista Dr Ste 206, Mesa, AZ, 85204 | 12.7 | |
| Travelers | D & B Insurance | 1550 E University Ste G, Mesa, AZ, 85203 | 15.2 | |
| Travelers | Insurance Professionals Group | 3521 E Brown Rd Ste 101, Mesa, AZ, 85213 | 13.0 |
Compare Rates for Apache Junction, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $510 | $1,050 | $540 |
| Pinal County, AZ | $157,200 | $669 | $480 | $930 | $450 |
| Apache Junction, AZ | $90,600 | $822 | $550 | $1,140 | $590 |
| Gilbert, AZ | $286,400 | $826 | $550 | $1,150 | $600 |
| Salt River, AZ | $35,000 | $855 | $580 | $1,210 | $630 |
| Sacaton, AZ | $85,000 | $515 | $370 | $730 | $360 |
| Paradise Valley, AZ | $1,406,700 | $639 | $450 | $880 | $430 |
| Gila Crossing, AZ | $116,100 | $605 | $440 | $830 | $390 |
| Casa Grande, AZ | $126,100 | $609 | $410 | $870 | $460 |
Research Home Insurance Companies Reviews in Apache Junction, AZ Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: October 30, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I believe that USAA rates are much lower than other companies and they give a variety of deductible options.
Date: June 09, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
I have never had a negative interaction with my home insurance company, we built the house new in 2014 so we have yet to need their services either.
Date: April 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
We have a great premium and deductible rates. USAA has always been great with every aspect of our financial issues, including home insurance.
Date: March 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
While there have been no special offerings, the rates have been very reasonable. I am not familiar with any other companies but I would assume they are all fairly the same.
Date: January 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible are a bit high, given the state of my income and my state of residence. I wish they would have slightly more competitive prices--however, given their level of customer service, I am still satisfied with them overall.
Date: January 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I do not have experience with our previous home insurance company as we did not have any claims in our other home.
Nationwide Home Insurance Reviews
Date: July 03, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
It seems that the offerings are similar to other insurance companies. We have looked into other companies a little when our prices go up , and it seems the offerings are about the same.
American Home Shield Home Insurance Reviews
Date: January 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
About 1 in 10 insured homes has a claim each year. Homeowners insurance covers more than just fire. Most policies also include coverage for wind, hail, water damage, theft, and personal liability.
GEICO Home Insurance Reviews
Date: October 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I believe that my premium is relatively inexpensive compared to other companies. However, I do not know this for sure and have paid less in the past for comparable coverage. I pay a single annual payment, which makes it easy to keep track of.
State Farm Home Insurance Reviews
Date: November 09, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premiums for my policy with State Farm are comparable to other policies/companies
American Strategic Insurance Home Insurance Reviews
Date: November 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My policy has doubled in the past two years even though we haven't made any claims. I have heard that this happened in my area after a big hail storm; however, the company is basically punishing us even though we haven't made claims. Doubling your premium for no real reason in that short of a time period is a big deal.