How Can I Make My Oswego, NY Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Oswego, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Oswego, NY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $37,000 $30,000 $25,000-$50,000
2 Bedroom $68,500 $60,000 $75,000-$100,000
3 Bedroom $127,500 $120,000 $125,000-$150,000
4 Bedroom $197,500 $180,000 $200,000-$250,000
5 Bedroom $132,000 $120,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Oswego, NY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$174 $794
Superior Protection Discount -$97 $871
Fire & Security Discount -$107 $862
Hail Resistant Roof Discount -$19 $949
Newly Constructed Home Discount -$252 $717

Choose the Right Deductible for your Oswego, NY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Oswego County $2,500 $1,211 $3,711 $880 $3,380 $331
Oswego, NY $2,000 $957 $2,957 $695 $2,695 $261
Minetto, NY $100 $595 $695 $432 $532 $163
Village Green, NY $1,500 $584 $2,084 $424 $1,924 $160
Huron, NY $500 $714 $1,214 $519 $1,019 $195
Rose, NY $1,000 $584 $1,584 $424 $1,424 $160
Cleveland, NY $1,500 $584 $2,084 $424 $1,924 $160
Camden, NY $200 $588 $788 $427 $627 $161
Sackets Harbor, NY $1,000 $950 $1,950 $691 $1,691 $260
Spafford, NY $400 $839 $1,239 $610 $1,010 $229
Wampsville, NY $2,500 $617 $3,117 $448 $2,948 $168

Identify Top Home Insurance Agents near Oswego, NY | Back to Top

Home Insurance Company Oswego, NY Homeowners Insurance Agency Oswego, NY Address Popularity Score Distance from Oswego (miles)
Liberty Mutual Independent Eastern Shore Associates 101 Cayuga Street, Fulton, NY, 13069
10.2
Nationwide Robert L Keller Jr 807 Old Liverpool Rd., Liverpool, NY, 13088-1502
29.3
Allstate Finger Lakes Partners Llc 62 Reed St, Geneva, NY, 14456
48.5
Liberty Mutual Independent Cleary Insurance Agency 3720 Main St, Walworth, NY, 14568
44.6
Travelers Brown & Brown Empire State 500 Plum Street Suite 200, Syracuse, NY, 13204
32.8
State Farm Frank C Argento Jr 205 North Ave, Webster, NY, 14580-3090
49.5
Erie The Insurance Place Agency Llc 11 4th Avenue Suite H, Oswego, NY, 13126
1.4
State Farm Tom Salzberg 179 W Seneca St, Manlius, NY, 13104-2438
41.2
Travelers Foley Agency Inc 9 E Main St, Webster, NY, 14580
49.7
Liberty Mutual Independent Concord Insurance Agency Llc 6270 Dean Parkway , Ontario, NY, 14519
46.2

Compare Rates for Oswego, NY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $293,000 $1,164 $850 $1,590 $740
Oswego County, NY $97,800 $1,226 $830 $1,700 $870
Oswego, NY $84,200 $968 $670 $1,340 $670
Minetto, NY $118,500 $602 $430 $840 $410
Village Green, NY $100,700 $591 $400 $820 $420
Huron, NY $184,600 $723 $490 $1,020 $530
Rose, NY $85,400 $591 $400 $850 $450
Cleveland, NY $84,200 $591 $430 $820 $390
Camden, NY $109,400 $595 $410 $850 $440
Sackets Harbor, NY $251,000 $962 $700 $1,380 $680
Spafford, NY $223,100 $849 $620 $1,210 $590
Wampsville, NY $137,500 $624 $420 $860 $440