How Can I Make My North Ridgeville, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in North Ridgeville, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your North Ridgeville, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $146,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $170,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $359,500 | $300,000 | $350,000-$400,000 |
| 5 Bedroom | $184,500 | $160,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in North Ridgeville, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $532 |
| Superior Protection Discount | -$65 | $584 |
| Fire & Security Discount | -$45 | $603 |
| Hail Resistant Roof Discount | -$19 | $629 |
| Newly Constructed Home Discount | -$149 | $499 |
Choose your North Ridgeville, OH Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,392 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near North Ridgeville, OH | Back to Top
| Home Insurance Company North Ridgeville, OH | Homeowners Insurance Agency North Ridgeville, OH | Address | Popularity Score | Distance from North Ridgeville (miles) |
|---|---|---|---|---|
| Allstate | Laura Buck | 37300 Detroit Rd Ste 1, Avon, OH, 44011 | 4.4 | |
| State Farm | Brad Larson | 654 Dover Center Rd, Bay Village, OH, 44140-2363 | 8.3 | |
| Erie | Walter E Matthews & Associates Inc. | 1327 5th St, Sandusky, OH, 44870 | 34.8 | |
| Travelers | Somers Agency Llc | 42815 N Ridge Rd, Elyria, OH, 44035 | 6.9 | |
| Allstate | Ryan Cole | 14 Seminary St, Berea, OH, 44017 | 9.1 | |
| Travelers | Dinsmoor Insurance Agency Inc | 177 Park Avenue, Amherst, OH, 44001 | 10.5 | |
| Allstate | Chad Nelson | 120 Antioch Dr Ste B, Elyria, OH, 44035 | 3.5 | |
| State Farm | Bob King | 177 W Bagley Rd, Berea, OH, 44017-1857 | 8.6 | |
| State Farm | Tina Stopar | 5632 Ridge Rd, Parma, OH, 44129-2634 | 15.2 | |
| Travelers | The Hoffman Group | 2 Berea Commons Ste 10, Berea, OH, 44017 | 9.1 |
Compare Rates for North Ridgeville, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $980 | $470 |
| Lorain County, OH | $140,300 | $701 | $470 | $1,000 | $530 |
| North Ridgeville, OH | $164,900 | $648 | $450 | $920 | $470 |
| Brunswick, OH | $163,100 | $746 | $540 | $1,050 | $510 |
| Hinckley, OH | $307,300 | $846 | $600 | $1,180 | $580 |
| Brighton, OH | $197,900 | $830 | $560 | $1,170 | $610 |
| Pigeon Creek, OH | $207,400 | $845 | $580 | $1,170 | $590 |
| Euclid, OH | $81,200 | $794 | $560 | $1,100 | $540 |
| Mayfield Heights, OH | $144,000 | $680 | $500 | $960 | $460 |
| Hunting Valley, OH | $1,198,500 | $2,963 | $2,010 | $4,060 | $2,050 |
| Bronson, OH | $175,800 | $792 | $560 | $1,130 | $570 |
| Timberlake, OH | $150,900 | $745 | $500 | $1,030 | $530 |
| Bloominggrove, OH | $137,500 | $717 | $480 | $1,030 | $550 |
Research Home Insurance Companies Reviews in North Ridgeville, OH Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: March 02, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Customer service with this insurance company is ok. When we've called we generally wait between one and five minutes to speak to a human.
Date: January 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
the customer service of progressive has been great. I have used them for auto insurance and have had 2 claims with them. The service I received was nothing short of impressive. so when it was time to insure my home, I wanted it to be progressive.
Plummer Insurance Home Insurance Reviews
Date: November 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
It is good. They don't send me junk mail and when I need to get in touch with them I have choices such as phone, website or email so that is nice.
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
They also promote helpful policies and they promote useful shits that was helpful to handle.