How Can I Make My Torrington, CT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Torrington, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Torrington, CT Home Insurance Coverage Levels | Back to Top
| Torrington, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bradford Rd, Whiting Ave, Guilford St, Harvard Dr, Colt Ave, N Grace St, Greenfield Dr, Winsted Rd, Ryan Ter, Neidt Rd | $170,500 | $160,000 | $150,000-$175,000 | $162,000 | $130,000 | $175,000-$200,000 |
| Water St, Ella T Grasso Ave, Victoria St, Belmont Dr, Berry St, Commercial Blvd, Summer St, Fowler Ave, Richard Rd, State Hwy 272 | $118,500 | $100,000 | $100,000-$125,000 | $170,500 | $150,000 | $125,000-$150,000 |
| Spring St, Jones St, Sherwood Dr, Notting Hill Gate, Travis St, John Brown Rd, Dartmouth St, Sunny Ln, McDonald St, Blake St | $206,000 | $180,000 | $200,000-$250,000 | $165,500 | $150,000 | $125,000-$150,000 |
| Carmody Ct, Highland Lake Rd, Mason St, Elmwood Ter, Lawrence Ln, Tamarack Ct, Rock Creek Ln, Beecher St, Brightwood Ave, Linton St | $160,500 | $140,000 | $150,000-$175,000 | $164,500 | $140,000 | $125,000-$150,000 |
| Johnson St, Norwood St, N Elm St, Bird St, Jordan Ln, Rosen Ave, Moore Dr, Schibi St, Calhoun St, Farmstead Ln | $194,000 | $180,000 | $200,000-$250,000 | $89,000 | $80,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Torrington, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $745 |
| Superior Protection Discount | -$88 | $789 |
| Fire & Security Discount | -$96 | $780 |
| Hail Resistant Roof Discount | -$18 | $859 |
| Newly Constructed Home Discount | -$193 | $684 |
Choose your Torrington, CT Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,537 |
| Hail Damage | $4,476 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Torrington, CT | Back to Top
| Home Insurance Company Torrington, CT | Homeowners Insurance Agency Torrington, CT | Address | Popularity Score | Distance from Torrington (miles) |
|---|---|---|---|---|
| Travelers | J Phillips-Hall Insurance Llc | 203 Holabird Ave, Winsted, CT, 6098 | 7.2 | |
| Travelers | Brooks Todd & Mcneil | 69 Water St, Torrington, CT, 6790 | 2.3 | |
| Travelers | Park City Insurance Group Llc | 3354 Main St, Bridgeport, CT, 6606 | 43.4 | |
| Liberty Mutual Independent | Associated Insurance Services | 106 W Main St, Plainville, CT, 6062 | 17.6 | |
| Travelers | Hughes Agency | 60 Waterbury Rd Ste 2, Prospect, CT, 6712 | 23.6 | |
| State Farm | Steve Westall | 982 W Main St, New Britain, CT, 06053-3487 | 19.9 | |
| Allstate | Ted Zentek | 730 Hopmeadow St, Simsbury, CT, 6070 | 17.2 | |
| State Farm | Jo Ann Walk | 131 Elm St, Enfield, CT, 06082-3839 | 30.7 | |
| Travelers | Shoff Darby Companies Inc | 488 Main Ave Third Floor, Norwalk, CT, 6851 | 49.5 | |
| State Farm | Rocco Casinelli | 430 Main Ave, Norwalk, CT, 06851-7004 | 49.8 |
Compare Rates for Torrington, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $890 | $1,790 | $900 |
| Litchfield County, CT | $250,100 | $1,115 | $760 | $1,530 | $770 |
| Torrington, CT | $160,200 | $876 | $630 | $1,220 | $590 |
| Falls Village, CT | $324,500 | $1,399 | $1,010 | $1,930 | $920 |
| Manchester, CT | $182,100 | $952 | $660 | $1,340 | $680 |
| Trumbull, CT | $394,600 | $1,454 | $1,050 | $2,080 | $1,030 |
| Branford, CT | $298,200 | $943 | $670 | $1,310 | $640 |
| Stafford Springs, CT | $159,100 | $909 | $650 | $1,290 | $640 |
| Chester, CT | $358,400 | $1,497 | $1,060 | $2,140 | $1,080 |
| Heritage Hills, NY | $421,100 | $1,962 | $1,310 | $2,790 | $1,480 |
| South Amherst, MA | $309,800 | $1,250 | $890 | $1,790 | $900 |
| Southport, CT | $741,000 | $2,531 | $1,800 | $3,570 | $1,770 |
| Ashford, CT | $240,000 | $1,171 | $800 | $1,660 | $860 |
Research Home Insurance Companies Reviews in Torrington, CT Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
THE PREMIUM IS AFFORDABLE, AND IN LINE WITH OTHER, COMPARABLE PROPERTIES TO OURS. OUR AGENT IS ALWAYS VERY OPEN WITH US ABOUT COSTS.
Date: September 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
we pay a same premium for a lower deductible, but it is worth it if you ever need to make a claim. Other providers did not give us this option.
Date: July 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
i would give them a 5. They are affordable and never messed with anything. I haven't used them since signing up, but that process was easy enough.
Date: June 06, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Customer Service
The State Farm agency in our town was very helpful. They sat us down and talked us through everything. They made sure we had a good understanding of what we were being covered on.
AAA Home Insurance Reviews
Date: October 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
It is nice to have this company to help us for our insurance to be covered when things happen in our house.
Nationwide Home Insurance Reviews
Date: September 05, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I think they offer the same coverage except for water damage. They do go above and beyond in that, offering structural water damage.
Travelers Home Insurance Reviews
Date: December 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
The insurance company very useful in our family becausee the insurance company like as very small insurance money for our future life . Life of safed that insurance company. we are extremely satisfied with customer service.
American Modern Insurance Home Insurance Reviews
Date: December 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
This policy offered a much higher dwelling coverage amount than other comparable policies from other companies. This was very important to me, especially since I am insuring a mobile home.