Gavop's guide to buying homeowners insurance in Lower Providence, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $96,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $186,000 | $180,000 | $175,000-$200,000 |
| 3 Bedroom | $218,500 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $547,500 | $520,000 | $500,000-$600,000 |
| 5 Bedroom | $524,500 | $470,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $721 |
| Superior Protection Discount | -$89 | $801 |
| Fire & Security Discount | -$80 | $809 |
| Hail Resistant Roof Discount | -$18 | $872 |
| Newly Constructed Home Discount | -$240 | $649 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Lower Providence, PA | $700 | $879 | $1,579 | $639 | $1,339 | $240 |
| East Nantmeal, PA | $400 | $1,542 | $1,942 | $1,121 | $1,521 | $421 |
| Swarthmore, PA | $1,500 | $901 | $2,401 | $655 | $2,155 | $246 |
| Nether Providence, PA | $300 | $905 | $1,205 | $657 | $957 | $247 |
| Concord, PA | $1,500 | $1,051 | $2,551 | $764 | $2,264 | $287 |
| Hereford, PA | $100 | $769 | $869 | $559 | $659 | $210 |
| Lambertville, NJ | $1,000 | $1,209 | $2,209 | $879 | $1,879 | $330 |
| Greentree, NJ | $400 | $864 | $1,264 | $628 | $1,028 | $236 |
| Stratford, NJ | $1,000 | $679 | $1,679 | $493 | $1,493 | $186 |
| Lower Towamensing, PA | $400 | $733 | $1,133 | $533 | $933 | $200 |
| Kendall Park, NJ | $700 | $879 | $1,579 | $639 | $1,339 | $240 |
| Home Insurance Company Lower Providence, PA | Homeowners Insurance Agency Lower Providence, PA | Address | Popularity Score | Distance from Lower Providence (miles) |
|---|---|---|---|---|
| Travelers | Wills Insurance Management Inc | 130 N Henderson Rd, King Of Prussia, PA, 19406 | 4.9 | |
| Farmers | Ed Guie | 3134 Butler Pike, Plymouth Meeting, PA, 19462 | 8.3 | |
| State Farm | Neil Zeitz | 1901 Cottman Ave, Philadelphia, PA, 19111-3816 | 19.9 | |
| State Farm | Mike Nelson | 959 Bristol Pike, Bensalem, PA, 19020-8139 | 24.5 | |
| Liberty Mutual Independent | Ais Insurance Group Inc | 100 Deerfield Ln Ste 280, Malvern, PA, 19355 | 9.7 | |
| Allstate | Joseph J. Digiacomo | 401 W Johnson Hwy, East Norriton, PA, 19401 | 4.9 | |
| Erie | Gallo Insurance Agency | 617 S 18th Street, Philadelphia, PA, 19146 | 19.5 | |
| Farmers | Robert Dunn | 1000 Continental Dr Ste 500, King Of Prussia, PA, 19406 | 4.9 | |
| State Farm | Gary Root | 2605 Egypt Rd Ste 102-103, Trooper, PA, 19403-2317 | 1.7 | |
| State Farm | Vivianna Lee | 6198 Butler Pike Ste 105, Blue Bell, PA, 19422-2607 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,050 | $520 |
| Montgomery County, PA | $299,300 | $960 | $660 | $1,370 | $710 |
| Lower Providence, PA | $321,900 | $890 | $630 | $1,220 | $590 |
| East Nantmeal, PA | $444,500 | $1,561 | $1,060 | $2,230 | $1,170 |
| Swarthmore, PA | $387,800 | $912 | $610 | $1,290 | $680 |
| Nether Providence, PA | $332,700 | $916 | $660 | $1,310 | $650 |
| Concord, PA | $432,900 | $1,064 | $720 | $1,500 | $780 |
| Hereford, PA | $188,600 | $778 | $520 | $1,070 | $550 |
| Lambertville, NJ | $378,600 | $1,224 | $840 | $1,690 | $850 |
| Greentree, NJ | $301,300 | $874 | $590 | $1,250 | $660 |
| Stratford, NJ | $181,700 | $687 | $490 | $980 | $490 |
| Lower Towamensing, PA | $168,700 | $742 | $530 | $1,030 | $500 |
| Kendall Park, NJ | $387,800 | $890 | $610 | $1,220 | $610 |