How Can I Make My Colorado Springs, CO Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Colorado Springs, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Colorado Springs, CO Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $70,500 $60,000 $50,000-$75,000
2 Bedroom $125,500 $110,000 $125,000-$150,000
3 Bedroom $194,000 $160,000 $175,000-$200,000
4 Bedroom $187,500 $170,000 $175,000-$200,000
5 Bedroom $490,500 $460,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Colorado Springs, CO | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$195 $1,022
Superior Protection Discount -$109 $1,107
Fire & Security Discount -$97 $1,119
Hail Resistant Roof Discount -$36 $1,180
Newly Constructed Home Discount -$328 $888

Choose your Colorado Springs, CO Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,794
Physical Damage $2,440
Hail Damage $4,759
Wind Damage $6,496
Expensive Claims
Fire $44,229
Smoke $17,222

Identify Top Home Insurance Agents near Colorado Springs, CO | Back to Top

Home Insurance Company Colorado Springs, CO Homeowners Insurance Agency Colorado Springs, CO Address Popularity Score Distance from Colorado Springs (miles)
Liberty Mutual Independent Co-West Insurance Group 4348 Woodlands Blvd. 4348 Woodlands Blvd. , Castle Rock, CO, 80104
37.5
Allstate Rachel Moszer 7600 Park Meadows Dr Ste 500, Lone Tree, CO, 80124
48.5
Farmers Andrea Krupka 112 W D St Ste 100b, Pueblo, CO, 81003
42.3
Allstate Diane R Kaasch 9233 Park Meadows Dr # 100, Lone Tree, CO, 80124
47.9
Travelers Pikes Peak Insurance Agency 2306 N Powers Blvd Ste 120, Colorado Springs, CO, 80915
2.2
Travelers Tag-Highlands Ranch 9609 S University Blvd 631637, Highlands Ranch, CO, 80163
47.3
Liberty Mutual Independent The Young Insurance Group 7200 E Dry Creek Rd 7200 E Dry Creek Rd, Centennial, CO, 80112
49.8
Farmers Linda Salbato 44 E Spaulding Ave Ste 1, Pueblo, CO, 81007
36.9
Farmers Scott Robbins 7120 E County Line Rd Ste 205, Highlands Ranch, CO, 80126
48.8
State Farm David Trudell 9362 Teddy Ln Ste 102, Lone Tree, CO, 80124-2871
47.6

Compare Rates for Colorado Springs, CO Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Colorado $286,100 $1,436 $1,010 $1,880 $870
El Paso County, CO $238,200 $1,229 $860 $1,610 $750
Colorado Springs, CO $233,100 $1,216 $850 $1,590 $740
Stratmoor, CO $163,400 $803 $560 $1,050 $490
El Paso County, CO $238,200 $1,229 $860 $1,610 $750
Pikes Peak, CO $295,900 $1,461 $1,020 $1,910 $890
Midland, CO $216,000 $1,268 $890 $1,660 $770
Westcreek, CO $258,000 $1,367 $960 $1,790 $830
Douglas County, CO $407,100 $1,250 $880 $1,640 $760
Elizabeth, CO $390,300 $968 $680 $1,270 $590
Meridian, CO $413,900 $1,885 $1,320 $2,470 $1,150
Pueblo, CO $123,000 $956 $670 $1,250 $580

Research Home Insurance Companies Reviews in Colorado Springs, CO Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: April 08, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
my home owner's insurance and both times, the company said it wouldn't be covered. So far, I am not really satisfied with them but haven't looked at any other companies yet.

Date: February 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
From when I was first shopping around for home insurance, I found that USAA had a lot of different policy offerings and packages compared to other insurance providers. I was pleased with their selection.


Date: December 03, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I'm extremely satisfied with my home insurance company's customer service. USAA provides EXCEPTIONAL service in all areas, and my insurance is no exception. The one time I had to file a claim, I genuinely felt that the person on the other end was working with my best interests in mind. You always feel that way with them. Frankly, I think it goes hand-in-hand with them being one of the top employers in the country for things like benefits, diversity, etc. If you take care of your people, then they will take care of your customers.

Date: September 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
They offer great policies at incredibly affordable rates. I shopped around with many insurance providers prior to choosing USAA. I am very satisfied with this company.

Date: August 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have had very little occasion to talk to a customer service rep but when I have they have all been very helpful and professional.

Date: August 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
There is always someone available to give quotes, report a claim, or just answer questions about your policy. All the staff is very knowledgeable and professional.

Date: May 03, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
This policy includes the cost to rebuild our home if it was completely destroyed. There is also coverage on some of the contents of the home.


Date: January 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The website requires multiple confirmations on your identity for you to use it. Although this does make it very secure, I feel it is a bit repetitive and time-consuming.

Allstate Home Insurance Reviews

Date: July 27, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I have spoken with the customer survey about 2 or 3 times and they were very helpful and quick to reply to my inquiry. I have not had any issues with the customer service.

Date: September 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
In general, I like the features and options offered by the website and the company's app, the experience has been positive

Date: August 17, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
my insurance policy covers the entire loss of the house, partial damages for accidents or natural events, and also covers certain improvements and remodeling that can be done to the house


Date: August 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
my experience with the customer service of my home insurance company has been very satisfactory, they have known what I am looking for and how to solve my problems

Date: August 01, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I had a great feedback and good communication with my insurance company, although I had some inconvenience or misunderstanding long ago when I started being a client of this company

Date: May 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The premium offered by my home insurance company is very suitable for different types of clients and adapts to their needs, I consider it better than that of many other companies

Nationwide Home Insurance Reviews

Date: October 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
The service is incredible, any time we need our local agent she gets back to us right away. When she is out of the office, a hotline is available to get still get service immediately. Everyone I've talked to at nationwide has been really nice and helpful.

Date: September 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I shopped for homeowners insurance a long time. When I could nationwide I was thrilled with the quote they gave me. The premium was the most affordable and covered more than all the other companies I called. I honestly couldn't be happier with them.

Date: September 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
The company is really helpful when you call them they make sure you have a clear understanding of your policy. They also quickly answer any questions you have.

Date: September 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
My insurance companies website and app are both very simplistic. I can pay my Bill's, read my policies, and contact my agent all on the same site. I think the layout of the site and app make everything easy even for people not so good with computers.

Date: August 15, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Personal property: computers, furniture, clothing, tools, etc. The house and also all outdoor additions such as fence, gazebo, shed lawn mower. Also, any injury on our property is covered.


GEICO Home Insurance Reviews

Date: October 20, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I have not had to make a claim for this but billing is very convenient and the app is good

Date: September 07, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
My home insurance company has been very efficient and satisfactory customer service experience. I would definitely refer them.

Date: July 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I have not really had any interaction with customer service. I set up the policy and haven't needed to consult customer service for any reason since then.

State Farm Home Insurance Reviews

Date: October 07, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
State Farm has been wonderful and super helpful in answering all of my questions. They have always returned phone calls and even got me the best deal by lowering my monthly payments.

Date: August 21, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
Compared to other insurance companies, I am satisified with my coverage but think I could have a lower deductible than what I have.

Date: November 27, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The premium and deductibles of my home insurance policy is competitive with other companies especially when bundled with other policies.

Farm Bureau Home Insurance Reviews

Date: October 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Home is covered for full value, including out buildings. Liability is 1 million. Content covered is 75% of home value.


Progressive Home Insurance Reviews

Date: December 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The deductible and premium were higher then I wanted. I thought that for what I pay in premium the deductible should have been lower but compared to other companies it was in line with the standards.

Liberty Mutual Home Insurance Reviews

Date: September 14, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I have not had to do much work with my home insurance company, but they seem to have great customer service based on the little interaction I have had with them.

Travelers Home Insurance Reviews

Date: December 24, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The deductible is a solid offering that is either in line with other companies or even better. There really has not been much to complain about.

Amica Mutual Insurance Home Insurance Reviews

Date: July 03, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I think the offering they had were great and aloud for a plan for any budget. You can get basic coverage at a reasonable price and add on whatever additional coverage options you wanted.


American Family Home Insurance Reviews

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