How Can I Make My Dallas County, IA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Dallas County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Dallas County, IA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $50,500 $50,000 $25,000-$50,000
2 Bedroom $125,500 $110,000 $100,000-$125,000
3 Bedroom $144,500 $120,000 $125,000-$150,000
4 Bedroom $219,000 $190,000 $175,000-$200,000
5 Bedroom $352,500 $300,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Dallas County, IA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$175 $798
Superior Protection Discount -$88 $886
Fire & Security Discount -$78 $896
Hail Resistant Roof Discount -$29 $944
Newly Constructed Home Discount -$195 $779

Choose the Right Deductible for your Dallas County, IA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Dallas County $2,500 $962 $3,462 $699 $3,199 $263
Dallas County, IA $2,000 $962 $2,962 $699 $2,699 $263
Spring Valley, IA $200 $633 $833 $460 $660 $173
Lake Panorama, IA $1,500 $1,323 $2,823 $961 $2,461 $362
Pleasant Hill, IA $300 $796 $1,096 $578 $878 $218
Clay, IA $1,000 $778 $1,778 $565 $1,565 $213
Cambridge, IA $400 $804 $1,204 $584 $984 $220
Ames, IA $2,000 $905 $2,905 $658 $2,658 $247
Anita, IA $100 $542 $642 $394 $494 $148
Lacona, IA $1,500 $620 $2,120 $451 $1,951 $170
Carroll County, IA $100 $662 $762 $481 $581 $181
Templeton, IA $2,500 $704 $3,204 $512 $3,012 $193

Identify Top Home Insurance Agents near Dallas County, IA | Back to Top

Home Insurance Company Dallas County, IA Homeowners Insurance Agency Dallas County, IA Address Popularity Score Distance from Dallas County (miles)
Travelers Fortress Wealth Management 2894 - 106th St Ste 120, Urbandale, IA, 50322
14.9
Travelers The Dana Company 12345 University Ave Ste 300, Des Moines, IA, 50325
14.3
State Farm Melodie Whiton 900 1st Ave, Perry, IA, 50220-1703
11.0
State Farm Chuck Smith 3801 Douglas Ave, Des Moines, IA, 50310-3652
19.6
Travelers Phillips Insurance & Associates 1107 Walnut St, Dallas Center, IA, 50063
4.3
State Farm Eric Schepers 516 Nk Dr S Ste A, Adel, IA, 50003-2076
4.9
State Farm Carolyn Goodwin 9350 University Ave Ste 116, Wdm, IA, 50266-1645
15.5
State Farm Kari Durham Taylor 3912 Nw Urbandale Dr, Urbandale, IA, 50322-7922
15.2
Liberty Mutual Independent Krist Ins Group Of Iowa Llc 6600 Westown Pkwy Ste 250, West Des Moines, IA, 50266
14.0
Farmers Jerry Jenkins Lutcf 8525 Douglas Ave Ste 33, Urbandale, IA, 50322
16.3

Compare Rates for Dallas County, IA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Iowa $137,200 $829 $610 $1,180 $570
Dallas County, IA $218,000 $973 $670 $1,390 $720
Dallas County, IA $218,000 $973 $690 $1,330 $640
Spring Valley, IA $97,400 $641 $460 $900 $440
Lake Panorama, IA $385,100 $1,339 $910 $1,890 $980
Pleasant Hill, IA $189,200 $806 $560 $1,120 $560
Clay, IA $179,100 $787 $540 $1,090 $550
Cambridge, IA $132,300 $814 $550 $1,120 $570
Ames, IA $187,000 $916 $670 $1,310 $640
Anita, IA $66,700 $549 $380 $760 $380
Lacona, IA $83,200 $628 $460 $870 $410
Carroll County, IA $127,400 $670 $480 $920 $440
Templeton, IA $103,400 $713 $480 $980 $500

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