Gavop's guide to buying homeowners insurance in Grandville, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $127,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $224,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $197,000 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $387,000 | $310,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $611 |
| Home and Two Car | -$113 | $551 |
| Home and Three Car | -$159 | $505 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,900 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,222 |
| Home Insurance Company Grandville, MI | Homeowners Insurance Agency Grandville, MI | Address | Popularity Score | Distance from Grandville (miles) |
|---|---|---|---|---|
| Allstate | Mark Noffsinger | 2845 Wilson Ave Sw Ste B, Grandville, MI, 49418 | 1.0 | |
| Farmers | Maria Erazo | 2435 Eastern Ave Se, Grand Rapids, MI, 49507 | 5.5 | |
| State Farm | Bill Cole | 2143 Wealthy St Se, East Grand Ra, MI, 49506-3033 | 7.7 | |
| State Farm | Cody Ruple | 1235 Fuller Ave Ne, Grand Rapids, MI, 49505-5532 | 8.2 | |
| Allstate | The Lange Agency Llc | 2055 28th St Se Ste 16, Grand Rapids, MI, 49508 | 7.0 | |
| Allstate | Chris Tyler | 180 Kent St, Portland, MI, 48875 | 43.1 | |
| State Farm | Doug Jurgens | 3942 30th St Sw, Grandville, MI, 49418-1605 | 0.8 | |
| State Farm | Mike Folkert | 7653 Riverview Dr, Jenison, MI, 49428-6900 | 2.0 | |
| Farmers | Jeffrey Lake | 1136 Wealthy St Se, Grand Rapids, MI, 49506 | 6.8 | |
| State Farm | Sterling Massey | 5384 Division Ave S, Kentwood, MI, 49548-5631 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,110 | $540 |
| Kent County, MI | $153,500 | $774 | $560 | $1,100 | $540 |
| Grandville, MI | $147,700 | $664 | $470 | $910 | $440 |
| Comstock Park, MI | $131,100 | $645 | $460 | $890 | $430 |
| Robinson, MI | $180,800 | $701 | $480 | $1,000 | $520 |
| Freeport, MI | $78,100 | $682 | $460 | $930 | $470 |
| Cedar Springs, MI | $99,700 | $720 | $490 | $990 | $500 |
| Manlius, MI | $175,000 | $826 | $570 | $1,130 | $560 |
| Barry, MI | $154,200 | $799 | $580 | $1,090 | $510 |
| Cooper charter, MI | $141,300 | $657 | $470 | $930 | $460 |
| Muir, MI | $63,600 | $653 | $440 | $930 | $490 |
| Kalamo, MI | $159,100 | $806 | $540 | $1,110 | $570 |
| Belvidere, MI | $79,600 | $685 | $500 | $980 | $480 |