Gavop's guide to buying homeowners insurance in Centre, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Centre, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Aberdeen Dr, Place Dr, Provincial Ct, Whitcomb Ave, Forest Trl, Diamond Pointe Ct, Evesham Ct, Scott St, Donald, Gertrude St | $152,500 | $130,000 | $150,000-$175,000 | $171,000 | $160,000 | $150,000-$175,000 |
| Crawford Ct, Carrington Dr, Danbury Dr, Magnolia Rd, Mulberry Rd, Railroad Trl, Skyview Dr, W Donald St, Pasadena Ave, Reed Rd | $143,500 | $120,000 | $125,000-$150,000 | $123,000 | $110,000 | $125,000-$150,000 |
| Apple Ridge Ct, Schuster Dr, Hays Ct, S Burnette Dr, Coachman Dr, Blackford Dr W, Kingston Ct, E Boxwood Dr, S Lafayette Blvd, Primrose Rd | $132,500 | $110,000 | $150,000-$175,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Kintyre Dr, Barcus Way, Byron Dr, Copper Point Dr, Orchard Heights Dr, S Tyler Dr, Poppy Rd, Park South Blvd, Saint Joseph St, S Lee Ct | $143,000 | $120,000 | $100,000-$125,000 | $87,000 | $80,000 | $75,000-$100,000 |
| W Jennings St, Sampson St, Briarway, SW Macgregor Rd, Brookmede Dr, Candle Ct, Baley Ct, Southridge Dr, US Hwy 31 S, Vine Rd | $155,000 | $140,000 | $175,000-$200,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $605 |
| Superior Protection Discount | -$71 | $641 |
| Fire & Security Discount | -$64 | $648 |
| Hail Resistant Roof Discount | -$21 | $691 |
| Newly Constructed Home Discount | -$207 | $506 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Joseph County | $700 | $778 | $1,478 | $566 | $1,266 | $213 |
| Centre, IN | $2,500 | $704 | $3,204 | $511 | $3,011 | $192 |
| Indian Village, IN | $500 | $837 | $1,337 | $608 | $1,108 | $229 |
| North Liberty, IN | $1,000 | $751 | $1,751 | $546 | $1,546 | $205 |
| Wills, IN | $400 | $946 | $1,346 | $687 | $1,087 | $258 |
| Etna, IN | $1,000 | $710 | $1,710 | $516 | $1,516 | $194 |
| Calvin, MI | $300 | $734 | $1,034 | $533 | $833 | $201 |
| Cassopolis, MI | $2,500 | $653 | $3,153 | $475 | $2,975 | $178 |
| Eau Claire, MI | $300 | $717 | $1,017 | $521 | $821 | $196 |
| Penn, MI | $2,000 | $860 | $2,860 | $625 | $2,625 | $235 |
| Plain, IN | $400 | $718 | $1,118 | $522 | $922 | $196 |
| Wanatah, IN | $1,500 | $853 | $2,353 | $620 | $2,120 | $233 |
| Home Insurance Company Centre, IN | Homeowners Insurance Agency Centre, IN | Address | Popularity Score | Distance from Centre (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Clevenger Insurance Agency | 525 E Center St, Warsaw, IN, 46580 | 32.5 | |
| State Farm | Chris Neal | 1620 E Day Rd, Mishawaka, IN, 46545-3469 | 8.1 | |
| Travelers | Trevino Insurance Group Inc | 1602 N Main St, Mishawaka, IN, 46545 | 6.5 | |
| Nationwide | Bobinski Insurance Agency Inc. | 1704 Calumet Ave, Valparaiso, IN, 46383-3129 | 42.2 | |
| Liberty Mutual Independent | Kfg Insurance Agency | 6910 N Main St Unit 41 Building 16, Granger, IN, 46530 | 9.5 | |
| Liberty Mutual Independent | Laven Insurance Agency Inc | 2628 South Michigan St South Bend, South Bend, IN, 46614 | 3.4 | |
| State Farm | Jeremiah Ussery | 2515 N Bendix Dr Ste 302, South Bend, IN, 46628-3494 | 8.1 | |
| State Farm | Ron Donelson | 23598 Western Ave Ste 2, South Bend, IN, 46619-1520 | 6.3 | |
| State Farm | Steve Wilson | 1205 S Ironwood Dr, South Bend, IN, 46615-1619 | 6.7 | |
| State Farm | Deb Childs | 16845 Douglas Rd, Mishawaka, IN, 46545-1304 | 8.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,200 | $630 |
| St. Joseph County, IN | $118,600 | $788 | $530 | $1,090 | $560 |
| Centre, IN | $130,500 | $712 | $510 | $990 | $480 |
| Indian Village, IN | $130,200 | $847 | $610 | $1,190 | $580 |
| North Liberty, IN | $103,000 | $760 | $520 | $1,050 | $530 |
| Wills, IN | $174,600 | $957 | $650 | $1,350 | $700 |
| Etna, IN | $91,700 | $719 | $510 | $1,000 | $490 |
| Calvin, MI | $114,100 | $743 | $510 | $1,060 | $550 |
| Cassopolis, MI | $67,400 | $661 | $470 | $940 | $470 |
| Eau Claire, MI | $103,000 | $726 | $490 | $990 | $500 |
| Penn, MI | $207,700 | $870 | $620 | $1,240 | $620 |
| Plain, IN | $136,500 | $727 | $490 | $1,000 | $510 |
| Wanatah, IN | $135,700 | $863 | $580 | $1,180 | $600 |