Gavop's guide to buying homeowners insurance in Waterbury, VT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $170,000 | $160,000 | $125,000-$150,000 |
| 3 Bedroom | $225,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $244,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $336,500 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $579 |
| Superior Protection Discount | -$71 | $643 |
| Fire & Security Discount | -$64 | $651 |
| Hail Resistant Roof Discount | -$21 | $693 |
| Newly Constructed Home Discount | -$186 | $529 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,900 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,389 |
| Home Insurance Company Waterbury, VT | Homeowners Insurance Agency Waterbury, VT | Address | Popularity Score | Distance from Waterbury (miles) |
|---|---|---|---|---|
| Allstate | Donna Booher | 4001 Williston Rd, South Burlington, VT, 5403 | 19.9 | |
| Travelers | Royer-Camp Insurance Inc | 573 East Main St, Newport, VT, 5855 | 48.6 | |
| Travelers | Paige & Campbell Inc | 297 N Main St Ste 1, Barre, VT, 5641 | 17.1 | |
| Allstate | Renee Cross | 1174 North Ave, Burlington, VT, 5408 | 26.0 | |
| Allstate | Kinney Pike Insurance Inc | 42 Meadow Ln, Randolph, VT, 5060 | 32.1 | |
| Allstate | David R Lagerstedt | 11 Pearl St Ste 101, Essex Junction, VT, 5452 | 19.5 | |
| State Farm | Jim Nassar | 25 Bishop Ave Ste 4, Williston, VT, 05495-7870 | 18.3 | |
| Travelers | Denis Ricker & Brown | 2 Pioneer St, Montpelier, VT, 5602 | 12.8 | |
| Allstate | Town And Country Agy | 64 Church St, Jeffersonville, VT, 5464 | 19.4 | |
| Allstate | Poulos Ins Inc | 1 Franklin St, Brandon, VT, 5733 | 42.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $570 | $1,120 | $550 |
| Washington County, VT | $217,200 | $755 | $550 | $1,060 | $510 |
| Waterbury, VT | $268,300 | $715 | $490 | $990 | $500 |
| Berlin, VT | $216,900 | $778 | $520 | $1,080 | $560 |
| Marshfield, VT | $173,200 | $703 | $510 | $970 | $460 |
| Bristol, VT | $220,300 | $783 | $540 | $1,070 | $530 |
| Craftsbury, VT | $173,200 | $703 | $490 | $990 | $500 |
| Bakersfield, VT | $207,300 | $763 | $550 | $1,090 | $540 |
| Danville, VT | $208,700 | $765 | $530 | $1,060 | $530 |
| Glover, VT | $172,300 | $702 | $470 | $1,000 | $530 |
| Chesterfield, NY | $116,400 | $600 | $430 | $830 | $400 |
| Strafford, VT | $281,500 | $871 | $640 | $1,230 | $590 |
| Plattsburgh, NY | $148,400 | $596 | $400 | $850 | $450 |