How Can I Make My Waterbury, VT Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Waterbury, VT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Waterbury, VT Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $87,000 $80,000 $75,000-$100,000
2 Bedroom $170,000 $160,000 $125,000-$150,000
3 Bedroom $225,000 $200,000 $200,000-$250,000
4 Bedroom $244,000 $210,000 $250,000-$300,000
5 Bedroom $336,500 $310,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Waterbury, VT | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$136 $579
Superior Protection Discount -$71 $643
Fire & Security Discount -$64 $651
Hail Resistant Roof Discount -$21 $693
Newly Constructed Home Discount -$186 $529

Choose your Waterbury, VT Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,337
Physical Damage $2,513
Hail Damage $4,900
Wind Damage $6,178
Expensive Claims
Fire $46,910
Smoke $17,389

Identify Top Home Insurance Agents near Waterbury, VT | Back to Top

Home Insurance Company Waterbury, VT Homeowners Insurance Agency Waterbury, VT Address Popularity Score Distance from Waterbury (miles)
Allstate Donna Booher 4001 Williston Rd, South Burlington, VT, 5403
19.9
Travelers Royer-Camp Insurance Inc 573 East Main St, Newport, VT, 5855
48.6
Travelers Paige & Campbell Inc 297 N Main St Ste 1, Barre, VT, 5641
17.1
Allstate Renee Cross 1174 North Ave, Burlington, VT, 5408
26.0
Allstate Kinney Pike Insurance Inc 42 Meadow Ln, Randolph, VT, 5060
32.1
Allstate David R Lagerstedt 11 Pearl St Ste 101, Essex Junction, VT, 5452
19.5
State Farm Jim Nassar 25 Bishop Ave Ste 4, Williston, VT, 05495-7870
18.3
Travelers Denis Ricker & Brown 2 Pioneer St, Montpelier, VT, 5602
12.8
Allstate Town And Country Agy 64 Church St, Jeffersonville, VT, 5464
19.4
Allstate Poulos Ins Inc 1 Franklin St, Brandon, VT, 5733
42.6

Compare Rates for Waterbury, VT Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Vermont $220,600 $783 $570 $1,120 $550
Washington County, VT $217,200 $755 $550 $1,060 $510
Waterbury, VT $268,300 $715 $490 $990 $500
Berlin, VT $216,900 $778 $520 $1,080 $560
Marshfield, VT $173,200 $703 $510 $970 $460
Bristol, VT $220,300 $783 $540 $1,070 $530
Craftsbury, VT $173,200 $703 $490 $990 $500
Bakersfield, VT $207,300 $763 $550 $1,090 $540
Danville, VT $208,700 $765 $530 $1,060 $530
Glover, VT $172,300 $702 $470 $1,000 $530
Chesterfield, NY $116,400 $600 $430 $830 $400
Strafford, VT $281,500 $871 $640 $1,230 $590
Plattsburgh, NY $148,400 $596 $400 $850 $450