Gavop shows you how to buy homeowners insurance in Cottageville, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $84,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $144,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $103,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $282,000 | $270,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $673 |
| Superior Protection Discount | -$72 | $729 |
| Fire & Security Discount | -$88 | $713 |
| Hail Resistant Roof Discount | -$16 | $786 |
| Newly Constructed Home Discount | -$176 | $625 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Colleton County | $2,000 | $1,045 | $3,045 | $759 | $2,759 | $286 |
| Cottageville, SC | $2,000 | $792 | $2,792 | $576 | $2,576 | $216 |
| Jacksonboro, SC | $200 | $312 | $512 | $227 | $427 | $85 |
| Meggett, SC | $2,500 | $1,738 | $4,238 | $1,263 | $3,763 | $475 |
| Goose Creek-Hanahan, SC | $400 | $1,056 | $1,456 | $768 | $1,168 | $289 |
| Bowman, SC | $700 | $612 | $1,312 | $444 | $1,144 | $167 |
| Hampton, SC | $400 | $677 | $1,077 | $492 | $892 | $185 |
| Beaufort-Port Royal, SC | $1,000 | $1,041 | $2,041 | $757 | $1,757 | $285 |
| St. Helena Island, SC | $500 | $957 | $1,457 | $696 | $1,196 | $262 |
| Grays-Tillman, SC | $1,500 | $646 | $2,146 | $469 | $1,969 | $177 |
| Denmark, SC | $100 | $792 | $892 | $576 | $676 | $216 |
| Manning, SC | $1,000 | $656 | $1,656 | $477 | $1,477 | $179 |
| Home Insurance Company Cottageville, SC | Homeowners Insurance Agency Cottageville, SC | Address | Popularity Score | Distance from Cottageville (miles) |
|---|---|---|---|---|
| Allstate | Con Chellis | 437 N Main St Ste C, Summerville, SC, 29483 | 18.7 | |
| Liberty Mutual Independent | King Street Agency | 557 King Street Second Floor, Charleston, SC, 29403 | 33.0 | |
| State Farm | Katelyn Aldridge | 605 W 5th North St, Summerville, SC, 29483-6164 | 18.4 | |
| Travelers | Wannamaker Agency Inc | 1469 Amelia St, Orangeburg, SC, 29116 | 43.9 | |
| Allstate | Harry Blake | 1668 Trolley Rd Ste 104, Summerville, SC, 29485 | 17.6 | |
| Allstate | Sandra Rabon | 9500 Dorchester Rd Ste 204, Summerville, SC, 29485 | 19.2 | |
| Liberty Mutual Independent | Wbi & Associates | 2972 Sidneys Rd, Walterboro, SC, 29488 | 7.6 | |
| Liberty Mutual Independent | C T Lowndes & Company | 136 S Main St, Summerville, SC, 29483 | 18.3 | |
| Travelers | Corvino Insurance Agency Inc | 810 Travelers Blvd F-1, Summerville, SC, 29485 | 18.1 | |
| State Farm | Rick Campbell | 1708 Trolley Rd, Summerville, SC, 29485-8076 | 18.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,410 | $710 |
| Colleton County, SC | $84,600 | $1,058 | $760 | $1,450 | $690 |
| Cottageville, SC | $82,500 | $802 | $590 | $1,110 | $520 |
| Jacksonboro, SC | $51,900 | $316 | $220 | $430 | $210 |
| Meggett, SC | $356,300 | $1,759 | $1,200 | $2,430 | $1,230 |
| Goose Creek-Hanahan, SC | $164,000 | $1,069 | $720 | $1,480 | $760 |
| Bowman, SC | $89,800 | $619 | $450 | $870 | $420 |
| Hampton, SC | $99,100 | $685 | $500 | $950 | $450 |
| Beaufort-Port Royal, SC | $161,000 | $1,054 | $730 | $1,510 | $780 |
| St. Helena Island, SC | $232,600 | $969 | $660 | $1,340 | $680 |
| Grays-Tillman, SC | $101,700 | $654 | $460 | $910 | $450 |
| Denmark, SC | $63,000 | $802 | $540 | $1,100 | $560 |
| Manning, SC | $115,000 | $664 | $450 | $940 | $490 |