How Can I Make My Montgomery County, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Montgomery County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Montgomery County, NC Home Insurance Coverage Levels | Back to Top

Montgomery County, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Sunshine Trl, Powderhorn Ln, Dunns Ln, State Rd 1538, State Rd 1304, Coggins Mine Rd, State Rd 1142, Lovin Hill Rd, Depot St, Asbury Church Rd $97,000 $90,000 $100,000-$125,000 $106,000 $90,000 $75,000-$100,000
State Rd 1167, State Rd 1140, State Rd 1175, Mari Cir, State Hwy 109 N, Blue Bird Dr, State Rd 1102, State Rd 1152, State Hwy 109, State Rd 1133 $291,500 $250,000 $250,000-$300,000 $149,000 $130,000 $100,000-$125,000
State Rd 1139, 8th Ave, Wallace Ave, Dogwood Dr, Bruton St, Pennington Fry, Brewer St, State Rd 1166, E College St, Railroad St $79,000 $70,000 $50,000-$75,000 $55,000 $50,000 $25,000-$50,000
Hobbyhorse Trl, Faduma St, State Rd 1349, Yarborough Rd, 6th Ave, State Rd 1104, Tabernacle Church Rd, Crouch St, Burkhead Ln, Speer Ln $81,500 $70,000 $75,000-$100,000 $76,000 $70,000 $75,000-$100,000
State Rd 1503, State Rd 1340, Shady Glen Dr, Eastway Rd, Deaton Cemetery Rd, Campbell Dr, State Rd 1578, Eller Dr, Dusty Gravel, Allen St $94,000 $80,000 $75,000-$100,000 $103,500 $90,000 $100,000-$125,000
Archies Ln, Birch Lane Ct, Spring Gap Run, Striper Ln, King St, Millstone Ct, State Rd 1612, E Church St, Hurley Farm Rd, Heron Bay Dr $233,500 $210,000 $200,000-$250,000 $155,500 $130,000 $150,000-$175,000
State Rd 1174, McAuley Farm Rd, State Rd 1516, Meadowlark Dr, Wadeville Rd, State Rd 1554, Grissom Rd, Huffard Ln, Pine Lake Dr, State Rd 1352 $101,000 $90,000 $75,000-$100,000 $80,000 $60,000 $75,000-$100,000
Badin Pl, Auman Rd, Coy Rd, Research Farm Rd, Okeewemee Star Rd, W Ingram St, Rattlesnake Hollow, State Hwy 731 W, Iris Ct, Vredenburg Ln $117,500 $100,000 $125,000-$150,000 $64,500 $60,000 $50,000-$75,000
Hunters Glen, State Rd 1141, State Rd 1115, Beach Dr, Shiloh Church Rd, Skyland Ct, Cedar Creek Rd, Acapulco Dr, Mill St, Wiley Dr $231,000 $200,000 $200,000-$250,000 $124,000 $110,000 $100,000-$125,000
Lake Forest Dr, Westhills Dr, Richardson Rd, Mallard Ln, Powell Store Rd, Springdale Heights Rd, Javondale Farm Dr, Allenton Ferry Dr, Dast Dr, Millingport Ln $250,500 $230,000 $200,000-$250,000 $139,500 $130,000 $125,000-$150,000

Choose the Best Montgomery County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 No Pets, Smoker $330
Unemployed 750-799 Credit Score No Income 3 Pets, Non-Smoker $300
Retired 600-649 Credit Score No Income 2 Pets, Non-Smoker $800

Choose the Right Deductible for your Montgomery County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $500 $860 $1,360 $710 $1,210 $150
Montgomery County, NC $1,000 $390 $890 $320 $1,320 $-430
Montgomery County, NC $2,500 $390 $890 $330 $2,830 $-1,940
Robbins, NC $300 $290 $590 $240 $540 $50
Stanly County, NC $1,500 $490 $990 $410 $1,910 $-920
Brower, NC $400 $480 $880 $410 $810 $70
Lilesville, NC $1,500 $310 $810 $250 $1,750 $-940
Kannapolis, NC $200 $650 $850 $550 $750 $100
Chesterfield, SC $1,000 $430 $930 $360 $1,360 $-430
Enochville, NC $100 $620 $720 $490 $590 $130
Unity, NC $2,000 $600 $1,100 $520 $2,520 $-1,420
McColl, SC $500 $210 $710 $180 $680 $30
Pageland, SC $1,500 $420 $920 $350 $1,850 $-930

Identify Top Home Insurance Agents near Montgomery County, NC | Back to Top

Home Insurance Company Montgomery County, NC Homeowners Insurance Agency Montgomery County, NC Address Popularity Score Distance from Montgomery County (miles)
Erie Carey Insurance Agency Inc. 4452 Railroad Avenue, Harrisburg, NC, 28075
42.3
Travelers Pegram Mitchell Insurance Agency 4456-B The Plaza, Charlotte, NC, 28215
49.9
Travelers Summit Insurance Agency Inc 2605-B Randleman Road, Greensboro, NC, 27406
48.0
Travelers A M Tarlton Insurance Agency 2210 E Main St, Albemarle, NC, 28001
14.1
Nationwide Mark Jennings Agency 122 Avalon Dr Ste C, Salisbury, NC, 28146-7023
37.9
Allstate Jeremy Hathcock 102 Siler Xing Ste 2, Siler City, NC, 27344
37.8
Liberty Mutual Independent Carolina Underwriters And Financial Group 2509 Plantation Center Dr, Matthews, NC, 28105
50.0
State Farm Jay Childress 2206 S Horner Blvd, Sanford, NC, 27330-5822
43.5
Liberty Mutual Independent Bear Insurance Service 173 N Second St, Albemarle, NC, 28001
16.6
Liberty Mutual Independent Bear Insurance Service 173 North Second St, Albemarle, NC, 28001
16.6

Compare Rates for Montgomery County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $780 $540 $1,070 $530
Montgomery County, NC $86,700 $360 $260 $510 $250
Montgomery County, NC $86,700 $400 $280 $570 $290
Robbins, NC $64,100 $260 $170 $360 $190
Stanly County, NC $124,500 $540 $360 $750 $390
Brower, NC $98,200 $550 $390 $780 $390
Lilesville, NC $74,000 $410 $280 $580 $300
Kannapolis, NC $132,200 $590 $430 $840 $410
Chesterfield, SC $77,400 $400 $270 $570 $300
Enochville, NC $111,000 $440 $300 $630 $330
Unity, NC $128,600 $570 $390 $820 $430
McColl, SC $51,300 $290 $200 $410 $210
Pageland, SC $82,800 $370 $270 $530 $260