Gavop's guide to buying homeowners insurance in Westwood, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $204,500 | $160,000 | $175,000-$200,000 |
| 2 Bedroom | $369,000 | $310,000 | $400,000-$500,000 |
| 3 Bedroom | $588,500 | $550,000 | $500,000-$600,000 |
| 4 Bedroom | $878,500 | $810,000 | $900,000-$1,000,000 |
| 5 Bedroom | $1,253,500 | $1,170,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$93 | $943 |
| Home and Two Car | -$166 | $871 |
| Home and Three Car | -$238 | $798 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,392 |
| Hail Damage | $4,476 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,389 |
| Home Insurance Company Westwood, MA | Homeowners Insurance Agency Westwood, MA | Address | Popularity Score | Distance from Westwood (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Eastern Insurance Group Llc | 233 W Central St, Natick, MA, 1760 | 9.7 | |
| Travelers | Transit Insurance Agency Inc | 217 Albany St, Boston, MA, 2118 | 11.8 | |
| Travelers | Bair Insurance | 6 Main Street, Charlton, MA, 1507 | 39.1 | |
| Travelers | Tarpey Insurance Group Inc | 38 Main St, Saugus, MA, 1906 | 19.9 | |
| Travelers | Kaplansky Insurance Agency - Brookline | 114 Harvard St, Brookline, MA, 2446 | 9.5 | |
| Travelers | Kaplansky Insurance Agency - Brookline | 114 Harvard St , Brookline, MA, 2446 | 9.5 | |
| Travelers | Bradley Estey & Strumski Insurance Agency Inc | 779 Washington St, Canton, MA, 2021 | 5.6 | |
| Travelers | Allmass Fernekees Llc | 923a Main St, Wakefield, MA, 1880 | 19.7 | |
| Travelers | Marshfield Insurance Agency | 769 Plain Street, Marshfield, MA, 2050 | 25.3 | |
| Travelers | Page & Lugton Insurance Agency Inc | 613 Great Plain Ave, Needham, MA, 2492 | 4.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,030 | $1,930 | $900 |
| Norfolk County, MA | $433,000 | $1,224 | $880 | $1,690 | $810 |
| Westwood, MA | $663,000 | $1,037 | $750 | $1,460 | $710 |
| Belmont, MA | $759,500 | $1,033 | $750 | $1,420 | $670 |
| Easton, MA | $376,500 | $969 | $700 | $1,370 | $670 |
| Norton Center, MA | $327,300 | $1,312 | $940 | $1,820 | $880 |
| Stow, MA | $474,800 | $1,140 | $770 | $1,560 | $790 |
| Cranston, RI | $219,900 | $1,153 | $780 | $1,590 | $810 |
| Methuen Town, MA | $305,000 | $877 | $590 | $1,250 | $660 |
| Wareham Center, MA | $243,000 | $1,054 | $750 | $1,490 | $740 |
| Southbridge Town, MA | $188,200 | $777 | $550 | $1,070 | $520 |
| Merrimac, MA | $335,300 | $953 | $640 | $1,320 | $680 |
| Danielson, CT | $147,600 | $863 | $630 | $1,190 | $560 |