Gavop's guide to buying homeowners insurance in Yolo County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Yolo County, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Midway Dr, Ambort Way, Capay St, Co Rd 91A, Co Rd 94B, Pyramid Pl, Evans Ct, Carnelian Ct, Valle Vista Pl, Midway Dr | $285,500 | $240,000 | $250,000-$300,000 | $279,000 | $230,000 | $250,000-$300,000 |
| Greene Ter, Santa Anita Dr, Palm Ave, Glacier St, Frontera Dr, Hornby Island Rd, N Beach Ave, Rogue River Ct, Farrell St, Duncan Dr | $277,500 | $260,000 | $300,000-$350,000 | $178,000 | $170,000 | $200,000-$250,000 |
| Bearden St, Delta Breeze Ct, Marina Greens Dr, Channel Dr, Morgan St, Toyon Ln, Colusa Ave, Kentucky Ave, Rd 86, Co Rd 99 | $250,000 | $220,000 | $250,000-$300,000 | $227,500 | $180,000 | $200,000-$250,000 |
| Adobe Way, Maryland Ave, Ariel Ct, Fairview Dr, Hillcrest Dr, Bartlett Ave, Lanai Ct, Crystal Ct, Lake Washington Blvd, Casa Linda Ln | $289,500 | $240,000 | $300,000-$350,000 | $198,000 | $180,000 | $200,000-$250,000 |
| Cape Cod Ct, E Covell Blvd, Archer Dr, Pine St, Van Damme Dr, Dobros Ct, Old Toll Rd, Yellowstone Ave, Dali Pl, Portsmouth Ct | $489,500 | $410,000 | $500,000-$600,000 | $286,500 | $240,000 | $250,000-$300,000 |
| Heather Pl, Saginaw St, Caravaggio Dr, School St, Monte Vista Ave, G St, Caceres Way, Summerwood Dr, Merrit Island Ct, Tanager Ave | $318,000 | $280,000 | $350,000-$400,000 | $201,000 | $180,000 | $150,000-$175,000 |
| Lusk Dr, Salem Ave, Barberry Pl, Mariposa Cir, Spalding Ct, N Hobson Ave, Viento Ln, Squaw Ct, Rd 150, Briscoe Pl | $323,000 | $260,000 | $350,000-$400,000 | $296,000 | $240,000 | $300,000-$350,000 |
| Evergreen Cir, Ruby Way, Blacks St, Oriole Ave, Pendegast St, Westacre Rd, Letterman St, Diablo St, Maple Ln, Columbia Pl | $230,000 | $220,000 | $250,000-$300,000 | $198,000 | $170,000 | $200,000-$250,000 |
| Alder Ct, Harvey Way, Westway Ct, Hickory Way, Sisley Ct, Freeway Dr, St Croix Rd, Beacon Blvd, Otay St, Coolidge Dr | $58,000 | $50,000 | $50,000-$75,000 | $57,000 | $50,000 | $25,000-$50,000 |
| Rd 53, Miramonte Dr, Walnut Ln, Jasmine Ave, Sundown Dr, Union Island St, Coolidge St, H St, Commerce Ave, Patwin Rd | $219,500 | $180,000 | $200,000-$250,000 | $112,500 | $90,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $776 |
| Superior Protection Discount | -$85 | $861 |
| Fire & Security Discount | -$76 | $871 |
| Hail Resistant Roof Discount | -$28 | $918 |
| Newly Constructed Home Discount | -$246 | $700 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yolo County | $1,500 | $935 | $2,435 | $680 | $2,180 | $256 |
| Yolo County, CA | $1,000 | $935 | $1,935 | $680 | $1,680 | $256 |
| Yolo, CA | $100 | $599 | $699 | $435 | $535 | $164 |
| Robbins, CA | $2,000 | $626 | $2,626 | $455 | $2,455 | $171 |
| Guinda, CA | $500 | $797 | $1,297 | $579 | $1,079 | $218 |
| Clarksburg, CA | $1,500 | $1,449 | $2,949 | $1,053 | $2,553 | $396 |
| Trowbridge, CA | $2,500 | $767 | $3,267 | $557 | $3,057 | $210 |
| Fetters Hot Springs-Agua Caliente, CA | $200 | $1,502 | $1,702 | $1,091 | $1,291 | $410 |
| East Yuba-Beale AFB, CA | $2,000 | $621 | $2,621 | $452 | $2,452 | $170 |
| Clearlake Oaks, CA | $100 | $540 | $640 | $393 | $493 | $148 |
| Cotati, CA | $1,000 | $965 | $1,965 | $701 | $1,701 | $264 |
| Home Insurance Company Yolo County, CA | Homeowners Insurance Agency Yolo County, CA | Address | Popularity Score | Distance from Yolo County (miles) |
|---|---|---|---|---|
| State Farm | Julio Martinez | 2120 Railroad Ave Ste 102, Pittsburg, CA, 94565-4880 | 45.8 | |
| Travelers | Isu Sander Jacobs Cassayre Insurance Services | 3200 Villa Ln, Napa, CA, 94558 | 32.5 | |
| Allstate | Michael Scully | 3367 California Blvd, Napa, CA, 94558 | 33.1 | |
| Farmers | Gustavo Padilla | 4381 Broadway St Ste 105, American Canyon, CA, 94503 | 39.2 | |
| Farmers | Ben Bodding | 1613 Eureka Rd Ste 300, Roseville, CA, 95661 | 35.7 | |
| Farmers | Ana Reyes | 1000 Missouri St, Fairfield, CA, 94533 | 30.8 | |
| Allstate | Alissa Gutierres | 3237 Alhambra Ave Ste 3, Martinez, CA, 94553 | 48.4 | |
| Travelers | Larry Tencer Insurance Agency | 191 Lynch Creek Way Ste 203, Petaluma, CA, 94954 | 49.5 | |
| State Farm | Eric Bader | 317 Court St, Woodland, CA, 95695-3982 | 6.8 | |
| State Farm | Raul Herrera | 2744 Del Rio Pl Ste 120, Davis, CA, 95618-6571 | 13.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Yolo County, CA | $370,800 | $947 | $700 | $1,290 | $590 |
| Yolo County, CA | $370,800 | $947 | $700 | $1,290 | $590 |
| Yolo, CA | $165,600 | $606 | $450 | $820 | $370 |
| Robbins, CA | $186,300 | $634 | $470 | $860 | $390 |
| Guinda, CA | $301,600 | $807 | $600 | $1,100 | $500 |
| Clarksburg, CA | $473,900 | $1,467 | $1,090 | $2,000 | $910 |
| Trowbridge, CA | $285,000 | $776 | $570 | $1,060 | $490 |
| Fetters Hot Springs-Agua Caliente, CA | $506,500 | $1,520 | $1,120 | $2,070 | $950 |
| East Yuba-Beale AFB, CA | $182,800 | $629 | $470 | $860 | $390 |
| Clearlake Oaks, CA | $124,700 | $547 | $400 | $740 | $340 |
| Cotati, CA | $458,400 | $977 | $720 | $1,330 | $610 |