How Can I Make My Bradenton, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Bradenton, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Bradenton, FL Home Insurance Coverage Levels | Back to Top
| Bradenton, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 49th D Ave E, St Johns Way, 123rd Street Ct W, Moss Ave, 79th Avenue Plz E, Linger Lodge Rd, Sunny Dr, 52nd Avenue Dr W, 56th Ter E, 2nd Avenue Dr W | $230,000 | $210,000 | $250,000-$300,000 | $348,000 | $320,000 | $350,000-$400,000 |
| 9th Ave NW, Fairhaven Glen, Golf Pointe Cir, Co Rd 638A, Palmetto Rd, V Ave, Marina Way, Colonial Dr, Clyde Jones Rd, 4th Street Ct E | $248,000 | $210,000 | $200,000-$250,000 | $457,000 | $370,000 | $500,000-$600,000 |
| 72nd Ct E, Simonton St, 81st Avenue Ter E, 50th Ave, Sabina Rd, Bristol Bay Dr, Wind Chime Way, 15th Ln W, Marina Way, Hillcrest Dr | $112,000 | $100,000 | $100,000-$125,000 | $151,000 | $140,000 | $150,000-$175,000 |
| Seagrape Cove, Glenbrooke Ln, 35th St NW, 50th Ave W, 23rd St N, Tidy Island Blvd, Cypress Lake Cir, Amherst Ave, Texas St, Mourning Dove Dr | $115,000 | $100,000 | $125,000-$150,000 | $113,000 | $110,000 | $75,000-$100,000 |
| 3rd A St E, Cedars Ct, 123rd St W, Avon Ln W, Garden Ln, 38th St E, Plum Tree Ln, Hebrides Ct, Buttonwood Dr, Spring Lakes Blvd | $146,500 | $140,000 | $125,000-$150,000 | $131,500 | $120,000 | $125,000-$150,000 |
| 41st Ave W, Lois Ave, 1st Ln W, Magellan Dr, 41st Street Cir E, 18th Ct W, 29th St NW, 38th St W, 47th St NW, 78th Ave E | $157,000 | $130,000 | $175,000-$200,000 | $155,000 | $130,000 | $175,000-$200,000 |
| Riverfront Blvd, 38th Ln E, Jacaranda Rd, Rotterdam Ave, 61st Ct E, Apache Dr, 1st Ave NE, Cedar Hollow Cir, 64th Ct E, Oak Dr | $128,500 | $120,000 | $125,000-$150,000 | $172,000 | $140,000 | $200,000-$250,000 |
| Garden Lakes Palm, 59th Avenue Dr W, 53rd Avenue Dr E, Hidden Acres Cir, 7 Ln, 56th Ave E, Lyons Ln, 23rd Avenue Dr W, Riverside Dr E, Seminole Dr | $77,500 | $60,000 | $75,000-$100,000 | $120,500 | $100,000 | $100,000-$125,000 |
| 50th Ter E, 5th Street Ct W, Trinity Cir, Shore Dr, 65th Ter E, St James Xing, 14th Avenue Dr W, 5th Avenue Dr E, Estremadura Dr, 101st St W | $142,000 | $130,000 | $100,000-$125,000 | $163,500 | $150,000 | $150,000-$175,000 |
| 10th Avenue Dr W, Merion Way, Cypress Wood Ln, Nassau Rd, 9th Avenue Dr NW, Batan Ct, Beach Ave, 78th Street Ct NW, 74th Ave E, 80th St NW | $144,500 | $120,000 | $150,000-$175,000 | $332,000 | $300,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Bradenton, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$192 | $1,181 |
| Superior Protection Discount | -$124 | $1,250 |
| Fire & Security Discount | -$137 | $1,236 |
| Hail Resistant Roof Discount | -$41 | $1,332 |
| Newly Constructed Home Discount | -$398 | $975 |
Choose your Bradenton, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,392 |
| Hail Damage | $4,948 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Bradenton, FL | Back to Top
| Home Insurance Company Bradenton, FL | Homeowners Insurance Agency Bradenton, FL | Address | Popularity Score | Distance from Bradenton (miles) |
|---|---|---|---|---|
| Travelers | Rowley Insurance Agency Inc | 262 S Indiana Ave, Englewood, FL, 34223 | 39.4 | |
| State Farm | Brenda Whitman | 5308 Glfpt Blvd S Ste A, Gulfport, FL, 33707-4921 | 19.4 | |
| Allstate | Paul C. Morgan Agency | 2856 University Pkwy, Sarasota, FL, 34243 | 9.2 | |
| Allstate | Brian Van Eerden | 8243 Us Highway 301 N, Parrish, FL, 34219 | 9.9 | |
| Travelers | Frederick Insurance | 17874 N Us Hwy 41, Lutz, FL, 33549 | 46.2 | |
| Allstate | Randy Swafford | 3046 W Bearss Ave, Tampa, FL, 33618 | 42.8 | |
| Travelers | Moore & Moore Insurance Agency | 601 8th Ave W, Palmetto, FL, 34221 | 4.2 | |
| Travelers | Bb&T Insurance Services | 1111 8th Avenue West, Bradenton, FL, 34205 | 3.4 | |
| State Farm | Kim Womack | 2601 Manatee Ave W Ste F, Bradenton, FL, 34205-4942 | 2.6 | |
| Allstate | David Tate | 34921 Us Highway 19 N # 170, Palm Harbor, FL, 34684 | 42.8 |
Compare Rates for Bradenton, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Manatee County, FL | $197,200 | $1,399 | $1,090 | $1,870 | $780 |
| Bradenton, FL | $166,800 | $1,373 | $1,070 | $1,840 | $770 |
| The Meadows, FL | $256,600 | $2,108 | $1,640 | $2,820 | $1,180 |
| Treasure Island, FL | $361,300 | $938 | $730 | $1,260 | $530 |
| Sun City Center, FL | $155,800 | $1,033 | $810 | $1,380 | $570 |
| Bardmoor, FL | $150,300 | $1,007 | $790 | $1,350 | $560 |
| Feather Sound, FL | $300,700 | $2,379 | $1,860 | $3,190 | $1,330 |
| Pinellas County, FL | $167,100 | $1,375 | $1,070 | $1,840 | $770 |
| Wimauma-Riverview, FL | $197,900 | $1,385 | $1,080 | $1,860 | $780 |
| Manasota Key, FL | $294,600 | $2,342 | $1,830 | $3,140 | $1,310 |
| Tarpon Springs, FL | $209,700 | $1,220 | $950 | $1,640 | $690 |
| Trinity, FL | $254,700 | $1,142 | $890 | $1,530 | $640 |
Research Home Insurance Companies Reviews in Bradenton, FL Before Buying | Back to Top
Share a review on your home insurance company
American Integrity Insurance Home Insurance Reviews
Date: October 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium was pretty similar to the best rates of other companies. I went with American Integrity because friends and family recommended it and were extremely pleased with their service.
Date: September 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Communication
I only spoke to my agent once, when I purchased the policy. The rest of my interaction has been through email, but I was pleased with the response time.
Date: July 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The following items are covered by my insurance policy: furniture, appliances, electronics, vehicles while parked inside the garage, fencing, all household goods, screened-in lanai.
Date: January 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I have only accessed the website once since becoming a member. They do not have a mobile app, so I can not rate it.
Date: December 03, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
My agent is easily accessible and friendly when I speak to him. I have made no claims, but other family and friends have and their experience was excellent and they were very pleased.
GEICO Home Insurance Reviews
Date: September 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Honestly, since it's a large company, the customer service is really bad. I always get passed back and forth between "specialists" and never really get a straight answer.
Date: September 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
Pretty much anything that is stole or damage that comes from above. Unfortunately, if the damage comes from below (like a flood), it doesn't cover it.
Date: August 22, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Communication
I like that they have multiple platforms you can contact them on (email, chat, phone), since I don't always have half-an-hour to sit on hold and wait for a customer representative.
Date: November 23, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
The company's website is alright, but I always have issues with exactly who to contact when I need to talk to someone. I usually just get the run around on the phone.
Date: November 18, 2017 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
I believe the deductible (or premium) is a little bit higher than other home insurance providers. I believe ours is like $1,000, but we get a lower overall rate on it.
Esurance Home Insurance Reviews
Date: December 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
This is the best part of using Esurance, it was a lot cheaper than other offers. It was half the cost for the same coverage at a local bank. I am very happy with the cost.
Date: November 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
I can do almost anything on the mobile app. I rarely have to actually call them.
USAA Home Insurance Reviews
Date: April 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I am very happy with them. There is never a wait when I call, and they always help me solve my problems. They have gone above and beyond to meet my needs as a customer.
Date: April 10, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
My home insurance companies offerings is likely similar to other companies offerings.The only thing out of the ordinary is that I have some earth quake insurance which is very inexpensive due to my location.
Progressive Home Insurance Reviews
Date: July 22, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
They offer a wide variety of options and we are happy with them.
Tower Hill Insurance Home Insurance Reviews
Date: November 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Standard deductibles. Didn't notice any major differences between them and the other companies I looked at. So far seems reasonable.
Premium was on the lower end.
Allstate Home Insurance Reviews
Date: December 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
It's very good, I'm getting plenty of discounts for bundling, my job and my education. They offer discounts that you may not even know you qualify for.
State Farm Home Insurance Reviews
Date: February 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I would rate them a 4. I have a local contact who is very good. He is pleasant and helpful, but sometimes calls too much when trying to get us to sign up for something new. That's why I docked one point. Otherwise, we enjoy working with him and the company.