Gavop tells you how to get the best homeowners insurance in Tolono, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $93,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $207,000 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $309,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $305,000 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $584 |
| Superior Protection Discount | -$61 | $618 |
| Fire & Security Discount | -$68 | $612 |
| Hail Resistant Roof Discount | -$20 | $659 |
| Newly Constructed Home Discount | -$150 | $530 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,900 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,218 |
| Home Insurance Company Tolono, IL | Homeowners Insurance Agency Tolono, IL | Address | Popularity Score | Distance from Tolono (miles) |
|---|---|---|---|---|
| Travelers | Gtps Insurance Agency | 1311 S Neil St, Champaign, IL, 61820 | 6.2 | |
| Travelers | Gtps Insurance Agency | 1311 S Neil, Champaign, IL, 61820 | 6.1 | |
| State Farm | Grant Scofield | 1405 E Florida Ave Ste B, Urbana, IL, 61801-6012 | 7.4 | |
| State Farm | Jim Spachman | 2501 E College Avenue, Bloomington, IL, 61704-2484 | 48.6 | |
| State Farm | Chris Booth | 1713 S State Street Suite 102, Champaign, IL, 61820-7265 | 5.7 | |
| State Farm | Rob Lipic | 1212 E Pershing Rd, Decatur, IL, 62526-4729 | 36.2 | |
| Travelers | Hall Insurance Services | 711 South Neil St, Champaign, IL, 61820 | 6.6 | |
| Travelers | Perry Jaynes Financial Services | 17 E Liberty Lane, Danville, IL, 61832 | 36.5 | |
| Erie | Sticklen Insurance Agency | 3109 E Tatman Court Suite 101, Urbana, IL, 61802 | 9.1 | |
| State Farm | Steve Tarrant | 106 W Springfield Ave, Champaign, IL, 61820-4816 | 6.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,220 | $640 |
| Champaign County, IL | $154,800 | $775 | $550 | $1,090 | $540 |
| Tolono, IL | $159,300 | $680 | $500 | $960 | $460 |
| Ivesdale, IL | $88,900 | $611 | $430 | $870 | $440 |
| Bowdre, IL | $84,700 | $595 | $410 | $840 | $430 |
| Cerro Gordo, IL | $92,000 | $622 | $450 | $880 | $430 |
| Gibson City, IL | $111,000 | $685 | $470 | $950 | $480 |
| Moultrie County, IL | $107,500 | $627 | $420 | $860 | $440 |
| Westville, IL | $72,900 | $549 | $400 | $760 | $360 |
| Moweaqua, IL | $86,100 | $601 | $410 | $850 | $440 |
| Ridge, IL | $49,500 | $444 | $320 | $630 | $310 |
| Beason, IL | $54,600 | $468 | $320 | $670 | $350 |
| Blue Mound, IL | $84,700 | $595 | $430 | $840 | $410 |