Gavop tells you how to get the best homeowners insurance in Waite Park, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $115,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $190,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $174,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $658 |
| Superior Protection Discount | -$80 | $723 |
| Fire & Security Discount | -$72 | $731 |
| Hail Resistant Roof Discount | -$16 | $787 |
| Newly Constructed Home Discount | -$209 | $594 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stearns County | $2,000 | $1,008 | $3,008 | $733 | $2,733 | $275 |
| Waite Park, MN | $700 | $793 | $1,493 | $577 | $1,277 | $217 |
| St. Augusta, MN | $200 | $1,203 | $1,403 | $875 | $1,075 | $329 |
| Maine Prairie, MN | $1,500 | $1,290 | $2,790 | $938 | $2,438 | $353 |
| Union Grove, MN | $200 | $1,119 | $1,319 | $813 | $1,013 | $306 |
| Middleville, MN | $1,000 | $1,298 | $2,298 | $943 | $1,943 | $355 |
| Agram, MN | $200 | $1,175 | $1,375 | $854 | $1,054 | $321 |
| Marysville, MN | $700 | $1,283 | $1,983 | $933 | $1,633 | $351 |
| Lake George, MN | $300 | $1,092 | $1,392 | $793 | $1,093 | $298 |
| Harrison, MN | $700 | $1,310 | $2,010 | $952 | $1,652 | $358 |
| Long Prairie, MN | $400 | $700 | $1,100 | $509 | $909 | $191 |
| Lake Andrew, MN | $2,500 | $1,449 | $3,949 | $1,053 | $3,553 | $396 |
| Home Insurance Company Waite Park, MN | Homeowners Insurance Agency Waite Park, MN | Address | Popularity Score | Distance from Waite Park (miles) |
|---|---|---|---|---|
| Farmers | Derek Mccoy | 7206 Forestview Ln N Ste 103, Maple Grove, MN, 55369 | 49.7 | |
| State Farm | Mike Orn | 3366 Bunkr Lk Blvd Nw Ste 3, Andover, MN, 55304-3507 | 48.2 | |
| State Farm | Tony Hoaglund | 11351 Aquila Dr N, Champlin, MN, 55316-3857 | 48.5 | |
| State Farm | Wayne Swart | 19336 Highway 169, Elk River, MN, 55330-4645 | 35.8 | |
| Travelers | Tri-County Insurance | 800 Industrial Drive S., #206 Sauk Rapids, Sauk Rapids, MN, 56379 | 6.0 | |
| Farmers | Pavel Liashkovich | 7206 Forestview Ln N Ste 115, Maple Grove, MN, 55369 | 49.7 | |
| State Farm | Joe Liedl | 7200 Hemlock Ln N Ste 102, Maple Grove, MN, 55369-5587 | 49.7 | |
| State Farm | Kevin Gleitz | 370 Jackson Ave Nw, Elk River, MN, 55330-1804 | 36.1 | |
| Travelers | Insurance Brokers Of Mn Inc | 900 E Main St Ste 100, Anoka, MN, 55303 | 47.9 | |
| Travelers | Crow River Insurance Services Inc | 305 8th Street S, Delano, MN, 55328 | 40.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,690 | $840 |
| Stearns County, MN | $171,300 | $1,020 | $730 | $1,420 | $690 |
| Waite Park, MN | $135,600 | $803 | $570 | $1,120 | $550 |
| St. Augusta, MN | $208,200 | $1,218 | $860 | $1,740 | $880 |
| Maine Prairie, MN | $238,600 | $1,306 | $900 | $1,850 | $950 |
| Union Grove, MN | $181,700 | $1,133 | $770 | $1,570 | $800 |
| Middleville, MN | $241,400 | $1,314 | $910 | $1,800 | $890 |
| Agram, MN | $198,900 | $1,189 | $860 | $1,700 | $840 |
| Marysville, MN | $236,300 | $1,299 | $870 | $1,790 | $920 |
| Lake George, MN | $173,500 | $1,105 | $750 | $1,580 | $830 |
| Harrison, MN | $245,900 | $1,326 | $950 | $1,820 | $870 |
| Long Prairie, MN | $87,300 | $709 | $480 | $1,010 | $530 |
| Lake Andrew, MN | $296,000 | $1,467 | $1,000 | $2,010 | $1,010 |