How Can I Make My Clovis, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Clovis, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Clovis, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $85,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $159,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $305,000 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $358,000 | $330,000 | $300,000-$350,000 |
| 5 Bedroom | $669,500 | $600,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Clovis, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $616 |
| Superior Protection Discount | -$75 | $676 |
| Fire & Security Discount | -$83 | $668 |
| Hail Resistant Roof Discount | -$23 | $728 |
| Newly Constructed Home Discount | -$218 | $533 |
Choose the Right Deductible for your Clovis, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fresno County | $2,000 | $650 | $2,650 | $472 | $2,472 | $178 |
| Clovis, CA | $2,500 | $742 | $3,242 | $539 | $3,039 | $203 |
| Bonadelle Ranchos-Madera Ranchos, CA | $400 | $637 | $1,037 | $463 | $863 | $174 |
| Tranquillity, CA | $2,000 | $626 | $2,626 | $455 | $2,455 | $171 |
| Seville, CA | $500 | $470 | $970 | $342 | $842 | $129 |
| Armona, CA | $1,000 | $540 | $1,540 | $393 | $1,393 | $148 |
| Madera West, CA | $500 | $649 | $1,149 | $472 | $972 | $177 |
| Ivanhoe, CA | $700 | $587 | $1,287 | $427 | $1,127 | $160 |
| Le Grand, CA | $100 | $560 | $660 | $407 | $507 | $153 |
Identify Top Home Insurance Agents near Clovis, CA | Back to Top
| Home Insurance Company Clovis, CA | Homeowners Insurance Agency Clovis, CA | Address | Popularity Score | Distance from Clovis (miles) |
|---|---|---|---|---|
| Farmers | Arrow Xiong | 4759 E Olive Ave Ste 102, Fresno, CA, 93702 | 5.7 | |
| Travelers | Schramm Insurance Services Inc | 964 Pollasky Ave Ste B, Clovis, CA, 93612 | 1.1 | |
| Allstate | David Frisby | 324 W Yosemite Ave, Madera, CA, 93637 | 22.7 | |
| State Farm | Lesli Kight | 7636 N Ingram Ave Ste 104, Fresno, CA, 93711-6200 | 6.5 | |
| Farmers | Terry Linza | 426 W Shaw Ave, Fresno, CA, 93704 | 6.5 | |
| State Farm | Jack Franks | 964 Pollasky Avenue, Clovis, CA, 93612-2269 | 1.1 | |
| Farmers | Janet Belan | 755 N Peach Ave Ste F12, Clovis, CA, 93611 | 2.1 | |
| State Farm | Karen Barry-Ennis | 1205 E Olive Ave, Fresno, CA, 93728-3608 | 7.8 | |
| Farmers | Jagdeep Singh | 4185 W Figarden Dr Ste 101, Fresno, CA, 93722 | 10.0 | |
| State Farm | Gregg Watson | 755 N Peach Ave Ste I12, Clovis, CA, 93611-7264 | 2.1 |
Compare Rates for Clovis, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Fresno County, CA | $220,600 | $658 | $490 | $890 | $400 |
| Clovis, CA | $284,200 | $751 | $560 | $1,020 | $460 |
| Bonadelle Ranchos-Madera Ranchos, CA | $280,400 | $645 | $480 | $880 | $400 |
| Tranquillity, CA | $186,700 | $634 | $470 | $860 | $390 |
| Seville, CA | $86,000 | $476 | $350 | $650 | $300 |
| Armona, CA | $125,100 | $547 | $400 | $740 | $340 |
| Madera West, CA | $204,400 | $657 | $490 | $890 | $400 |
| Ivanhoe, CA | $190,600 | $594 | $440 | $810 | $370 |
| Le Grand, CA | $138,100 | $567 | $420 | $770 | $350 |
Research Home Insurance Companies Reviews in Clovis, CA Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: March 03, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The previous insurance we had, State Farm, turned out to be too expensive. We even bundled both home and auto insurance with them, and it turned out Progressive was a better deal with premiums
Date: September 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
It's extremely easy to use the mobile app so if I'm on a vacation and I get a call that something happened to my home I can easily check what's covered right there. I like the instant chat with an agent feature on both platforms as well, they are very helpful if I have questions.
Date: August 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
Mine seems pretty high but this is the first home I own so I understand it does need to be higher. I didn't shop around much for insurances although I probably should have.
Date: August 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
they send me updates on my policy and claims, they regularly send me offers to add in other types of insurance that will discount my homeowners insurance, but they do send a lot of spam
Date: August 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
The policy covers fire damage, weather-related damage such as hail or tornadoes, and it covers water damage due to basement flooding
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
Their mobile app and website have instant chat features so I can talk to an agent at any time. They are easy to get a hold of and pretty good to work with when filing a claim.
State Farm Home Insurance Reviews
Date: August 12, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have nothing but good things to say about State Farm. We have both our car and home bundled, and they are always there to answer a question, or make changes to the policy as we determine effectively.
Date: May 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I always found that State Farm was the best priced in our area. Actually, I was impressed with the premium cost compared to competitors. Our agent isn't pushy either, he only suggested the cost that was necessary. Very transparent company.
Date: May 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
I believe that State Farm has a great mobile site, Here we can make payments, make changes to our policies, and keep up to date on notices by the company.
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
Excellent communication. We get updates on what is available to us, our statements etc through phone, email and text messages. I never had trouble getting in touch with our agent or the company the entire time we have been clients.
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
Our policy covers damage from fires, lightning, rain/hail, but not flood as I do not live in a flood zone. There is also coverage for theft and damage of personal belongings
Safeco Insurance Home Insurance Reviews
Date: November 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
Based on several quotes that we receive and review each year, I feel our deductible is fair and is representative of which the industry has for deductibles.
Travelers Home Insurance Reviews
Date: October 25, 2018 Age: Above 60 Gender: Female Marital Status: Married
Communication
We like the communication with our insurance company. We can reach them when we need to but they don't communicate with us when we don't want them to.
GEICO Home Insurance Reviews
Date: May 27, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
I don't have much experience with them because I, luckily, have not have to make a claim. I simply pay the bill. It was easy to sign up, and I find their website interface user-friends.