Gavop's guide to buying homeowners insurance in Clementon, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Clementon, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Scott Ave, Clementon Ave, Spring Lake Ave, Birch Rd, White Ave, Roosevelt Blvd, Cedar Ln, Chestnut Ln, Narragansett Ave, Flury Ln | $194,500 | $160,000 | $200,000-$250,000 | $146,000 | $130,000 | $150,000-$175,000 |
| Glen Ave, Lee Ave, Spring Lake Dr, Old Mill Rd, Cherry Ln, Niagara Ave, California Ave, Mount Vernon Ave, Barber Ave, Jerome Ter | $146,500 | $120,000 | $150,000-$175,000 | $125,500 | $110,000 | $125,000-$150,000 |
| Grove Ave, Godshalk Ave, Smith Ter, Shetland Dr, Sitley Ave, Etlon Ave, Evanson Ave, Brighton Ave, Mill Dam Rd, Pawnee Ave | $133,000 | $110,000 | $100,000-$125,000 | $102,500 | $90,000 | $100,000-$125,000 |
| Indian Spring Rd, Hook Ave, Chelsea Cir, Trowbridge Ln, W Evanson Ave, Knight Ave, Silver Lake Dr, White Horse Ave, Wauseon Ave, Harwood Ln | $124,500 | $110,000 | $125,000-$150,000 | $134,500 | $110,000 | $150,000-$175,000 |
| Holly Rd, Albertson Ave, Gibbsboro Rd, Mackey Ln, Berlin-Clementon Rd, Carver Ave, Hillside Ln, N Clementon Ave, Rancocas Ave, Blackwood Rd | $161,500 | $130,000 | $125,000-$150,000 | $133,500 | $120,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$51 | $586 |
| Home and Two Car | -$108 | $529 |
| Home and Three Car | -$159 | $478 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Camden County | $2,500 | $808 | $3,308 | $587 | $3,087 | $221 |
| Clementon, NJ | $1,000 | $629 | $1,629 | $457 | $1,457 | $172 |
| Lindenwold, NJ | $100 | $611 | $711 | $444 | $544 | $167 |
| Shamong, NJ | $2,500 | $861 | $3,361 | $625 | $3,125 | $235 |
| Bensalem, PA | $200 | $855 | $1,055 | $621 | $821 | $234 |
| Quinton, NJ | $1,500 | $831 | $2,331 | $604 | $2,104 | $227 |
| Weymouth, NJ | $200 | $744 | $944 | $541 | $741 | $203 |
| White Horse, NJ | $1,000 | $759 | $1,759 | $552 | $1,552 | $208 |
| Plumsteadville, PA | $100 | $1,154 | $1,254 | $839 | $939 | $315 |
| Montgomery, NJ | $1,500 | $1,064 | $2,564 | $774 | $2,274 | $291 |
| Monroe, NJ | $500 | $1,060 | $1,560 | $771 | $1,271 | $290 |
| South Brunswick, NJ | $2,000 | $932 | $2,932 | $677 | $2,677 | $255 |
| Home Insurance Company Clementon, NJ | Homeowners Insurance Agency Clementon, NJ | Address | Popularity Score | Distance from Clementon (miles) |
|---|---|---|---|---|
| Travelers | Bca Insurance Group | 330 Tilton Rd, Northfield, NJ, 8225 | 36.7 | |
| Liberty Mutual Independent | Nottingham Insurance | 2277 Highway 33 Ste 404, Hamilton Square, NJ, 8690 | 34.2 | |
| Allstate | Jennifer Ward | 1201 Black Horse Pike, Glendora, NJ, 8029 | 5.3 | |
| Liberty Mutual Independent | Howe Insurance Group | 1000 Herrontown Rd, Princeton, NJ, 8540 | 44.0 | |
| Farmers | Frank Conroy | 3600 E Landis Ave Ste 23, Vineland, NJ, 8361 | 22.2 | |
| Travelers | Direct Insurance Agency Llc | 140a Farnsworth Ave, Bordentown, NJ, 8505 | 27.8 | |
| Farmers | Charles Schwartz | 951 Haddonfield Rd Fl 2, Cherry Hill, NJ, 8002 | 8.8 | |
| Travelers | Sturhahn Dickenson & Bernard Inc | 100 Overlook Center Ste 200, Princeton, NJ, 8540 | 40.0 | |
| State Farm | Karen Hartford | 201 S Blck Horse Pike, Blackwood, NJ, 08012-2802 | 4.2 | |
| Allstate | Larry S Lerman | 300 S Lenola Rd Ste 6, Maple Shade, NJ, 8052 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,540 | $750 |
| Camden County, NJ | $193,500 | $818 | $560 | $1,120 | $560 |
| Clementon, NJ | $128,600 | $637 | $430 | $870 | $440 |
| Lindenwold, NJ | $121,900 | $618 | $420 | $880 | $460 |
| Shamong, NJ | $299,000 | $871 | $620 | $1,250 | $630 |
| Bensalem, PA | $254,200 | $865 | $620 | $1,230 | $610 |
| Quinton, NJ | $192,700 | $841 | $560 | $1,170 | $610 |
| Weymouth, NJ | $153,500 | $753 | $540 | $1,080 | $540 |
| White Horse, NJ | $231,600 | $769 | $520 | $1,080 | $560 |
| Plumsteadville, PA | $357,300 | $1,168 | $810 | $1,620 | $810 |
| Montgomery, NJ | $615,600 | $1,077 | $730 | $1,490 | $760 |
| Monroe, NJ | $352,800 | $1,073 | $740 | $1,480 | $740 |
| South Brunswick, NJ | $410,000 | $943 | $630 | $1,290 | $660 |