Gavop's guide to buying homeowners insurance in Monroe, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Monroe, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Humphrey St, Village Green Ln, Fountain St, Beechwood St, Tony Ct, Bayview Dr, E 2nd St, Josephine Ct, Jerome St, W Willow Way | $135,000 | $120,000 | $150,000-$175,000 | $133,000 | $110,000 | $150,000-$175,000 |
| Rosewood St, Waterworks Rd, E 1st St, Oak Forest Dr, Northridge Dr, Woodville Ave, Fenway Dr, Westwood Dr, Payson Ave, W Elm Ave | $60,000 | $60,000 | $50,000-$75,000 | $64,500 | $60,000 | $75,000-$100,000 |
| E Elm Ave, E Lorain St, Saint Marys Ave, W 4th St, W 5th St, Lavender St, Deerfield Dr, Concetta St, Ruby Dr, Wood St | $180,000 | $160,000 | $175,000-$200,000 | $124,000 | $110,000 | $125,000-$150,000 |
| Cedar St, Highland Way, Woodside, Scarlet Oak Dr, Bloomfield Dr, Herrington Dr, Norway St, Conant St, Paul Ct, Franklin Ct | $108,500 | $90,000 | $100,000-$125,000 | $79,000 | $60,000 | $50,000-$75,000 |
| Murray St, Kessler St, W Lorain St, Tammy Dr, Mason Run Blvd, W Noble St, Valley Dr, E Front St, Sunrise Blvd, E 8th St | $174,000 | $150,000 | $150,000-$175,000 | $73,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $570 |
| Superior Protection Discount | -$62 | $625 |
| Fire & Security Discount | -$55 | $631 |
| Hail Resistant Roof Discount | -$14 | $673 |
| Newly Constructed Home Discount | -$192 | $494 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,440 |
| Hail Damage | $4,806 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,389 |
| Home Insurance Company Monroe, MI | Homeowners Insurance Agency Monroe, MI | Address | Popularity Score | Distance from Monroe (miles) |
|---|---|---|---|---|
| Allstate | Chris Sarkella | 57102 10 Mile Rd, South Lyon, MI, 48178 | 39.4 | |
| State Farm | Margaret Cuva | 18530 E 9 Mile Rd, Eastpointe, MI, 48021-1951 | 43.6 | |
| State Farm | Bob Zakar | 936 N Telegraph Rd, Dearborn, MI, 48128-1621 | 28.3 | |
| Travelers | Al Bourdeau Insurance Agency | 30777 Northwestern Ste 201, Farmington Hills, MI, 48333 | 41.2 | |
| State Farm | Bert Kozlowski | 16260 King Rd, Riverview, MI, 48193-7940 | 18.6 | |
| Allstate | Brian Hickman | 2092 S Main St, Ann Arbor, MI, 48103 | 30.0 | |
| State Farm | Chris Muzzy | 2045 S Custer Rd, Monroe, MI, 48161-1830 | 2.3 | |
| State Farm | Blake Weldon | 23000 Telegraph Rd Ste 4, Brownstown, MI, 48134-9265 | 16.4 | |
| Liberty Mutual Independent | Willis Of Michigan | 32255 Northwestern Hwy Ste 201, Farmington Hills, MI, 48334 | 42.0 | |
| Allstate | James Cunningham | 2210 West Rd, Trenton, MI, 48183 | 18.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,060 | $500 |
| Monroe County, MI | $149,500 | $769 | $520 | $1,080 | $560 |
| Monroe, MI | $110,900 | $686 | $470 | $950 | $480 |
| Stony Point, MI | $117,100 | $748 | $500 | $1,020 | $520 |
| Ash, MI | $155,100 | $672 | $480 | $930 | $450 |
| Carleton, MI | $110,100 | $737 | $520 | $1,010 | $490 |
| Harbor View, OH | $70,000 | $531 | $360 | $730 | $370 |
| Ypsilanti, MI | $136,700 | $652 | $440 | $930 | $490 |
| Perrysburg, OH | $208,900 | $711 | $490 | $1,010 | $520 |
| Bay, OH | $146,000 | $735 | $490 | $1,010 | $520 |
| Danbury, OH | $174,000 | $663 | $450 | $920 | $470 |
| Madison Heights, MI | $91,300 | $657 | $450 | $930 | $480 |
| Morenci, MI | $76,200 | $679 | $450 | $930 | $480 |