Gavop shows you how to buy homeowners insurance in Franklin County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $88,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $118,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $128,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $115,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $734 |
| Superior Protection Discount | -$87 | $786 |
| Fire & Security Discount | -$61 | $812 |
| Hail Resistant Roof Discount | -$26 | $847 |
| Newly Constructed Home Discount | -$245 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Franklin County, AL | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Marion County, AL | $100 | $860 | $960 | $625 | $725 | $235 |
| Itawamba County, MS | $2,500 | $839 | $3,339 | $610 | $3,110 | $229 |
| Winston County, AL | $400 | $729 | $1,129 | $530 | $930 | $199 |
| Fulton, MS | $1,500 | $1,069 | $2,569 | $777 | $2,277 | $292 |
| Sulligent, AL | $100 | $659 | $759 | $479 | $579 | $180 |
| Kansas, AL | $1,500 | $648 | $2,148 | $471 | $1,971 | $177 |
| Booneville, MS | $300 | $791 | $1,091 | $575 | $875 | $216 |
| Northeast Fayette, AL | $2,500 | $807 | $3,307 | $587 | $3,087 | $221 |
| Amory, MS | $400 | $838 | $1,238 | $609 | $1,009 | $229 |
| Lee County, MS | $700 | $1,156 | $1,856 | $840 | $1,540 | $316 |
| Home Insurance Company Franklin County, AL | Homeowners Insurance Agency Franklin County, AL | Address | Popularity Score | Distance from Franklin County (miles) |
|---|---|---|---|---|
| State Farm | Steve Pierce | 3001 Cloverdale Rd, Florence, AL, 35633-1477 | 29.3 | |
| State Farm | Diana Fisher | 15480 Highway 43 Suite H, Russellville, AL, 35653-8086 | 8.7 | |
| State Farm | Britt Blanton | 365 Highway 72 Ste 2, Killen, AL, 35645-2841 | 32.6 | |
| Travelers | Wood-Thompson Insurance Service Llc | 130 North Jackson Ave, Russellville, AL, 35653 | 7.8 | |
| Liberty Mutual Independent | Haleyville Insurance Center | 2012 9th Ave, Haleyville, AL, 35565 | 19.4 | |
| State Farm | Johnny Masoner | 16511 Highway 72, Rogersville, AL, 35652-8139 | 41.0 | |
| Travelers | Ball And Associates Inc | 2311 21st St, Haleyville, AL, 35565 | 19.7 | |
| State Farm | Gus Garrard | 13688 Highway 43, Russellville, AL, 35653-2830 | 7.6 | |
| State Farm | Wayne Young | 2614 Centron Dr Sw, Decatur, AL, 35603-2500 | 48.3 | |
| Allstate | Vincent Lindsey | 964 Cox Creek Pkwy, Florence, AL, 35633 | 29.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,650 | $810 |
| Franklin County, AL | $87,600 | $874 | $620 | $1,230 | $610 |
| Franklin County, AL | $87,600 | $874 | $590 | $1,240 | $650 |
| Marion County, AL | $87,200 | $871 | $600 | $1,250 | $650 |
| Itawamba County, MS | $87,000 | $849 | $590 | $1,210 | $620 |
| Winston County, AL | $82,900 | $738 | $500 | $1,020 | $520 |
| Fulton, MS | $97,500 | $1,082 | $720 | $1,540 | $820 |
| Sulligent, AL | $71,000 | $667 | $450 | $920 | $470 |
| Kansas, AL | $53,100 | $656 | $470 | $940 | $470 |
| Booneville, MS | $104,300 | $801 | $540 | $1,140 | $600 |
| Northeast Fayette, AL | $74,200 | $817 | $560 | $1,170 | $610 |
| Amory, MS | $114,900 | $848 | $620 | $1,180 | $560 |
| Lee County, MS | $125,600 | $1,170 | $810 | $1,670 | $860 |