Gavop shows you how to buy homeowners insurance in Sanilac County, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$182 | $519 |
| 30 year old | +$11 | $712 |
| 40 year old | +$18 | $720 |
| 50 year old | +$27 | $728 |
| Above 50 year old | +$34 | $735 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $589 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$70 | $631 |
| Hail Resistant Roof Discount | -$14 | $687 |
| Newly Constructed Home Discount | -$168 | $533 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sanilac County | $1,500 | $693 | $2,193 | $504 | $2,004 | $189 |
| Sanilac County, MI | $1,500 | $693 | $2,193 | $504 | $2,004 | $189 |
| Elk, MI | $500 | $685 | $1,185 | $498 | $998 | $187 |
| Minden, MI | $700 | $687 | $1,387 | $499 | $1,199 | $188 |
| Worth, MI | $400 | $736 | $1,136 | $535 | $935 | $201 |
| Sigel, MI | $700 | $785 | $1,485 | $571 | $1,271 | $215 |
| Capac, MI | $200 | $669 | $869 | $486 | $686 | $183 |
| Elkton, MI | $700 | $671 | $1,371 | $488 | $1,188 | $183 |
| Almer, MI | $200 | $695 | $895 | $505 | $705 | $190 |
| Columbus, MI | $1,000 | $850 | $1,850 | $617 | $1,617 | $232 |
| Richmond, MI | $100 | $669 | $769 | $486 | $586 | $183 |
| Otisville, MI | $1,000 | $635 | $1,635 | $462 | $1,462 | $174 |
| Home Insurance Company Sanilac County, MI | Homeowners Insurance Agency Sanilac County, MI | Address | Popularity Score | Distance from Sanilac County (miles) |
|---|---|---|---|---|
| State Farm | Michelle Kuschel | 3171 Keewahdin Rd, Fort Gratiot, MI, 48059-3412 | 29.7 | |
| Farmers | Warren Knights | 1703 Pine Grove Ave, Port Huron, MI, 48060 | 33.3 | |
| State Farm | Pat Cronin | 148 W Park St, Lapeer, MI, 48446-2163 | 43.3 | |
| Liberty Mutual Independent | The Robbins Group | 330 Superior Mall, Port Huron, MI, 48060 | 34.3 | |
| State Farm | Terry Ball | 26 N Center St, Sebewaing, MI, 48759-1407 | 45.0 | |
| Allstate | Chuck Harder | 410 S Main St Ste 201, Romeo, MI, 48065 | 49.0 | |
| State Farm | Tommy Maruszewski | 3946 24th Ave, Port Huron, MI, 48060-1527 | 30.8 | |
| Travelers | The Brown Agency | 212 S Main St Suite B, Yale, MI, 48097 | 23.6 | |
| Allstate | John Quagliotto | 71070 Van Dyke Rd, Bruce, MI, 48065 | 47.6 | |
| State Farm | Matt Waligora | 332 S Main St, Romeo, MI, 48065-5197 | 48.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,090 | $530 |
| Sanilac County, MI | $101,300 | $701 | $500 | $1,000 | $500 |
| Sanilac County, MI | $101,300 | $701 | $480 | $960 | $480 |
| Elk, MI | $83,900 | $693 | $510 | $960 | $450 |
| Minden, MI | $85,100 | $695 | $510 | $960 | $450 |
| Worth, MI | $115,600 | $745 | $500 | $1,060 | $560 |
| Sigel, MI | $150,700 | $795 | $580 | $1,140 | $560 |
| Capac, MI | $75,600 | $677 | $490 | $970 | $480 |
| Elkton, MI | $76,400 | $679 | $490 | $940 | $450 |
| Almer, MI | $89,700 | $703 | $470 | $970 | $500 |
| Columbus, MI | $200,700 | $860 | $580 | $1,190 | $610 |
| Richmond, MI | $159,200 | $677 | $470 | $930 | $460 |
| Otisville, MI | $58,600 | $643 | $460 | $890 | $430 |