Gavop's guide to buying homeowners insurance in Dinwiddie County, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Dinwiddie County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rte 757, Swan Cir, Sunset Dr, State Rte 654, Cherry Hill Rd, Turkey Egg Rd, Scotts Rd, Pinecroft Rd, State Rte 742, State Rte 611 | $122,000 | $100,000 | $125,000-$150,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Pinecroft Rd, State Rte 1324, State Rte 604, Barnes Rd, Woodland Rd, Wheelers Pond Rd, Scotts Rd, Wrenn Dr, State Rte 624, Charlotte Rd | $169,500 | $160,000 | $175,000-$200,000 | $146,000 | $140,000 | $150,000-$175,000 |
| 92B, Pear Tree Ln, Bancroft Dr, Green Acres Ln, Marmora Dr, Gunn Rd, Port Dr, Flatfoot Rd, Browns Rd, Teal Cir | $138,500 | $120,000 | $150,000-$175,000 | $97,500 | $80,000 | $75,000-$100,000 |
| Zehmer Ave, State Rte 656, Sequoia Rd, State Rte 656, Cattail Ln, Shippings Rd, Twin Oaks Pl, Runaround Ln, State Rte 645, State Rte 1390 | $126,000 | $120,000 | $125,000-$150,000 | $104,000 | $80,000 | $100,000-$125,000 |
| Lew Jones Rd, Bethune Rd, State Rte 605, Duncan Rd, State Rte 621, Circlewood Dr, Mikes Ln, Goose Pond Rd, Albert Dr, State Rte 693 | $225,000 | $190,000 | $200,000-$250,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $537 |
| Superior Protection Discount | -$59 | $595 |
| Fire & Security Discount | -$59 | $595 |
| Hail Resistant Roof Discount | -$13 | $641 |
| Newly Constructed Home Discount | -$164 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dinwiddie County | $1,500 | $647 | $2,147 | $470 | $1,970 | $177 |
| Dinwiddie County, VA | $2,000 | $647 | $2,647 | $470 | $2,470 | $177 |
| McKenney, VA | $400 | $695 | $1,095 | $505 | $905 | $190 |
| Hopewell, VA | $700 | $600 | $1,300 | $436 | $1,136 | $164 |
| Brunswick County, VA | $300 | $909 | $1,209 | $660 | $960 | $248 |
| Greensville County, VA | $1,000 | $782 | $1,782 | $569 | $1,569 | $214 |
| Burkeville, VA | $500 | $561 | $1,061 | $408 | $908 | $153 |
| Roanoke Rapids, NC | $2,000 | $609 | $2,609 | $443 | $2,443 | $166 |
| Cumberland, VA | $400 | $270 | $670 | $196 | $596 | $74 |
| Goochland County, VA | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Camptown, VA | $100 | $480 | $580 | $349 | $449 | $131 |
| Home Insurance Company Dinwiddie County, VA | Homeowners Insurance Agency Dinwiddie County, VA | Address | Popularity Score | Distance from Dinwiddie County (miles) |
|---|---|---|---|---|
| State Farm | Patty Rhodes | 1200 Armory Dr Ste B, Franklin, VA, 23851-2463 | 47.3 | |
| State Farm | Amy Roberts | 26040 Cox Rd, Petersburg, VA, 23803-6566 | 13.9 | |
| Travelers | W A Watson & Sons Insurance Agency | 106 N Main St, Farmville, VA, 23901 | 44.7 | |
| Nationwide | Jennifer Flowers Honn | 3040 S Crater Rd Ste A, Petersburg, VA, 23805-9221 | 16.6 | |
| Travelers | William H Talley & Son Inc | 146 N Sycamore St, Petersburg, VA, 23803 | 16.7 | |
| Travelers | Boyette Insurance Agency Inc | 7615 Staples Mill Road, Henrico, VA, 23228 | 38.4 | |
| Travelers | Insurance & Investment Agents Of Va Llc | 5219 Hickory Park Dr Ste A, Glen Allen, VA, 23059 | 41.7 | |
| Erie | Pearce & Company Insurance Services Inc. | 110 Norfolk Avenue Suite A, Colonial Heights, VA, 23834 | 17.3 | |
| State Farm | Ted Antol | 13137 Rivers Bend Blvd, Chester, VA, 23836-2699 | 24.6 | |
| Allstate | Ellen Ess | 409 England St, Ashland, VA, 23005 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,300 | $660 |
| Dinwiddie County, VA | $160,100 | $654 | $450 | $930 | $480 |
| Dinwiddie County, VA | $160,100 | $654 | $440 | $920 | $480 |
| McKenney, VA | $135,700 | $703 | $490 | $1,010 | $520 |
| Hopewell, VA | $122,400 | $607 | $440 | $830 | $390 |
| Brunswick County, VA | $110,900 | $920 | $620 | $1,260 | $640 |
| Greensville County, VA | $89,400 | $792 | $570 | $1,130 | $560 |
| Burkeville, VA | $103,000 | $568 | $410 | $810 | $400 |
| Roanoke Rapids, NC | $107,700 | $617 | $440 | $840 | $400 |
| Cumberland, VA | $53,200 | $273 | $180 | $370 | $190 |
| Goochland County, VA | $327,700 | $874 | $630 | $1,200 | $570 |
| Camptown, VA | $87,100 | $486 | $340 | $690 | $350 |