Gavop shows you how to buy homeowners insurance in Springfield charter, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $78,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $204,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $280,500 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $256,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $389,500 | $320,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $697 |
| Home and Two Car | -$123 | $644 |
| Home and Three Car | -$192 | $575 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| Springfield charter, MI | $2,000 | $757 | $2,757 | $550 | $2,550 | $207 |
| Lake Angelus, MI | $400 | $559 | $959 | $407 | $807 | $153 |
| Milford charter, MI | $2,000 | $799 | $2,799 | $581 | $2,581 | $218 |
| Otisville, MI | $200 | $635 | $835 | $462 | $662 | $174 |
| Mussey, MI | $2,000 | $746 | $2,746 | $542 | $2,542 | $204 |
| Perry, MI | $100 | $745 | $845 | $541 | $641 | $204 |
| Henderson, MI | $700 | $741 | $1,441 | $539 | $1,239 | $203 |
| Lake Victoria, MI | $300 | $851 | $1,151 | $618 | $918 | $232 |
| Koylton, MI | $1,000 | $719 | $1,719 | $523 | $1,523 | $197 |
| Carleton, MI | $300 | $728 | $1,028 | $529 | $829 | $199 |
| St. Clair, MI | $2,500 | $708 | $3,208 | $514 | $3,014 | $193 |
| Home Insurance Company Springfield charter, MI | Homeowners Insurance Agency Springfield charter, MI | Address | Popularity Score | Distance from Springfield charter (miles) |
|---|---|---|---|---|
| State Farm | John Cash | 19203 Grand River Ave, Detroit, MI, 48223-1706 | 27.3 | |
| Allstate | Ian Henson | 4568 W Walton Blvd Ste A, Waterford, MI, 48329 | 7.4 | |
| Allstate | Prince Elia | 4088 Haggerty Hwy, Commerce Township, MI, 48390 | 12.2 | |
| State Farm | Dave Smith | 7217 Sashabaw Rd, Clarkston, MI, 48348-4741 | 6.2 | |
| Allstate | Michael Jaboro | 43207 Woodward Ave, Bloomfield Hills, MI, 48302 | 15.5 | |
| State Farm | Frank Sutika | 9400 Middlebelt Rd, Livonia, MI, 48150-7002 | 28.0 | |
| State Farm | Ken Mazzola | 1826 E Auburn Road, Rochester Hills, MI, 48307-4884 | 22.0 | |
| Allstate | Claudia V Lynn | 39853 Grand River Ave, Novi, MI, 48375 | 19.2 | |
| State Farm | Greg Dickerson | 2891 Dixie Hwy, Waterford, MI, 48328-1714 | 9.4 | |
| Farmers | Paul Zevchak | 4139 W Walton Blvd Ste C4, Waterford, MI, 48329 | 7.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,060 | $500 |
| Oakland County, MI | $209,800 | $847 | $620 | $1,170 | $550 |
| Springfield charter, MI | $235,900 | $766 | $560 | $1,080 | $520 |
| Lake Angelus, MI | $1,071,400 | $566 | $410 | $800 | $390 |
| Milford charter, MI | $265,500 | $809 | $580 | $1,160 | $580 |
| Otisville, MI | $58,600 | $643 | $440 | $910 | $470 |
| Mussey, MI | $122,000 | $755 | $510 | $1,040 | $530 |
| Perry, MI | $121,100 | $754 | $510 | $1,060 | $550 |
| Henderson, MI | $118,400 | $750 | $500 | $1,070 | $570 |
| Lake Victoria, MI | $201,200 | $861 | $620 | $1,210 | $590 |
| Koylton, MI | $104,500 | $728 | $530 | $1,030 | $500 |
| Carleton, MI | $110,100 | $737 | $520 | $1,040 | $520 |
| St. Clair, MI | $195,400 | $717 | $510 | $990 | $480 |