Gavop tells you how to get the best homeowners insurance in Shelby County, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Shelby County, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tribe Trl, English Oak Ln, Ritha Cir, Seale Rd, John F Findlay III Dr, Plantation Pl S, Gilbert Dr, Parliament Pkwy, Widgeon Dr, 2nd Ave W | $158,500 | $130,000 | $150,000-$175,000 | $213,500 | $190,000 | $250,000-$300,000 |
| Kenly Way, Brand St, Tuscaloosa Cir, Bird St, Co Rd 83, Narrows Reach, Rocking Tree Rd, Belle Vista Mhp, Co Rd 431, Hwy 361 | $161,500 | $130,000 | $150,000-$175,000 | $235,000 | $200,000 | $200,000-$250,000 |
| Saddlecreek Ln, Co Rd 87, Hidden Hills, Highview Cove, Chase Brook Cir, Twelve Oaks Dr, Oden Dr, Island Rd, Lake Providence Ln, Stonecroft Cir | $174,500 | $150,000 | $150,000-$175,000 | $290,000 | $240,000 | $300,000-$350,000 |
| Savannah Cv, Indian Crest Dr, Co Rd 476, Anchor Way, Spring Hollow Rd, Co Rd 335, Southpark Dr, Crosscreek Trl, Sweetbay Ln, Bluegrass Dr | $97,500 | $80,000 | $75,000-$100,000 | $140,000 | $130,000 | $150,000-$175,000 |
| Hodgens Rd, Cross Grove Ln, Caldwell Mill Cir, Wild Flower Dr, Saddlecreek Dr, Keith Cove, D and M Rd, Buttercup Ln, Brookhill Cir, Prince Rd | $141,500 | $120,000 | $125,000-$150,000 | $311,000 | $280,000 | $350,000-$400,000 |
| Langston Pl, Golden Meadows Dr, Creekwood Ct, Brook Chase Dr, 3rd St, Lorrin Ln, Sawyers Cove Rd, Southwind Dr, 3rd St NE, Stuart Ln | $171,500 | $150,000 | $175,000-$200,000 | $252,000 | $220,000 | $250,000-$300,000 |
| Corsair Dr, Cross Vine Rd, Riverchase Pkwy W, Bridlewood Dr, Co Rd 337, Brantleyville Ln, Hwy 5, Lakeshore Dr, Essex Dr, Belcher Rd | $175,500 | $140,000 | $150,000-$175,000 | $279,500 | $240,000 | $250,000-$300,000 |
| Price Lake Rd, Davis Hawkins St, Springfield Loop E, Carlisle Rd, Shadywood Cir, Matterhorn Farm Rd, Deerwood, Club Rd, Long Leaf Ln, Tolbert Cir | $164,000 | $150,000 | $150,000-$175,000 | $248,000 | $210,000 | $200,000-$250,000 |
| Cross Path Dr, Oak Forest Way, Grove Hill Dr, Lakeside Dr, Perkins Pt, Royal Ln, Phillips Dr, Co Rd 275, Ledge Cir, Emily Cir | $231,000 | $210,000 | $200,000-$250,000 | $330,000 | $270,000 | $250,000-$300,000 |
| Palomino Trl, Brynleigh Dr, Trade Center Dr, Peavine Trailer Park, Indian Springs Ln, Owens Pkwy, Dunham Ln, 4th Ave NW, Page Creek Rd, Paddington Station | $233,500 | $220,000 | $200,000-$250,000 | $372,000 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$208 | $1,094 |
| Superior Protection Discount | -$117 | $1,185 |
| Fire & Security Discount | -$117 | $1,185 |
| Hail Resistant Roof Discount | -$39 | $1,263 |
| Newly Constructed Home Discount | -$339 | $964 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Shelby County | $1,000 | $1,287 | $2,287 | $935 | $1,935 | $352 |
| Shelby County, AL | $2,500 | $1,287 | $3,787 | $935 | $3,435 | $352 |
| Hoover, AL | $400 | $1,473 | $1,873 | $1,071 | $1,471 | $403 |
| Shelby, AL | $700 | $989 | $1,689 | $719 | $1,419 | $270 |
| Brook Highland, AL | $200 | $994 | $1,194 | $723 | $923 | $272 |
| Concord, AL | $1,000 | $1,241 | $2,241 | $902 | $1,902 | $339 |
| Sycamore-Winterboro, AL | $100 | $869 | $969 | $632 | $732 | $238 |
| Brent, AL | $700 | $975 | $1,675 | $709 | $1,409 | $266 |
| Waldo, AL | $100 | $780 | $880 | $567 | $667 | $213 |
| Rockford, AL | $1,000 | $990 | $1,990 | $719 | $1,719 | $271 |
| Kellyton, AL | $300 | $1,000 | $1,300 | $727 | $1,027 | $273 |
| Smoke Rise, AL | $1,000 | $1,305 | $2,305 | $948 | $1,948 | $357 |
| Home Insurance Company Shelby County, AL | Homeowners Insurance Agency Shelby County, AL | Address | Popularity Score | Distance from Shelby County (miles) |
|---|---|---|---|---|
| Allstate | Jay Barker Agency | 3000 Eagle Pt Corp Dr Ste 5, Birmingham, AL, 35242 | 9.5 | |
| Travelers | Shubert & Associates | 100 Carrington Ln, Calera, AL, 35040 | 9.0 | |
| Farmers | William Hart | 2 Riverchase Office Plz Ste 214, Hoover, AL, 35244 | 9.6 | |
| Farmers | Jerry Mcgaha | 198 Narrows Dr Ste 105, Birmingham, AL, 35242 | 7.4 | |
| State Farm | Jarrod Gibson | 4290 Highway 52 W Ste F, Helena, AL, 35080-5002 | 10.6 | |
| State Farm | Chester Lewis | 16641 Highway 280 Ste 300, Chelsea, AL, 35043-8354 | 6.5 | |
| State Farm | Tyler Rutledge | 16054 Highway 280 Ste 1600, Chelsea, AL, 35043-8413 | 6.9 | |
| Farmers | Mittie Brown | 9330 Highway 119 Ste 300, Alabaster, AL, 35007 | 9.2 | |
| Nationwide | Robert E Langston & Associates Insurance Inc | 4525 Valleydale Rd, Birmingham, AL, 35242-4605 | 9.0 | |
| Travelers | Union State Insurance Inc | 1920 1st Ave N, Pell City, AL, 35125 | 31.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,650 | $860 |
| Shelby County, AL | $199,500 | $1,302 | $920 | $1,780 | $860 |
| Shelby County, AL | $199,500 | $1,302 | $940 | $1,860 | $920 |
| Hoover, AL | $271,600 | $1,491 | $1,070 | $2,130 | $1,060 |
| Shelby, AL | $102,000 | $1,001 | $690 | $1,410 | $720 |
| Brook Highland, AL | $343,500 | $1,007 | $730 | $1,430 | $700 |
| Concord, AL | $150,700 | $1,256 | $870 | $1,730 | $860 |
| Sycamore-Winterboro, AL | $83,200 | $880 | $620 | $1,210 | $590 |
| Brent, AL | $99,700 | $987 | $700 | $1,390 | $690 |
| Waldo, AL | $70,300 | $789 | $570 | $1,100 | $530 |
| Rockford, AL | $102,200 | $1,002 | $710 | $1,370 | $660 |
| Kellyton, AL | $103,800 | $1,012 | $690 | $1,440 | $750 |
| Smoke Rise, AL | $165,700 | $1,321 | $950 | $1,810 | $860 |