How Can I Make My Apple Valley, MN Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Apple Valley, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Apple Valley, MN Home Insurance Coverage Levels | Back to Top

Apple Valley, MN - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Elysium Pl, 135th St E, 132nd Ct, Hemlock Ct S, Lower Hamlet Ct, Fernando Ave, Essex Trl, Granite Ave, Guthrie Ave, Drake Path $198,500 $180,000 $175,000-$200,000 $146,500 $130,000 $125,000-$150,000
Lower 139th Ct W, Heywood Way, Garden View Ct, Havelock Trl, 137th Ct, 121st St W, Gull Ct, Everest Trl, Dundee Ave, Gable Ln $222,500 $190,000 $200,000-$250,000 $153,000 $130,000 $150,000-$175,000
Harrington Pl, Flight Ln, Friday Ln, 159th Street Ct, Fjord Ave, Lower 127th St W, Finewood Ct, Golding Ln, McAndrews Rd, Essex Ave $143,500 $120,000 $100,000-$125,000 $150,000 $120,000 $150,000-$175,000
Lower Guthrie Ct, 124th Ct W, 123rd St W, Dunbar Ave, Dulcimer Way, Gallup Ct, Falcon Dr, Eveleth Path, 157th St, Dresden Trl $186,000 $170,000 $150,000-$175,000 $149,000 $140,000 $125,000-$150,000
143rd Street Ct W, Gantry Ct, 127th St W, Elmwood Ct, Redwell Ln, Jonathan Dr, Regent Dr, Flyboat Ln, Edinborough Way, Elderberry Ct $354,000 $320,000 $350,000-$400,000 $265,500 $230,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Apple Valley, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$167 $1,027
Superior Protection Discount -$107 $1,087
Fire & Security Discount -$84 $1,111
Hail Resistant Roof Discount -$36 $1,158
Newly Constructed Home Discount -$287 $908

Choose the Right Deductible for your Apple Valley, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Dakota County $2,500 $1,198 $3,698 $871 $3,371 $327
Apple Valley, MN $1,000 $1,180 $2,180 $857 $1,857 $322
Sand Creek, MN $400 $1,659 $2,059 $1,206 $1,606 $453
Dundas, MN $2,500 $1,151 $3,651 $836 $3,336 $315
Birchwood Village, MN $300 $1,587 $1,887 $1,153 $1,453 $434
Washington County, MN $2,000 $1,224 $3,224 $890 $2,890 $335
Rice County, MN $500 $1,062 $1,562 $772 $1,272 $290
Walcott, MN $1,000 $1,479 $2,479 $1,075 $2,075 $404
Norwood Young America, MN $400 $1,087 $1,487 $790 $1,190 $297
Bellechester, MN $700 $841 $1,541 $611 $1,311 $230
Owatonna, MN $300 $847 $1,147 $616 $916 $232

Identify Top Home Insurance Agents near Apple Valley, MN | Back to Top

Home Insurance Company Apple Valley, MN Homeowners Insurance Agency Apple Valley, MN Address Popularity Score Distance from Apple Valley (miles)
Travelers James M King & Associates Inc 200 W Old Shakopee Rd, Bloomington, MN, 55420
6.9
Travelers Miller-Hartwig Insurance 20960 Holyoke Ave, Lakeville, MN, 55044
7.2
State Farm Leanne Casanova 4590 Scott Trl Ste 205, Eagan, MN, 55122-4041
3.2
State Farm Joe Etten 14050 Pilot Knob Rd Ste 144, Apple Valley, MN, 55124-6648
1.1
State Farm Brent Mohlenhoff 220 W 98th St, Bloomington, MN, 55420-3859
7.0
Travelers Bass Lake Insurance Agency 7600 Bass Lake Road Suite 109, New Hope, MN, 55428
23.1
State Farm Jon Zweber 10639 165th St W, Lakeville, MN, 55044-5670
4.7
Farmers Michael Bishman 121 W Broadway St, Owatonna, MN, 55060
45.6
State Farm Brian Busch 2000 Old Co Road 34 At Hwys 5 And 13, Burnsville, MN, 55337-6661
5.6
Farmers Mark Johnson 8500 210th St W, Lakeville, MN, 55044
7.2

Compare Rates for Apple Valley, MN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $850 $1,630 $780
Dakota County, MN $238,000 $1,213 $820 $1,670 $850
Apple Valley, MN $230,900 $1,194 $850 $1,660 $810
Sand Creek, MN $359,100 $1,679 $1,120 $2,370 $1,250
Dundas, MN $191,400 $1,165 $780 $1,650 $870
Birchwood Village, MN $339,500 $1,606 $1,090 $2,200 $1,110
Washington County, MN $264,300 $1,239 $830 $1,720 $890
Rice County, MN $188,400 $1,075 $760 $1,520 $760
Walcott, MN $306,000 $1,497 $1,030 $2,130 $1,100
Norwood Young America, MN $172,000 $1,100 $800 $1,560 $760
Bellechester, MN $113,200 $851 $620 $1,220 $600
Owatonna, MN $151,000 $858 $610 $1,180 $570

Research Home Insurance Companies Reviews in Apple Valley, MN Before Buying | Back to Top

Share a review on your home insurance company


Farm Bureau Home Insurance Reviews

Date: September 20, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Policy to policy comparison my insurance company and policy is comparable to that of all of the other insurance companies that I have priced out. They offer the coverage that I want.


Date: September 10, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have been with farm bureau for the last 5 years or so and they have been great. I switched from State Farm and saved several hundred dollars. Their customer service is always great and I would rate them a 5.

Allstate Home Insurance Reviews

Date: August 15, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
Allstate did an awesome job when a tree fell on my house They sent someone out the same day to provide a temporary patch so no interior damage would be done.

Date: July 29, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I feel that they are better or at least comparable to most other insurances. We have better rates for the most part and good customer service.


State Farm Home Insurance Reviews

Date: October 14, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
My deductible is higher than my previous deductible, but my insurance premium is lower. I have less coverage in this insurance than my previous, but it is cheaper. I would rate them a 3 out of 5.

Date: July 10, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I had a nice experience with State farm insurance company, because ever since have been with them they have been serving me well. kudos to them.

GEICO Home Insurance Reviews

Date: October 05, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Geico prices are not entirely competitive, especially in my home state (AZ), but given I am a single woman with a mortgage on a 2 bedroom house, I think I'm doing just fine.

Date: July 17, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have never had any problems when I have had to contact their customer service so I would give them an overall good rating for that.

Nationwide Home Insurance Reviews

Date: May 26, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Female

Customer Service
I have been with Nationwide for 18 years. First, with my auto insurance, and when I purchased my house. Their customer service is cannot be beat.

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