How Can I Make My West New York, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in West New York, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your West New York, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $192,000 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $338,500 | $310,000 | $300,000-$350,000 |
| 4 Bedroom | $522,000 | $470,000 | $500,000-$600,000 |
| 5 Bedroom | $618,000 | $520,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in West New York, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $807 |
| Superior Protection Discount | -$90 | $906 |
| Fire & Security Discount | -$110 | $886 |
| Hail Resistant Roof Discount | -$20 | $976 |
| Newly Constructed Home Discount | -$269 | $727 |
Choose the Right Deductible for your West New York, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hudson County | $1,500 | $1,052 | $2,552 | $765 | $2,265 | $288 |
| West New York, NJ | $2,000 | $984 | $2,984 | $715 | $2,715 | $269 |
| Carteret, NJ | $300 | $812 | $1,112 | $590 | $890 | $222 |
| Garden City Park, NY | $1,000 | $2,627 | $3,627 | $1,909 | $2,909 | $718 |
| East Williston, NY | $400 | $830 | $1,230 | $603 | $1,003 | $227 |
| Riverdale, NJ | $700 | $1,090 | $1,790 | $792 | $1,492 | $298 |
| Spring Valley, NY | $200 | $1,002 | $1,202 | $729 | $929 | $274 |
| Metuchen, NJ | $1,500 | $927 | $2,427 | $673 | $2,173 | $253 |
| Bay Shore, NY | $100 | $934 | $1,034 | $678 | $778 | $255 |
| Bradley Beach, NJ | $1,000 | $1,622 | $2,622 | $1,179 | $2,179 | $443 |
| Stony Brook, NY | $300 | $1,091 | $1,391 | $793 | $1,093 | $298 |
| Hunterdon County, NJ | $1,500 | $1,168 | $2,668 | $849 | $2,349 | $319 |
Identify Top Home Insurance Agents near West New York, NJ | Back to Top
| Home Insurance Company West New York, NJ | Homeowners Insurance Agency West New York, NJ | Address | Popularity Score | Distance from West New York (miles) |
|---|---|---|---|---|
| State Farm | Zanetta Glover | 570 Broad St Ste 114, Newark, NJ, 07102-4518 | 8.9 | |
| State Farm | Alberto Santana | 1755 John F Kennedy Blvd Apt 1, Jersey City, NJ, 07305-1900 | 7.4 | |
| Travelers | Lichtenberger Agency Llc | One Harmon Plaza Second Floor, Secaucus, NJ, 7094 | 3.3 | |
| Travelers | Julius A Rose Inc | 611 Broadway, Bayonne, NJ, 7002 | 9.9 | |
| Liberty Mutual Independent | The Maccormack Agency | 55 Flanagan Way, Secaucus, NJ, 7094 | 2.6 | |
| Travelers | Dale Group Inc | 30-A Vreeland Rd Ste 120 Florham Park, Florham Park, NJ, 7932 | 18.9 | |
| Farmers | Anthony Barreiro | 163 Us Highway 206 S, Chester, NJ, 7930 | 36.1 | |
| Travelers | Dynasty Agency | 83 Kearny Avenue, Kearny, NJ, 7032 | 8.0 | |
| Allstate | Anthony Fuccilli | 230 Stuyvesant Ave, Lyndhurst, NJ, 7071 | 6.4 | |
| State Farm | Candida Seymour | 4017 Bergenline Ave, Union City, NJ, 07087-4919 | 1.1 |
Compare Rates for West New York, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,500 | $780 |
| Hudson County, NJ | $349,500 | $1,065 | $720 | $1,510 | $790 |
| West New York, NJ | $316,200 | $996 | $680 | $1,400 | $720 |
| Carteret, NJ | $267,500 | $822 | $590 | $1,180 | $590 |
| Garden City Park, NY | $590,100 | $2,659 | $1,830 | $3,700 | $1,870 |
| East Williston, NY | $815,900 | $840 | $560 | $1,190 | $630 |
| Riverdale, NJ | $331,200 | $1,103 | $750 | $1,580 | $830 |
| Spring Valley, NY | $278,600 | $1,015 | $740 | $1,390 | $650 |
| Metuchen, NJ | $407,800 | $938 | $640 | $1,340 | $700 |
| Bay Shore, NY | $323,000 | $945 | $690 | $1,350 | $660 |
| Bradley Beach, NJ | $479,100 | $1,642 | $1,170 | $2,320 | $1,150 |
| Stony Brook, NY | $447,600 | $1,104 | $790 | $1,580 | $790 |
| Hunterdon County, NJ | $393,800 | $1,182 | $860 | $1,630 | $770 |
Research Home Insurance Companies Reviews in West New York, NJ Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: October 16, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
Farmer's Insurance is an extremely infuriating company to work with. My coverage was inexplicably cancelled due to an underwriter's opinion of the quality of the roof. The roof had no leaks and no issues with it at all.
Date: September 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Farmers Insurance was a little higher in terms of coverage compared to some of the other insurance providers we reviewed. Their policy offerings however are better in my view which made them the logical choice.
Allstate Home Insurance Reviews
Date: October 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Similar to their offerings, the rates also seem to be on par with other providers, slightly less than most
Progressive Home Insurance Reviews
Date: July 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Compared to other insurance company this progressive home insurance company offering to me for subsidy in interest when we are giving proper installment pay.