Gavop tells you how to get the best homeowners insurance in Temperance, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $180,500 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $170,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $265,500 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $469,500 | $420,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $561 |
| Superior Protection Discount | -$62 | $622 |
| Fire & Security Discount | -$68 | $615 |
| Hail Resistant Roof Discount | -$21 | $663 |
| Newly Constructed Home Discount | -$144 | $540 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,464 |
| Hail Damage | $4,759 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,218 |
| Home Insurance Company Temperance, MI | Homeowners Insurance Agency Temperance, MI | Address | Popularity Score | Distance from Temperance (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bergstrom Insurance Agency | 30701 W 10 Mile Rd Ste 400, Farmington Hills, MI, 48336 | 49.8 | |
| Allstate | Scott Cunningham | 17405 Fort St, Riverview, MI, 48193 | 34.7 | |
| Farmers | Dena Weyand | 2962 N Dixie Hwy, Monroe, MI, 48162 | 17.5 | |
| State Farm | John Cash | 19203 Grand River Ave, Detroit, MI, 48223-1706 | 47.4 | |
| Liberty Mutual Independent | Ann Arbor Insurance Associates Llc | 1925 Pauline Blvd Ste D, Ann Arbor, MI, 48103 | 36.1 | |
| Liberty Mutual Independent | Ann Arbor Insurance Associates Llc | 1925 Pauline Blvd #D Ann Arbor, Ann Arbor, MI, 48103 | 36.0 | |
| State Farm | Patricia Ouellette | 7725 W Vernor Hwy, Detroit, MI, 48209-1515 | 44.1 | |
| State Farm | Nancy Spencer | 1033 Novi Rd, Northville, MI, 48167-1156 | 46.9 | |
| Travelers | American Express | 4 Parklane Blvd Ste 414, Dearborn, MI, 48126 | 42.8 | |
| State Farm | Bert Kozlowski | 16260 King Rd, Riverview, MI, 48193-7940 | 32.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,080 | $510 |
| Monroe County, MI | $149,500 | $769 | $530 | $1,060 | $530 |
| Temperance, MI | $165,300 | $684 | $460 | $970 | $510 |
| Toledo, OH | $78,600 | $787 | $570 | $1,130 | $560 |
| South Monroe, MI | $111,900 | $740 | $500 | $1,010 | $510 |
| Berkey, OH | $161,700 | $766 | $520 | $1,060 | $540 |
| Blissfield, MI | $110,000 | $737 | $540 | $1,010 | $470 |
| Stony Point, MI | $117,100 | $748 | $540 | $1,060 | $520 |
| Catawba Island, OH | $253,000 | $915 | $610 | $1,250 | $640 |
| Lima, MI | $251,800 | $938 | $680 | $1,330 | $650 |
| Napoleon, OH | $111,000 | $608 | $440 | $860 | $420 |
| McComb, OH | $114,700 | $663 | $480 | $910 | $430 |
| Findlay, OH | $123,300 | $663 | $470 | $910 | $440 |