Gavop shows you how to buy homeowners insurance in Riverside, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Riverside, MD - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mercedes Dr, E Baker Ave, Letchworth Ct, Walnut Hill Ct, Federal Garth, Villa Point Dr, Hidden Brook Ct, Halls Chance Ln, McComas Way E, Portsmouth Ct | $143,500 | $130,000 | $150,000-$175,000 | $179,500 | $160,000 | $200,000-$250,000 |
| Sophias Way, Caldwell Ct N, Pamela Dr, Long Bar Harbor Rd, Swift Run Ct, Starboard Dr, Atlas Cedar Way, Creamery Ln, Friarswood Ct, Sage Ln | $160,000 | $150,000 | $150,000-$175,000 | $285,500 | $230,000 | $300,000-$350,000 |
| Sanford Ct, Marigold Ct, Stourhead Ct, Kildare Ct, Greys Run Cir, Hampton Hall Ct, Tewkesbury Rd, Berrycrest Way, Henry Harford Dr, Caldwell Sq | $135,000 | $110,000 | $100,000-$125,000 | $199,000 | $180,000 | $200,000-$250,000 |
| Ahoy Ct, Hidden Stream Dr, Dowery Ln, Vernon Ct, Caldwell Ct S, Goodson Ct, S Philadelphia Blvd, Coyote Ct, St Albans Ct, Greenwich Ct | $240,000 | $220,000 | $200,000-$250,000 | $314,500 | $250,000 | $300,000-$350,000 |
| Liatris Ln, Chelmsford Ct, Hilltop Ave, Brice Sq, Shrewsbury Rd, James Way, Overton Sq, Smith's Landing Ct, Harford Town Dr, Carlyle Garth | $94,000 | $90,000 | $100,000-$125,000 | $136,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $542 |
| Superior Protection Discount | -$59 | $602 |
| Fire & Security Discount | -$46 | $615 |
| Hail Resistant Roof Discount | -$20 | $641 |
| Newly Constructed Home Discount | -$192 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harford County | $700 | $923 | $1,623 | $671 | $1,371 | $252 |
| Riverside, MD | $700 | $653 | $1,353 | $475 | $1,175 | $178 |
| Perry Hall, MD | $400 | $757 | $1,157 | $550 | $950 | $207 |
| Lake Shore, MD | $2,500 | $843 | $3,343 | $613 | $3,113 | $230 |
| Christiana, PA | $300 | $732 | $1,032 | $532 | $832 | $200 |
| East Fallowfield, PA | $1,000 | $737 | $1,737 | $536 | $1,536 | $201 |
| West Manheim, PA | $100 | $700 | $800 | $509 | $609 | $191 |
| Blue Ball, PA | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| West Brandywine, PA | $500 | $783 | $1,283 | $569 | $1,069 | $214 |
| Konterra, MD | $1,500 | $1,113 | $2,613 | $809 | $2,309 | $304 |
| Quinton, NJ | $500 | $831 | $1,331 | $604 | $1,104 | $227 |
| New Carrollton, MD | $700 | $743 | $1,443 | $540 | $1,240 | $203 |
| Home Insurance Company Riverside, MD | Homeowners Insurance Agency Riverside, MD | Address | Popularity Score | Distance from Riverside (miles) |
|---|---|---|---|---|
| Nationwide | Rick Gerety & Assoc Inc | 406 N Hickory Ave, Bel Air, MD, 21014-3227 | 7.3 | |
| Nationwide | Marion Miller & Associates | 5 South Hickory Ave, Bel Air, MD, 21014 | 7.0 | |
| State Farm | Kyle Tomlinson | 2014 S Tollgate Rd Ste 207, Bel Air, MD, 21015-5904 | 5.1 | |
| Travelers | Aag Insurance Enterprises Inc | 438 S Main Street, Bel Air, MD, 21014 | 6.6 | |
| Liberty Mutual Independent | John L Lynch Agency Llc | 11832 Belair Rd, Kingsville, MD, 21087 | 9.8 | |
| State Farm | Mike Grace | 2937 Emmorton Rd, Abingdon, MD, 21009-1631 | 3.8 | |
| Travelers | Insure One Inc | 913 Ridgebrook Rd Ste 102, Sparks, MD, 21152 | 22.2 | |
| State Farm | Loretta Johnson | 1406 York Rd Ste 100, Lutherville, MD, 21093-6049 | 20.6 | |
| State Farm | Troy King | 4117 Patterson Ave, Baltimore, MD, 21215-2221 | 26.3 | |
| State Farm | Chris Gonce | 900 S Main St Ste 105, Bel Air, MD, 21014-5473 | 6.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Harford County, MD | $281,400 | $934 | $740 | $1,180 | $440 |
| Riverside, MD | $186,600 | $661 | $520 | $830 | $310 |
| Perry Hall, MD | $253,100 | $766 | $610 | $970 | $360 |
| Lake Shore, MD | $364,000 | $853 | $670 | $1,070 | $400 |
| Christiana, PA | $168,500 | $741 | $540 | $1,020 | $480 |
| East Fallowfield, PA | $247,700 | $746 | $530 | $1,050 | $520 |
| West Manheim, PA | $224,500 | $709 | $510 | $970 | $460 |
| Blue Ball, PA | $214,100 | $825 | $590 | $1,170 | $580 |
| West Brandywine, PA | $275,100 | $793 | $560 | $1,090 | $530 |
| Konterra, MD | $340,900 | $1,127 | $890 | $1,420 | $530 |
| Quinton, NJ | $192,700 | $841 | $570 | $1,190 | $620 |
| New Carrollton, MD | $245,000 | $752 | $590 | $950 | $360 |