How Can I Make My Orono, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Orono, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Orono, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $194,500 $160,000 $175,000-$200,000
2 Bedroom $397,500 $350,000 $300,000-$350,000
3 Bedroom $417,500 $370,000 $300,000-$350,000
4 Bedroom $911,000 $860,000 $900,000-$1,000,000
5 Bedroom $1,272,000 $1,040,000 More than 10,000,000

Bundle your Orono, MN Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$70 $803
Home and Two Car -$140 $733
Home and Three Car -$218 $655

Choose the Right Deductible for your Orono, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Hennepin County $2,000 $1,217 $3,217 $885 $2,885 $333
Orono, MN $2,000 $862 $2,862 $627 $2,627 $236
Wayzata, MN $100 $2,289 $2,389 $1,664 $1,764 $626
Minnetrista, MN $2,500 $1,080 $3,580 $785 $3,285 $295
Credit River, MN $200 $1,003 $1,203 $729 $929 $274
White Bear Lake, MN $2,500 $849 $3,349 $617 $3,117 $232
Jessenland, MN $400 $1,330 $1,730 $966 $1,366 $363
Collinwood, MN $2,500 $1,324 $3,824 $962 $3,462 $362
Cordova, MN $200 $1,304 $1,504 $948 $1,148 $356
Glendorado, MN $2,500 $1,278 $3,778 $929 $3,429 $349
Litchfield, MN $100 $745 $845 $542 $642 $204
Oak Grove, WI $700 $830 $1,530 $603 $1,303 $227

Identify Top Home Insurance Agents near Orono, MN | Back to Top

Home Insurance Company Orono, MN Homeowners Insurance Agency Orono, MN Address Popularity Score Distance from Orono (miles)
Farmers Patrick Kelly 7401 Metro Blvd Ste 525, Edina, MN, 55439
13.2
State Farm Jerry Stanke 13100 Wayzata Blvd Ste 110, Minnetonka, MN, 55305-1803
7.0
State Farm Mary Trondson 1215 Lagoon Ave S, Minneapolis, MN, 55408-2616
14.4
Travelers Ameristar Agency Inc 800 E Wayzata Blvd Ste 250, Wayzata, MN, 55391
4.0
Travelers Affiliated Insurance Services Llc 12805 Highway 55 Ste 212, Plymouth, MN, 55441
7.6
State Farm Jon Fransway 16315 Terrey Pine Dr Ste 200, Eden Prairie, MN, 55344-2119
8.6
Liberty Mutual Independent American Agency Inc 5851 Cedar Lake Rd S St Louis Park, St. Louis Park, MN, 55416
11.4
Farmers Matthew Darmody 8441 Wayzata Blvd Ste 220, Minneapolis, MN, 55426
9.8
Travelers Richfield State Insurance 6625 Lyndale Ave South #410, Richfield, MN, 55423
15.7
Farmers Craig Pearson 13911 Ridgedale Dr Ste 253, Minnetonka, MN, 55305
6.5

Compare Rates for Orono, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $850 $1,660 $810
Hennepin County, MN $245,400 $1,232 $850 $1,750 $900
Orono, MN $563,700 $873 $590 $1,210 $620
Wayzata, MN $471,500 $2,317 $1,580 $3,170 $1,590
Minnetrista, MN $445,900 $1,093 $800 $1,510 $710
Credit River, MN $400,400 $1,015 $730 $1,400 $670
White Bear Lake, MN $204,900 $859 $580 $1,210 $630
Jessenland, MN $253,100 $1,346 $900 $1,840 $940
Collinwood, MN $250,800 $1,340 $900 $1,850 $950
Cordova, MN $243,800 $1,320 $900 $1,820 $920
Glendorado, MN $234,200 $1,294 $890 $1,850 $960
Litchfield, MN $122,900 $754 $510 $1,050 $540
Oak Grove, WI $303,300 $840 $570 $1,190 $620